Fattmerchant Pricing, Features, Reviews & Comparison of Alternatives


Subscription-based credit card payment processing platform

4.8/5 (15 reviews)

Fattmerchant overview

Fattmerchant is a cloud-based payment platform providing credit card transaction processing for flat rate, subscription pricing. Promising an integrated and unified experience, its Omni solution enables merchants to accept payments across all desired channels. Securely take major credit and debit cards, ACH and more whether the card is present or not, with mobile app support backing POS transactions from any location. Key in or swipe cards with the optional Fattmerchant reader device compatible with both iOS and Android apps, which also allow photo-based capture, transaction archiving, barcode scanning and the issue of receipt notifications etc.

Other core solutions include an online virtual terminal for managing payments across all web-enabled devices. Her users can also set recurring invoicing schedules with auto-reminders, manage stored customer information, track product inventories and manage receipts. Ecommerce and shopping cart integration is then joined by a developer API for adding PCI-compliant transaction processing to custom apps, while bi-directional QuickBooks syncing keeps account records updated. In addition, Fattmerchant offers analytics capabilities serving dashboard-based data visualizations across multiple locations so merchants can enjoy visibility of holistic business performance.


Starting from
Pricing options
Value for money
View Pricing Plans


Business size



United States

Supported languages

Fattmerchant screenshot: Fattmerchant’s integrated Omni payment platform provides a single, PCI compliant card present and card not present payment channels taking transactions in real timeFattmerchant ExplainedFattmerchant screenshot: Fattmerchant Payments Mobile for iOS enables the mobile capture and saving of transactions, card-based payments via the optional mobile reader peripheral, plus the sending of digital receiptsFattmerchant screenshot: Omni Dashboard gathers and collates transaction data from all business locations into a singular view in order to facilitate comparisons on performance levelsFattmerchant screenshot: Analytics capabilities include a business dashboard accessible via all devices, providing data visualizations of sales trends and heatmaps on business performance Fattmerchant screenshot: Illustrating the acceptance of contactless card and mobile payments with point-of-sale terminalsFattmerchant screenshot: An example of the optional card reader device for swiping cards when accepting mobile app paymentsFattmerchant screenshot: Fattmerchant Mobile Point-of-Sale app for Android smartphone showing the keypad screen for entering price during a transactionFattmerchant screenshot: Fattmerchant Mobile Point-of-Sale app for Android smartphone showing an itemized breakdown of a transaction with the ability to save or make a charge for the given amount The Fattmerchant Pitch

Fattmerchant reviews

Value for money
Ease of use
Customer support
Randy Clark

Easy to Use - Customer Service On Point

Used weekly for less than 6 months
Reviewed 2019-04-04
Review Source: Capterra

Being able to keep cards on file and charge them after my lawn services are complete is a lifesaver. It keeps me from having to bill each customer, or chase my money down from now on. Also, the way they charge you for accepting credit cards is extremely clear and one reason I went with them. The larger I get, the more affordable FattMerchant will be as well, since the main cost each month is the flat monthly fee that will never change for you once you sign-up with them.

Read the full review

Rebecca Brown

Great Company

Used daily for 1-2 years
Reviewed 2019-01-29
Review Source: Capterra

We went from 1 owner to the next. They made the transaction from 1 to the other easy. And the fees are great. My CPA was impressed with how much we saved.

Read the full review

Cobren Rochat


Used daily for less than 6 months
Reviewed 2019-01-29
Review Source: Capterra

The software is amazing; But more than that it is the customer service I have received. the last thing I wanted in a merchant was someone that was inefficient, ineffective and hard to reach. I got NONE of that from Fattmerchant. They treat me like they have a huge privilege in handling my money. That is pretty much unheard of in this industry.

Read the full review

Jessica Harrison

Blown away by the ease of use!

Used daily for less than 6 months
Reviewed 2017-02-16
Review Source: Capterra

We were using SAGE before switching to Fattmerchant. I was concerned that the transition would be difficult. I was wrong! My account reps helped me every step of the way! No matter how silly the questions seemed they took time to help. I LOVE the VT! It is so easy to navigate. I would recommend (and have) Fattmerchant to anyone.

Read the full review

David Laferriere-Hall

A relief...

Used daily for less than 6 months
Reviewed 2019-02-19
Review Source: Capterra

After dealing with numerous companies for credit processing, I came across Fattmerchant. What a relief.... the fees are a fraction in comparison to competition. My company is able to get faster deposits than before. So, not only am I getting paid sooner, I am making more money because of Fattmerchant. Thanks so much for being a company that is pleasurable to work with.

Read the full review

Fattmerchant pricing

Starting from
Pricing options
View Pricing Plans

Fattmerchant Starter Platform (<$500k processed annually): $99 per month
Fattmerchant Enterprise Platform (<$500k processed annually): $199 per month

Fattmerchant features

Automatic Notifications
Discount Management
Electronic Payments
Third Party Integration
eCommerce Integration

Access Control (55 other apps)
Activity Dashboard (75 other apps)
Content Management (80 other apps)
Custom Forms (64 other apps)
Customizable Branding (102 other apps)
Customizable Templates (99 other apps)
Data Import/Export (71 other apps)
Drag & Drop Interface (80 other apps)
Product Catalog (69 other apps)
Reporting & Statistics (71 other apps)
SSL Security (53 other apps)
Search Functionality (76 other apps)
Social Media Integration (53 other apps)
eCommerce Management (67 other apps)

Additional information for Fattmerchant

Key features of Fattmerchant

  • ACH Check Transactions
  • Billing Portal
  • Customizable Invoices
  • Debit Card Support
  • Electronic Receipts
  • Electronic Signature
  • Gift Card Management
  • In-Person Payments
  • Invoice History
  • Mobile Card Reader
  • Mobile Payments
  • Online Invoicing
  • Online Payments
  • PCI Compliance
  • POS Transactions
  • Payment Processing
  • Receipt Printing
  • Recurring/Subscription Billing
  • Sales / Order Reporting
  • Signature Capture
  • Subscription Billing
  • Tax Calculator
  • Virtual Terminal
View All Features


• Fattmerchant is a flat rate credit card processing and merchant services provider, boasting subscription-based monthly pricing for unlimited credit card processing with 0% markup.

• Developer tools include a PCI-DSS compliant API for building secure, encrypted payment processing functionality into custom web and mobile apps - backed by JavaScript library and iOS / Android SDK documentation support.

• Analytics capabilities include business and omni dashboards providing data visualizations on sales trends, heatmaps on busiest or slowest business periods, plus consolidated data from every business location to compare performance.

• Fattmerchant Payments Mobile for iOS automatically syncs to Fattmerchant Payments Online and allows sellers to accept Visa, MasterCard, Discover, AMEX and EMV chip cards via Fattmerchant's Payments Mobile Reader device or with native photo capture.

• Fattmerchant Mobile Point-of-Sale app for Android similarly supports the collection of debit and credit cards or cash, while connecting into Fattmerchant's Omni platform to access multi-location payment and inventory information.