Square Payments vs Zil Money

PayPal

QuickBooks Enterprise

Venmo

PayPal Point of Sale

Clover

Melio

Compare Square Payments and Zil Money based on features, pricing, verified reviews, integrations & more on GetApp. Find out which software is best for your business in 2026.

Clover is an all-in-one platform designed to help on and offline retailers, quick service restaurants, and other service businesses manage their point-of-sale operations, with secure payment solutions and reliable business management features

The PayPal Here app is a mobile point of sale (POS) software designed to help businesses securely process debit or credit card payments and generate invoices. The application enables retailers and manufacturers to create and organize product lists and add details including photos and descriptions.

Venmo is a digital wallet and payment gateway that allows customers to send money and make purchases via mobile device, and share activity via the purchase feed

Square Payments is an online payment processing solution which integrates with Square hardware & POS software to allow businesses to accept payments

ACH Payment Processing

Activity Dashboard

Billing & Invoicing

Cash Management

Compliance Management

Contactless NFC

Credit Card Processing

Cryptocurrency Processing

Customer Database

Data Security

Debit/Credit Card Processing

Electronic Payments

Electronic Signature

Fraud Detection

Gift Card Management

In-Person Payments

Invoice Management

Mobile Access

Mobile Card Reader

Mobile Payments

Multiple Payment Options

Offline Access

Online Payments

Partial Payments

Payment Fraud Prevention

Payment Links

PCI Compliance

Point of Sale (POS)

Receipt Management

Recurring/Subscription Billing

Reminders

Reporting & Statistics

Reporting/Analytics

Sales Reports

SSL Security

Third-Party Integrations

Transaction History

Square Payments

Android

Web-based

iPad

iPhone

eCommerce

I like that it is straight forward and easy to use, plus they offer additional products like financing and capital advances that are useful for growing businesses.

Reservation sales representative

I love the simplicity of the software. I love being able to accept credit card or debit card payments directly on my phone with the small noninvasive  card reader that i attach to my phone.

I do not think I have have anything I do not like about square payments. I guess if you put in the wrong email that can be annoying but that more user error.

Manager

I love this software, our employees love it too because it gives them better tips at the end of the day.

Owner

Simple reporting is my favorite feature, especially compared to other platforms. Helping my clients with meaningful reporting without having to modify the data is super convenient.

Student 

I love the ease of use this product provides. I feel it is especially beneficial for small businesses and often see the product used at places like farmers markets which I love to support.

Outreach Worker

I love how with the ease of just hooking as an adapter up to my phone I am able to accept payments. It's fast and easy to use.

Owner/ Founder

We love the  user experience so clean and easy to use. We also love the accessibility to use on different devices.

Video and Motion Graphics Designer

People love how popular this is because it recognizes them and saves their preferences.

We do not use this software very frequently, but when we do it is super easy to pick back up and use even after not using it for a while. Very user friendly and convenient.

Great - love their customer service, they quickly send out new square devices and have always felt the transactions are safe and protected.

Owner 

I had to walk around & often ended up some distance away from the customer. It was awkward because I had to have their card with me & this probably made the customer feel uneasy.

PTO secretary 

Our school has had great luck using Square and it has helped overall with our fundraising and money intake.

Owner/operator 

It also bothered me that they charge more to type in the card numbers when you’re unable to swipe the card in person.

Behavioral Analyst

There are none that impede function. Maybe sometimes it won't read cards and that is inconvenient when you're trying to move a lot of customers.

LMT Owner

I've been using Square since 2011 and I can't talk about how important it's been to my business enough. Great small investment for a huge return.

This product is easy to use and integrate into you website or appointment bookings and great for collecting fees from clients.

Educator

Very helpful customer service. Ease of end user payments for your business.

Square Payments screenshot: Square Payments details

Square Payments screenshot: Square Payments digital receipts

Square Payments screenshot: Square Payments virtual terminal

Square Payments screenshot: Square Payments
application dashboard

Freelancers

Large Enterprises

Mid Size Business

Non Profit

Public Administrations

Small Business

QuickBooks Desktop Enterprise is an accounting software for small businesses which provides users with real-time access to customer, employee, and vendor information. The software includes tools for managing inventory, shipping, sales orders, pricing, tasks, invoicing, reporting, and more.

Melio simplifies bill payments for businesses of all sizes. Pay vendors online using bank transfers or credit/debit cards, even if they only accept checks. Seamlessly sync with QuickBooks and Xero, keeping your finances up to date. To get started, enjoy your 30 day free trial.

PayPal provides an end-to-end suite of tools that can integrate with a business's existing systems and service providers. Its network of shoppers and businesses provides AI-driven data insights to help businesses reach new customers and drive results.

Zil Money a financial technology company, not a bank. Zil Money offers banking services through a partnership with FDIC member bank Texas National Bank.

Zil Money

Linux

Windows

Bad because the customer service was horrible they didn't do anything I asked them to do and it's like I just was on the phone on hold put him to hang up on me.

Owner-Manager

5 stars for features and use. As an alternate to other programs, at such a great price, this solution is an excellent choice.

This product is really as good as the reviews!!!! Cost-effective easy to use an implement friendly for all computer literacy, age levels and competent at doing exactly what it states it would do.

The dashboard and the customer support are amazing. Never has a company been there like Zil money and answers all my questions before letting me go.

Super easy to deploy and use. Huge imp[rovement over intuit products.

I love how easy and simple It is to use. I enjoy the customer service as well.

Development Sr

Overall, Zil Money can be a powerful tool for managing payments and financial transactions, particularly for businesses looking for a comprehensive and cost-effective solution.

Very good - I appreciate any team innovating in the world of payments.

This company is a great opportunity to take Adamvantage of using.

My overall experience with zil money has been amazing second to none.

Ease of use and the ability to change things if needed.

My cons on this are, customer service so somewhat difficult to get in touch with.

It is a little pricey considering you pay per check.

It was a good experience however most likely a product I wouldn’t integrate into my operation.

That it was simple and easy to use with many Integrated Systems.

User-friendly, making it easy to navigate and manage financial transactions without extensive training.

I can’t think of much that I don’t like about zil money only could be faster processing.

owner

Additionally, its user-friendly interface simplifies the process for both businesses and clients, enhancing overall satisfaction.

Square Payments vs Zil Money Comparison (2026)

Square Payments

Zil Money

Overview

Video & Screenshots

Pricing

User reviews

Key features

Integrations

Alternatives