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authorize.net vs Square Payments Comparison (2026)

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authorize.net logo

authorize.net

Square Payments logo

Square Payments

Overview

authorize.net supports payment processing by helping businesses accept credit card and eCheck payments online, in person, via mobile devices, and more. The product offers a range of features, including online payments, mobile point of sale, virtual point of sale, phone payments, eCheck payments, digital invoicing, and fraud protection. It provides account updater and recurring payments capabilities to help businesses manage payments.

Accept every way your customers want to pay with Square Payments.

  • Platforms supported
  • Web-based
  • iPhone app
  • Android app
  • Windows Phone app
  • Typical customers
  • Freelancers
  • Small businesses
  • Mid size businesses
  • Large enterprises
  • Customer support
  • Phone
  • Online
  • Knowledge base
  • Video tutorials
  • Platforms supported
  • Web-based
  • iPhone app
  • Android app
  • Windows Phone app
  • Typical customers
  • Freelancers
  • Small businesses
  • Mid size businesses
  • Large enterprises
  • Customer support
  • Phone
  • Online
  • Knowledge base
  • Video tutorials

Video & Screenshots

Pricing

Starting from

25

Per month

  • Free trial available
  • Credit cardless trial
  • Free account
  • Subscription based

Starting from

Free

  • Free trial available
  • Credit cardless trial
  • Free account
  • Subscription based

User reviews

4.5

220

5

4

3

2

1

135

64

13

3

5

  • Value for money
  • Ease of use
  • Features
  • Customer support
73%
would recommend this app

4.7

2.7K

5

4

3

2

1

2K

487

99

23

34

  • Value for money
  • Ease of use
  • Features
  • Customer support
84%
would recommend this app

Pros

“Authorise.net is so powerful that even their resellers built top class payment solutions for end users like me who have clients that want to use authorise.net to access USA payments.”
Verified reviewer profile picture

Babatunde O.

SEO Marketer

“The monthly gateway charges are accumulated within a short period even in months when our transaction volume is low.”
JP

John P.

Transport Broker

“we eventually left the platform and was left with our pre existing handling solutions that do cost more.”
MG

Matt G.

Business Operations Manager

Pros

“The system is straightforward to navigate, and the reporting tools provide helpful insights into sales and customer activity. While fees and occasional account reviews can be a drawback, the convenience, professionalism, and efficiency it brings to daily operations make it a valuable tool for business.”
RR

Rebecca R.

Prodution manager

“As a small business owner, I need tools that save me time, and Square makes it easy to accept payments, track sales, send invoices, and manage my business all in one place.”
AB

Ajah B.

Owner CEO

“Deposits are reliable, and the mobile app allows me to monitor transactions even when I'm away from the office.”
Verified reviewer profile picture

Reyna F.

Brand Manager

Cons

“The interface feels outdated, and some features aren’t as user-friendly as they could be.”
AP

ALISSA P.

OWNER

“The interface can be a bit outdated at times and requested system updates are not as quick as we would like.”
DS

Dru S.

Property Success Parntner

“My least favorite things are that the dashboard feels clunky and not intuitive.”
RP

Ryan P.

Graphic Designer

Cons

“The fees associated with square or astronomical; additionally, it would lose connectivity, and we had to buy special software and equipment that did not work across all devices.”
MW

Melissa W.

Hospital administrator

“Endless updates that take a lot of time, often fail and are unable to be skipped while a client is standing waiting in front of you”
AW

Angela W.

Owner

“The biggest downside is the processing fees, which can add up over time, especially on smaller transactions.”
JW

Jeffrey W.

Owner

  • Vendor responds to reviews
  • Last review3 months ago
  • Vendor responds to reviews
  • Last review17 days ago

Key features

  • Total features125
  • ACH Payment Processing
  • API
  • Access Controls/Permissions
  • Access Management
  • Accounting
  • Accounting Integration
  • Accounts Receivable
  • Activity Dashboard
  • Activity Monitoring
  • Activity Tracking
  • Ad hoc Reporting
  • Alerts/Escalation
  • Alerts/Notifications
  • Automatic Billing
  • Billing & Invoicing
  • Billing Portal
  • Billing Rate Management
  • CRM
  • Cash Management
  • Chargeback Tracking
  • Check Processing
  • Compliance Management
  • Contact Database
  • Contact Management
  • Contactless NFC
  • Contingency Billing
  • Credit Card Management
  • Credit Card Processing
  • Cryptocurrency Processing
  • Customer Database
  • Customer Management
  • Customizable Invoices
  • Customizable Reports
  • Data Import/Export
  • Data Security
  • Data Visualization
  • Debit/Credit Card Processing
  • Discount Management
  • Dues Management
  • Electronic Payments
  • Electronic Signature
  • Fee Management
  • Financial Aid Management
  • Financial Analysis
  • Financial Reporting
  • Financial Transaction Approval
  • For Banking
  • For Electricity
  • For Financial Institutions
  • For Higher Education
  • For Insurance Industry
  • For Internet Service Providers (ISP)
  • For Natural Gas
  • For Nonprofits
  • For Restaurants
  • For Retail
  • For Schools
  • For Telecommunications Industry
  • For Trash
  • For Water
  • For eCommerce
  • Fraud Detection
  • Fund Accounting
  • Gift Card Management
  • In-Person Payments
  • Internal Fraud Monitoring
  • Invoice Creation
  • Invoice History
  • Invoice Management
  • Invoice Processing
  • K-12
  • Loyalty Program
  • Metered Billing
  • Mobile Access
  • Mobile Card Reader
  • Mobile Commerce
  • Mobile Payments
  • Multi-Location
  • Multi-Period Recurring Billing
  • Multi-Store
  • Multiple Payment Options
  • Non-Metered Billing
  • Offline Access
  • Online Invoicing
  • Online Ordering
  • Online Payments
  • Ordering Automation
  • PCI Compliance
  • Partial Payments
  • Payment Collection
  • Payment Fraud Prevention
  • Payment Gateway Integration
  • Payment Links
  • Payment Options
  • Payment Processing
  • Payment Tracking
  • Point of Sale (POS)
  • Point of Sale (POS) Integration
  • Projections
  • Promotions Management
  • Purchasing & Receiving
  • Real-Time Analytics
  • Real-Time Data
  • Real-Time Monitoring
  • Real-Time Reporting
  • Real-Time Updates
  • Real-time Alerts
  • Receipt Management
  • Recurring Invoicing
  • Recurring/Subscription Billing
  • Refund Management
  • Reminders
  • Reporting & Statistics
  • Reporting/Analytics
  • Restaurant POS
  • Retail POS
  • Returns Management
  • Risk Analysis
  • Risk Management
  • Risk Scoring
  • SSL Security
  • Sales Reports
  • Sales Tax Management
  • Search/Filter
  • Self Service Portal
  • Separate Checks
  • Split Checks
  • Subscription Management
  • Subscription Plan Management
  • Third-Party Integrations
  • Transaction History
  • Transaction Monitoring
  • Tuition Management
  • Work Order Management
  • eCommerce Management
  • Total features39
  • ACH Payment Processing
  • API
  • Access Controls/Permissions
  • Access Management
  • Accounting
  • Accounting Integration
  • Accounts Receivable
  • Activity Dashboard
  • Activity Monitoring
  • Activity Tracking
  • Ad hoc Reporting
  • Alerts/Escalation
  • Alerts/Notifications
  • Automatic Billing
  • Billing & Invoicing
  • Billing Portal
  • Billing Rate Management
  • CRM
  • Cash Management
  • Chargeback Tracking
  • Check Processing
  • Compliance Management
  • Contact Database
  • Contact Management
  • Contactless NFC
  • Contingency Billing
  • Credit Card Management
  • Credit Card Processing
  • Cryptocurrency Processing
  • Customer Database
  • Customer Management
  • Customizable Invoices
  • Customizable Reports
  • Data Import/Export
  • Data Security
  • Data Visualization
  • Debit/Credit Card Processing
  • Discount Management
  • Dues Management
  • Electronic Payments
  • Electronic Signature
  • Fee Management
  • Financial Aid Management
  • Financial Analysis
  • Financial Reporting
  • Financial Transaction Approval
  • For Banking
  • For Electricity
  • For Financial Institutions
  • For Higher Education
  • For Insurance Industry
  • For Internet Service Providers (ISP)
  • For Natural Gas
  • For Nonprofits
  • For Restaurants
  • For Retail
  • For Schools
  • For Telecommunications Industry
  • For Trash
  • For Water
  • For eCommerce
  • Fraud Detection
  • Fund Accounting
  • Gift Card Management
  • In-Person Payments
  • Internal Fraud Monitoring
  • Invoice Creation
  • Invoice History
  • Invoice Management
  • Invoice Processing
  • K-12
  • Loyalty Program
  • Metered Billing
  • Mobile Access
  • Mobile Card Reader
  • Mobile Commerce
  • Mobile Payments
  • Multi-Location
  • Multi-Period Recurring Billing
  • Multi-Store
  • Multiple Payment Options
  • Non-Metered Billing
  • Offline Access
  • Online Invoicing
  • Online Ordering
  • Online Payments
  • Ordering Automation
  • PCI Compliance
  • Partial Payments
  • Payment Collection
  • Payment Fraud Prevention
  • Payment Gateway Integration
  • Payment Links
  • Payment Options
  • Payment Processing
  • Payment Tracking
  • Point of Sale (POS)
  • Point of Sale (POS) Integration
  • Projections
  • Promotions Management
  • Purchasing & Receiving
  • Real-Time Analytics
  • Real-Time Data
  • Real-Time Monitoring
  • Real-Time Reporting
  • Real-Time Updates
  • Real-time Alerts
  • Receipt Management
  • Recurring Invoicing
  • Recurring/Subscription Billing
  • Refund Management
  • Reminders
  • Reporting & Statistics
  • Reporting/Analytics
  • Restaurant POS
  • Retail POS
  • Returns Management
  • Risk Analysis
  • Risk Management
  • Risk Scoring
  • SSL Security
  • Sales Reports
  • Sales Tax Management
  • Search/Filter
  • Self Service Portal
  • Separate Checks
  • Split Checks
  • Subscription Management
  • Subscription Plan Management
  • Third-Party Integrations
  • Transaction History
  • Transaction Monitoring
  • Tuition Management
  • Work Order Management
  • eCommerce Management

Integrations

  • Total integrations6
  • Acuity Scheduling
  • Adobe Commerce
  • BigCommerce
  • ClinicSense
  • Craver
  • DAVO
  • Ecwid
  • Fomo
  • Jotform
  • Linktree
  • Make
  • MarginEdge
  • Miva
  • MoeGo
  • PayPal
  • Paymo
  • Poptin
  • QuickBooks Online Advanced
  • Recurly
  • Resy OS
  • Shippo
  • Square Invoices
  • Square Point of Sale
  • SyncPenguin
  • Synder
  • Thrive Inventory
  • TouchBistro
  • Weebly
  • Wix
  • WooCommerce
  • Zoho Invoice
  • Total integrations27
  • Acuity Scheduling
  • Adobe Commerce
  • BigCommerce
  • ClinicSense
  • Craver
  • DAVO
  • Ecwid
  • Fomo
  • Jotform
  • Linktree
  • Make
  • MarginEdge
  • Miva
  • MoeGo
  • PayPal
  • Paymo
  • Poptin
  • QuickBooks Online Advanced
  • Recurly
  • Resy OS
  • Shippo
  • Square Invoices
  • Square Point of Sale
  • SyncPenguin
  • Synder
  • Thrive Inventory
  • TouchBistro
  • Weebly
  • Wix
  • WooCommerce
  • Zoho Invoice

Alternatives

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