PayJunction vs Afterpay

Stripe

Klarna

PayPal Checkout

Sezzle

ddSuite

Compare PayJunction and Afterpay based on features, pricing, verified reviews, integrations & more on GetApp. Find out which software is best for your business in 2026.

Stripe is a comprehensive financial infrastructure platform that enables businesses to accept payments online and in person. It offers a suite of APIs for payment processing, subscription management, fraud prevention, and financial services integration, supporting over one hundred payment methods across multiple currencies. Stripe provides both developer-focused tools with extensive documentation and no-code solutions for businesses without technical staff.

PayPal Checkout is a payment checkout platform that enables retailers to process payments via various payment modes.

ddSuite software from DDC Schweiz allows object data of large infrastructure objects to be viewed from the overall view down to the smallest detail, managed and orders and invoices to be triggered.

PayJunction is a payment gateway & merchant service which provides mid to large scale enterprises with the tools to process all payment types in store or online

ACH Payment Processing

Contact Database

Credit Card Processing

Customer Accounts

Customer History

Customizable Reports

Debit/Credit Card Processing

Electronic Payments

Electronic Signature

Email Management

Fraud Detection

In-Person Payments

Mobile Payments

Multi-Location

Online Payments

Payment Gateway Integration

Payment Links

Payment Processing

PCI Compliance

Point of Sale (POS)

Projections

Receipt Management

Recurring/Subscription Billing

Reporting/Analytics

Sales Reports

Search/Filter

Status Tracking

Third-Party Integrations

Transaction History

Transaction Monitoring

PayJunction

Web-based

iPad

iPhone

Admin Assistant

This is very user friendly and if we experience any difficulties we just call and someone is very helpful to assist in problem solving. Everyone has been very supportive and is very helpful.

Billing Manager

It is a great product and they do a great job supporting it. The staff are friendly and professional and always resolve my problems quickly.

President

Support - they are friendly and available when they are needed. I love the kiosk that is provided - we've received numerous compliments about how easy it is to use, and how fast it is.

Operate my own business--owner

I am responsible for managing associations and we had to find a very good company at a good price point. We found Pay Junction and it fitted our needs very well.

PayJunction has been a super convenient and helpful solution with instantaneous access to customer profiles and capture data.

Finance Manager

We have been using it for quite a number of years and it has really helped our business. Would recommend to anyone looking for a wonderful credit card/check processing company.

Owner

There's no support on weekends. They lost Shopify integration and do not have a mobile card reader yet, so I have to use separate companies for those two things.

office Manager

We love the ease of processing and patients love the emailed reciepts.

Office Manager

I was unsure about the paperless concept but now love it. The customer service dept has always been very helpful and easy to access.

Office Administrator/Manager

I like the ease of use with running cards and the user friendly website. It makes it a breeze to run transactions.

VICE PRESIDENT

We get our money fast and it is very easy to use and setup. Support is great and very easy to reach a real person.

Easy enrollment process, good customer service & like the integration into our operating system.

Counseling

I loved that I was able to get a competitive rate.

Customer service has been great. Very easy to use the software once cards are uploaded.

Integration with WooCommerce and the ability to take the system with us to trade shows is a huge plus.

Accounts Payable

Sometimes, it takes too long to process payment and customers have to wait. They, in turn, get frustrated.

Backend Application Developer

It had fantastic customer service which is why we switched to it in the first place but ultimately switched away from it when we got fed up with losing data because there was no http callback.

Sometimes there might a glitch in syncing with sycle but for the most part no real negative opinion.

PayJunction screenshot: Manage transactions from credit or debit cards, e-checks, and the PayJunction smart terminal

PayJunction screenshot: View reports and analytics on business metrics such as average transaction amounts, totals by brand, and more

PayJunction screenshot: Search for customers within the database and view their entire transaction history and payment details

PayJunction screenshot: Send customers electronic receipts directly to their device via email

Large Enterprises

Mid Size Business

Small Business

Sezzle is a payment processing solution that helps merchants manage options for buying now and paying later via installments. It offers mobile applications for Android and iOS devices, which allows users to handle payments and view specific brands according to requirements.

Klarna is a payment processing platform designed to help businesses offer a secure checkout experience to customers with several payment methods. Shoppers can use the application to manage purchases, report returns, and communicate with customer service agents.


Zip affords customers the opportunity to make immediate purchases while opting to spread the payment over time using a series of installment payments without interest.

Afterpay is an installation payment solution that provides an additional payment option for customers. With Afterpay, businesses can allow customers to pay for any product in installments payments over 6 weeks.

Data Security

Multiple Payment Options

Partial Payments

Payment Fraud Prevention

Self Service Portal

Afterpay

Afterpay has been a great way for my sales to increase by 60. I love them as a merchant and as a consumer.

Integration was very easy even if you were not good with computers. Very helpful and my customers love the option.

That it’s super easy to use. The customer service from start to finish was great.

Desing/Marketing Manager

There are no analytics tracking, and the dashboard is confusing to navigate.

owner

Afterpay is very easy to use. Customer love it and love how easy it is.

Delivery Driver

The best is this app is so sophisticated and a breeze to navigate.

Trust for our customer, its amazing how customer relate with afterpay and also with the afterpay store directory.

I love when I added this back in 2018 it instantly added to sales within my company. A lot of consumers are dealing with the pandemic and need to place orders on a payment plan, this helps.

I love the easy use and being able to have this option for my customers.

Owner 

Easy to use  and my customers love if they like options to pay.

Director of Ecommerce

We love how afterpay makes quick and easy transactions for our customers.

Soap Maker

So easy to use, as a customer and merchant. Great customer service too.

Internal Advisor

You have the ability to buy a product now and make payments later. That is a very good thing to have, especially during the time's we're all living in, money is a problem, and this makes it easier.

I dislike the 3 business days that you must wait before payout.

The integration process was easy. Customers like the available option.

Head of E-Commerce & Marketing

Customers often get confused on how to check out using Afterpay (via our Shopify powered site).

Small business owner

Ease of use is the only compliment, but they make this easy because they willing To steal your money.

I wouldn’t say that I have anything negative to.

Afterpay screenshot: Afterpay connects merchants with the world's best shoppers. And no application fees mean more businesses sign up with Afterpay than any other payment service.

Afterpay screenshot: Afterpay offers shoppers an all-inclusive application to access their favorite brands, manage their budgets, and pay in 4 with one touch.

PayJunction vs Afterpay Comparison (2026)

PayJunction

Afterpay

Overview

Video & Screenshots

Pricing

User reviews

Key features

Integrations

Alternatives