PayJunction vs Stax

Stripe

Square Payments

Clover

PayPal Checkout

Helcim

ddSuite

Compare PayJunction and Stax based on features, pricing, verified reviews, integrations & more on GetApp. Find out which software is best for your business in 2026.

Stripe is a comprehensive financial infrastructure platform that enables businesses to accept payments online and in person. It offers a suite of APIs for payment processing, subscription management, fraud prevention, and financial services integration, supporting over one hundred payment methods across multiple currencies. Stripe provides both developer-focused tools with extensive documentation and no-code solutions for businesses without technical staff.

PayPal Checkout is a payment checkout platform that enables retailers to process payments via various payment modes.

ddSuite software from DDC Schweiz allows object data of large infrastructure objects to be viewed from the overall view down to the smallest detail, managed and orders and invoices to be triggered.

PayJunction is a payment gateway & merchant service which provides mid to large scale enterprises with the tools to process all payment types in store or online

ACH Payment Processing

Contact Database

Credit Card Processing

Customer Accounts

Customer History

Customizable Reports

Debit/Credit Card Processing

Electronic Payments

Electronic Signature

Email Management

Fraud Detection

In-Person Payments

Mobile Payments

Multi-Location

Online Payments

Payment Gateway Integration

Payment Links

Payment Processing

PCI Compliance

Point of Sale (POS)

Projections

Receipt Management

Recurring/Subscription Billing

Reporting/Analytics

Sales Reports

Search/Filter

Status Tracking

Third-Party Integrations

Transaction History

Transaction Monitoring

PayJunction

Web-based

iPad

iPhone

Admin Assistant

This is very user friendly and if we experience any difficulties we just call and someone is very helpful to assist in problem solving. Everyone has been very supportive and is very helpful.

Billing Manager

It is a great product and they do a great job supporting it. The staff are friendly and professional and always resolve my problems quickly.

President

Support - they are friendly and available when they are needed. I love the kiosk that is provided - we've received numerous compliments about how easy it is to use, and how fast it is.

Operate my own business--owner

I am responsible for managing associations and we had to find a very good company at a good price point. We found Pay Junction and it fitted our needs very well.

PayJunction has been a super convenient and helpful solution with instantaneous access to customer profiles and capture data.

Finance Manager

We have been using it for quite a number of years and it has really helped our business. Would recommend to anyone looking for a wonderful credit card/check processing company.

Owner

There's no support on weekends. They lost Shopify integration and do not have a mobile card reader yet, so I have to use separate companies for those two things.

office Manager

We love the ease of processing and patients love the emailed reciepts.

Office Manager

I was unsure about the paperless concept but now love it. The customer service dept has always been very helpful and easy to access.

Office Administrator/Manager

I like the ease of use with running cards and the user friendly website. It makes it a breeze to run transactions.

VICE PRESIDENT

We get our money fast and it is very easy to use and setup. Support is great and very easy to reach a real person.

Easy enrollment process, good customer service & like the integration into our operating system.

Counseling

I loved that I was able to get a competitive rate.

Customer service has been great. Very easy to use the software once cards are uploaded.

Integration with WooCommerce and the ability to take the system with us to trade shows is a huge plus.

Accounts Payable

Sometimes, it takes too long to process payment and customers have to wait. They, in turn, get frustrated.

Backend Application Developer

It had fantastic customer service which is why we switched to it in the first place but ultimately switched away from it when we got fed up with losing data because there was no http callback.

Sometimes there might a glitch in syncing with sycle but for the most part no real negative opinion.

PayJunction screenshot: Manage transactions from credit or debit cards, e-checks, and the PayJunction smart terminal

PayJunction screenshot: View reports and analytics on business metrics such as average transaction amounts, totals by brand, and more

PayJunction screenshot: Search for customers within the database and view their entire transaction history and payment details

PayJunction screenshot: Send customers electronic receipts directly to their device via email

Large Enterprises

Mid Size Business

Small Business

Clover is an all-in-one platform designed to help on and offline retailers, quick service restaurants, and other service businesses manage their point-of-sale operations, with secure payment solutions and reliable business management features

Square Payments is an online payment processing solution which integrates with Square hardware & POS software to allow businesses to accept payments

Helcim enables credit card processing for your business, sign up with no commitments, contracts, or monthly fees. At Helcim, our goal is to provide small to medium sized businesses with the opportunity to accept credit card payments at affordable rates with industry-leading technology.

Stax delivers seamless payment processing and scalable embedded payment solutions to SMBs, ISVs, and SaaS businesses.

Alerts/Notifications

Barcode/Ticket Scanning

Billing & Invoicing

Billing Portal

Contactless NFC

Credit Card Management

Customizable Branding

Customizable Invoices

Data Import/Export

Data Synchronization

Discount Management

Financial Reporting

Gift Card Management

Invoice Creation

Invoice History

Invoice Management

Invoice Processing

Mobile Access

Mobile Card Reader

Multi-Currency

Multiple Payment Options

Online Invoicing

Point of Sale (POS) Integration

QuickBooks Integration

Real-Time Data

Real-Time Reporting

Reporting & Statistics

Self Service Portal

Tax Calculation

Visual Analytics

Stax

Android

Windows

Business Owner

Their helpline is always open and has been super supportive in getting my questions answered. Payments are processed quickly and my clients have found the system easy to use and invoices were helpful.

They keep taking funds out of my account despite their associate sending me an email stating that my account is closed. Total liars and so dishonest.

I see my money transfers quickly and I love not having to deal with the high percentages taken from my profit like other processors.

Love the ease of use, very intuitive and operational very friendly. Also, less expensive than our previous provider.

The staff is very helpful with the onboarding process, and the sales representatives are delightful to work with.

I love how easy and understanding it is to use Stax and how the recurring billing is set up. I will recommend this company to everyone I know.

Fattmerchant was a lifesaver in getting our business set up. We talked to many companies in this process who exhausted us by their lack of customer service skills or willingness to help effectively.

Stay away from this unethical business. We are so sorry we did business with them.

Practice Manager

The system is simple to navigate and easy to learn. Super user friendly, and whenever a issue arises, their support staff handle it quickly and tactfully.

Do yourself a favor and ask around and do your due diligence before signing up. This way, when things go bad you can only blame yourself.

Customer service is horrible. For example I called twice today to speak with a rep about issues.

Manager

They always deny issues are their fault. Always some other company.

So far everything has been GREAT. Saving more money per month than I could have imagined when I first was looking for a new processor of CCs.

Provider

The terminal seems like it will be very easy to use. Sensitive content hidden] has made my learning curve less steep with getting the system integrated.

Goto a company that will treat you right and really want to earn your business, which Stax doesn't try to earn, its almost like expected.

Uncaring, incompetent customer service; high costs; stealthy increases in costs.

Chief Operating Officer

Software is straightforward and they offered competitive rates.

We have been with Stax for ~8 years and it's been good. My only complaint is they have not updated system to integrate with auto matching payments to QB in 8 years.

PayJunction vs Stax Comparison (2026)

PayJunction

Stax

Overview

Video & Screenshots

Pricing

User reviews

Key features

Integrations

Alternatives