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authorize.net vs Stripe Payments Comparison (2026)

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Good recommendations?

authorize.net

Stripe Payments

Overview

authorize.net supports payment processing by helping businesses accept credit card and eCheck payments online, in person, via mobile devices, and more. The product offers a range of features, including online payments, mobile point of sale, virtual point of sale, phone payments, eCheck payments, digital invoicing, and fraud protection. It provides account updater and recurring payments capabilities to help businesses manage payments.

Stripe is a financial infrastructure platform that enables businesses to accept payments online and in person. It offers a suite of APIs for payment processing, subscription management, fraud prevention, and financial services integration Stripe provides both developer-focused tools with extensive documentation and no-code solutions for businesses without technical staff.

Platforms supported

Web-based
iPhone app
Android app
Windows Phone app

Typical customers

Freelancers
Small businesses
Mid size businesses
Large enterprises

Customer support

Phone
Online
Knowledge base
Video tutorials

view more detailsview details

Platforms supported

Web-based
iPhone app
Android app
Windows Phone app

Typical customers

Freelancers
Small businesses
Mid size businesses
Large enterprises

Customer support

Phone
Online
Knowledge base
Video tutorials

view more detailsview details

Video & Screenshots

Pricing

Starting from

Per month

Free trial available
Credit cardless trial
Free account
Subscription based

Starting from

No pricing info

Free trial available
Credit cardless trial
Free account
Subscription based

User reviews

4.5

220

135

Value for money

Ease of use

Features

Customer support

73%

would recommend this app

4.6

3.3K

2.4K

655

121

Value for money

Ease of use

Features

Customer support

81%

would recommend this app

Pros

“Authorise.net is so powerful that even their resellers built top class payment solutions for end users like me who have clients that want to use authorise.net to access USA payments.”

Babatunde O.

SEO Marketer

“The monthly gateway charges are accumulated within a short period even in months when our transaction volume is low.”

John P.

Transport Broker

“Because it is a separate program, it does not automatically add the patients information and does not automatically post to their account.”

Amy S.

Intake Specialist

Pros

“Stripe really stands out for making complex payment processing feel intuitive, with clean APIs, excellent documentation, and a structure that allows you to scale from a simple checkout to a fully customized payment ecosystem.”

Marc R.

Talent

“Having our invoicing and accounts receivable in a single dashboard was helpful to a team that spans several time zones and has lots of moving pieces with various clients needing different billing cycles.”

Kaleb V.

Founder and Managing Member

“The dashboard is clean, payments and payouts are reliable, and it covers invoicing, subscriptions, and recurring billing without extra tools.”

Stephen S.

Manager

Cons

“The interface can be a bit outdated at times and requested system updates are not as quick as we would like.”

Dru S.

Property Success Parntner

“The interface feels outdated, and some features aren’t as user-friendly as they could be.”

ALISSA P.

OWNER

“We were unable to charge 3% to the customer for online transactions.”

Theresa I.

Owner

Cons

“We are a small, privately owned veterinary hospital that has spent years serving our community and caring for people's pets. Despite operating a legitimate business with documented transactions, Stripe suddenly withheld and removed nearly $7,000 from our account, placing a significant financial burden on our practice.”

Jennifer J.

Practice Manager

“Customer support and client support can feel slow on dispute appeals, while edge case bugs and issues in webhook retries disrupt ease of use for card payments and credit card payments.”

Estrella A.

Software Engineer

“In rare instances, we have faced issues while syncing the transaction data with our ERP software and that may lead to some time delay in payments being reconciled on our site.”

Eric P.

ERP Supervisor