ePayPolicy vs Coinbase Commerce

QuickBooks Online

Stripe

Square Payments

WeTravel

Fortis

BitPay

Compare ePayPolicy and Coinbase Commerce based on features, pricing, verified reviews, integrations & more on GetApp. Find out which software is best for your business in 2026.

PayPal

PayPal provides an end-to-end suite of tools that can integrate with a business's existing systems and service providers. Its network of shoppers and businesses provides AI-driven data insights to help businesses reach new customers and drive results.

Venmo

Venmo is a digital wallet and payment gateway that allows customers to send money and make purchases via mobile device, and share activity via the purchase feed

Stripe is a financial infrastructure platform that enables businesses to accept payments online and in person. It offers a suite of APIs for payment processing, subscription management, fraud prevention, and financial services integration Stripe provides both developer-focused tools with extensive documentation and no-code solutions for businesses without technical staff.

ePayPolicy is a payment processing solution designed to help businesses in the insurance sector collect credit card and ACH payments from policyholders. The centralized dashboard enables administrators to track transactions, access electronic receipts, and control user permissions.

Access Controls/Permissions

Accounting

Accounting Integration

ACH Payment Processing

Activity Dashboard

Activity Tracking

Alerts/Escalation

Alerts/Notifications

Audit Management

Batch Processing

Billing & Invoicing

Broker/Agent Portal

Commission Calculations

Commission Management

Compliance Management

Contact Management

Credit Card Processing

Customizable Branding

Customizable Fields

Customizable Reports

Customizable Templates

Dashboard

Data Security

Debit/Credit Card Processing

Dunning Management

Electronic Payments

Email Reminders

Insurance Policy Management

Integrations Management

Invoice Management

Invoice Processing

Mobile Payments

Multi-Period Recurring Billing

Multiple Payment Options

Online Payments

Partial Payments

Payment Fraud Prevention

Payment Gateway Integration

Payment Links

Payment Processing

PCI Compliance

Receipt Management

Recurring Invoicing

Recurring/Subscription Billing

Refund Management

Reminders

Reporting/Analytics

Reporting & Statistics

Search/Filter

Secure Login

Self Service Portal

Status Tracking

Third-Party Integrations

Transaction History

Transaction Monitoring

By industry, ePayPolicy reviewers are most commonly professionals in insurance (96%). The most frequent use case for ePayPolicy cited by reviewers is payment processing (85% of reviewers).

Users and use cases

Some users say ePayPolicy offers a transparent fee structure and appreciate the low ACH fees and ability to pass credit card costs to customers. However, some reviewers feel credit card and ACH fees, as well as monthly charges, are excessive.

Value for money

ePayPolicy is a payment processing program with key features that include payment processing, electronic payments, online payments, debit/credit card processing, and more.

ePayPolicy

Web-based

Chromebook

Linux

Windows

Basic

ePay has been a solid solution to managing payments from insureds to our office; with the challenges in the CA insurance markets and more customers having to use non-admitted, agency bill policies, ePay has helped make all the extra work a little easier.

Office Manager - Commercial Insurance Specialist

I'd like to suggest a feature to create/download invoice for Offline-paid invoices (if the amount is over the deposit limit).   Though the system does allow an invoice shown as paid offline, there's no receipt available to send over to the insured.

AGENCY ADMN

Has helped out office with Sales and Purchases of accepting reimbursement of Fees.   And when i easily create an invoice for the customer, it sends them the Email right then.

President

It doesn't integrate with our Premium Finance management software so we manually have to input the payments into our system so the client's policy doesn't get cancelled for lack of payment.

Account Executive

Our clients appreciate the ability to make payments quickly and easily online, whick has reduced processing time and improved cash flow on our end.

We are definitely increasing the usage and appreciate how much EpayPolicy assist in collecting the payments from the insureds, and how much time it saved from the entire process. Though I'd prefer to have an option to absorb the fees depending on the clients.

Business Support Manager

Not able to see detail invoice receipt with description that shows the client what they  paid for, when using the invoice feature.   neither we see it on the receipt)

What I like best is how seamlessly it integrates with our management system, making payment collection fast, secure, and incredibly easy for both us and our clients.

Vice President

Any reticence we had in turning over the control of our payments to a third party have been alleviated by the security and comfort we feel but the transparent and seamless integration into our agency bill business.  

Agent

I really appreciate the ability to track the progress of transactions in real time it adds a layer of transparency and confidence to the process.

Office Manager

We have to make an invoice before a client can pay, and they cannot make a payment to us for any amount other than what is invoiced.

Agency Principal

I especially like the ability to email prefilled payment pages so the client can complete the transaction on their own time.

I plan on keeping it and the monthly fee of $25 is really cheap, especially since they do notify me of the daily trasactions/receipts and the deposits to my account.

Additionally, it gives the clients the option to either use a card or an account to process a payment through a secure platform.

I love the fact that they can take credit cards, the money transfers quickly into our account, I feel like our money is safe and secure.

We have ePay set up so that is costs our users up to $10 to make an ACH payment; most customers don't mind, but I hope none of customers think it's a "junk fee".

Sometimes clients are more likely to complete a purchase when the link comes through and they do not have to share account info directly with our agents.

The ePay team doesn't hound you with marketing and upgrades, but sends periodic emails about enhancements and offerings, which is nice.

Insurance Broker

However, most are not findable when I do a search and I have to pay them via their regular link and pay the normal fee.

Ceo-President

excellent technology especially with our MGA and aggregators, I have refered at least 2 of them to epay so our payment method could become more universal.

Account Manager

Each team member can use this application and keep us current with our payments/premiums for policies.

Controller

We now only use ePay when needing to pay a carrier who we owe money to and it is still my favorite payment platform.

We no longer have to wait for a check in the mail and the option of paying electronically is a great option for our customers.

Owner

Especially if you have issued a bond that is non refundable and then you have that notice that funds were insufficent sometimes days later.

Their customer support is responsive and knowledgeable, and the dashboard gives us full visibility into every transaction.

You can take credit card payments or bank account payments from insureds in 1 easy location.  

Historically, no option to set due dates, and auto reminders for past due invoices.

Office Manager and Commercial Department Manager

Our clients and employees are really like the ability to make payments online.  

Accounting and Operations

Some of the company payment limits as you don't know what they are until you make the payment and then it tells you it's more than allowed.

It especially helps with the clients who don't have access to checks to send or it gets lost in the mail.

I also really like being able to see the step by step progress of each transaction it makes the process feel transparent and secure

Being able to pay insurance companies on the due date, instead of guessing when the mail might arrive is also a bonus.

Adding ePay has made it easier to close more deals. Before I would have to turn away customers because I couldn't accept card payments.

The one thing I like least is the transactions fees, which can be a sticking point for some clients...not so much with ACH but with the credit card fees.

ePayPolicy has filled the gap with credit card processing for a low monthly fee.

We have cut down significantly on mail, checks to deposit to the bank, and following up on past due payments.

The $10,000 deposit limit per transaction can be a low limit for our Commercial Policies.

Director of Operations

I like that it provides a user friendly way for our customers to make either ACH or credit card payments.

Makes it easy for payments for my clients either through ACH or credit card payments to offer as option.

Since starting epay, we have saved a lot of headache of collecting premiums, making deposits etc.  

The high credit card processing fee and three-day waiting time for funds.

AGENT BROKER

ePayPolicy is a great tool for the smaller independent agency to use to collect premium from insureds.

VP-Operations

The reports and notification emails we receive add efficiency to our workflow.

One more draw back is customers cannot pay you over $50K unless you set something up, which i have not done yet.

ePayPolicy has all the tools and agency needs to service clients payment needs.

Commercial Agent  CSR

ease of colleting commercial payments, and being able to take credit card and EFT payments for commecial is fantastic

Using ePay services has been a great tool for us to collect premiums quicker and easier.

I like the flexibility it gives my customers to pay either via ACH or credit card.   

Principal Owner

Download invoices and transactions - downloads in excel format.

My only complaint is that our agency management system does not support ePayPolicy integration.

Reviewers indicate that ePayPolicy's payment processing capabilities make collecting insurance payments much faster and more efficient. Users report that ePayPolicy eliminates the need for paper checks, reduces risk, and allows for instant payment notifications. They find it easy to send clients a payment link, enabling quick, secure transactions. Users say ePayPolicy streamlines agency billing, supports multiple payment methods, and is simple for both staff and clients to use, greatly improving their workflow and customer satisfaction. Of the 41 ePayPolicy users who gave detailed accounts of their use of Payment Processing, 98% rated this feature as important or highly important.

Pricing

Invoicing

Security and Access Control

Email Notifications

Check and Mail Handling

Insurance Payments

Integrations

Website and Portal

Transaction Limits

Large Enterprises

Small Business

Mid-size Business

Freelancers

Some users say ePayPolicy offers a simple, transparent fee structure and appreciate the low ACH fees and the ability to pass credit card processing costs to customers. Some reviewers find the platform cost-effective compared to other options and like that there are no hidden fees. Users think the service is easy to use and value the clear display of fees for different payment methods. However, some reviewers feel credit card processing fees are too high and indicate that these charges can deter clients from using the service. Some users report that ACH fees and monthly charges also feel excessive.

Coinbase Commerce is a web-based platform that allows businesses to accept payments in various cryptocurrencies. It lets merchants sell products by sharing a static link with their customers. Users can withdraw funds from their Coinbase account to any platform based on their requirements.

Cryptocurrency Processing

Data Import/Export

Multi-Currency

Proprietary

Coinbase Commerce

We want to receive the actual Crypto's not USDC (no option for that) !

Since [sensitive content hidden]: No QR scan for payments.

San Miali Electricians

It makes it super easy for businesses to accept cryptocurrencies as payment, and transaction process is smooth and secure.

The software is friendly to use - Layout is simple and easy to understand. But, the customer support team is very poor and needs improvement.

Training Specialist

It is very easy to use and offers the most popular crypto currencies in the market.

I'm fairly new to the crypto world but feel like it is a very good platform to trade on.

I appreciate its user-friendly interface, secure transactions, and the ability to accept various cryptocurrencies.

with this wallet it is possible to earn money to get cryptocurrencies with the help of the programs that coinbase puts in place also the fact of being able to convert my currencies into cryptocurrency for free is really very interesting this way I manage to have cryptocurrencies that can have a good potential or get other currency of my choice

this software is the best cryptocurrency curator also it is possible to earn cryptos with this software

Graphic Designer

Coinbase was not as detailed as other crypto wallets such as Binance and it did not give real-time notifications, which did not allow me to do trades properly sometimes.

What I like most about Coinbase Commerce is it's user-friendly interface and seamless integration with other platforms.

Musician

The coinbase app is separate from the wallet, I don't like it because you need to download two apps

Now we will have to move to an alternative.

Welder

I absolutely love and am amazed by the way theyve made a complete one stop shop for crypto needs.

Senior Solution Specialist

Coinbase has a very easy graphical user interface, super easy to integrate with bank details, high security checks give me confidence in using this software.

Story writer

Director HR

this is very user friendly charges are nominal and the payment is fast and secure

Coinbase was as effective as any other crypto wallet, but what really intrigued me was the user interface, it was easy to navigate, it was aesthetically pleasing and it gave me no hassle.

Engineer

Which is stoke on Coinbase, after I prefer to use a decentralized system like Trust Wallet for storing, and for Exchange, I use Binance which never asks to add a Card for payment.

Trader

They advertise that some crypto you can get over 5% a year in rewards but they just flat out don't pay.

ePayPolicy vs Coinbase Commerce Comparison (2026)

ePayPolicy

Coinbase Commerce

Overview

Video & Screenshots

Pricing

User reviews

Key features

Integrations

Alternatives