Venmo vs SumUp

PayPal

Stripe

Square Point of Sale

Square Payments

PayPal Point of Sale

Cash App

Compare Venmo and SumUp based on features, pricing, verified reviews, integrations & more on GetApp. Find out which software is best for your business in 2026.

Cash App is a web-based finance mobile application designed to help businesses send money, design debit cards, and buy stocks and bitcoins. With $cashtag, users can send and receive money using multiple devices.

PayPal provides an end-to-end suite of tools that can integrate with a business's existing systems and service providers. Its network of shoppers and businesses provides AI-driven data insights to help businesses reach new customers and drive results.

Square Point of Sale is a POS solution for Android and iOS devices which includes tools for managing payments, digital receipts, inventory, reports, and more.

Venmo is a digital wallet and payment gateway that allows customers to send money and make purchases via mobile device, and share activity via the purchase feed

ACH Payment Processing

Credit Card Processing

Data Security

Debit/Credit Card Processing

Electronic Payments

In-Person Payments

Mobile Payments

Multiple Payment Options

Online Payments

Partial Payments

Payment Processing

Point of Sale (POS)

Promotions Management

Reporting/Analytics

Sales Reports

Transaction History

Venmo

Android

Web-based

iPad

iPhone

Owner

It is still hard to find our business even with the exact handle and there is no way to retract a payment if sent to wrong person. That's a little nerve racking if a client gets our @name wrong.

Account Manager

I understand from security reasons, but it is annoying. Apparently it is possible now, but has been a pain to figure out.

Owner, creator

Makes for easy transfers in or out of my bank account and customer service is AMAZING. Customer Service is also available through chat, and I LOVE that.

Sr Marketing Manager

I love Venmo and would recommend it to anyone who needs an easy way to send or request money. I have found it to be more user friendly than PayPal and other similar products.

Associate Professor

There is a potential of 'abuse' in that the transactions are irreversible. Also, the default setting is 'public.

Student

The app is super easy to navigate and also is great for paying friends, because there is no fees like with paypal. The app is super inexpensive and an even be completely free if used a certain way.

Receiving Manager

Venmo is a great and easy way to transfer money with a  fun social aspect to it. Cashing out to your bank account is easy and keeping money in your Venmo account is great as well.

Counselor

I love that it is super easy to use from sharing the cost of a meal with a friend to paying for goods purchased from a friend or seller. No fees, nothing hidden or unknown.

Full Specialist

The thing that I love most about this software is that there is absolutely no charge to have it. It gives my clients a reliable, secure and easy checkout once their services have been completed.

Housekeeper

Thing I like most is the ease of use this app provides, super simple to request and accept payments and so is the ability to transfer funds.

Customer Support Specialist

Venmo is an amazing tool, its clean UI and simple set up make it a must-have for personal or office use. The ability to scan QR codes to add people is amazing.

Program Coordinator

I like how easy it is to use not only among friends but any other vendors who have the software or app. I am always happy when a vendor uses Venmo because I know it's going to be an easy transaction.

Attorney

If you are really desperate for the money immediately, then you have to pay a small percentage.

Data Protection Officer

Venmo is so nifty and easy to use, I love how widely accepted it is when we have to travel to the US, and how it's quite intuitive. It's also great that it can be used for group payments.

Tech Support

You can't like anything better than receiving money instantly through an app. The software is easy to use and fun.

Consumer Services Coordinator 

It helps with pitching in for office gifts for coworkers, as I don’t usually have cash on hand. The customer service is great, and it is a secure service.

Engineer

Also, I love the ios version as you can integrate it with Siri and ask Siri to do transaction for you which is a great feature I think.

IT Specialist

I think my overall experience is great. It is easy to use and most people are using this platform anyways so its really easy to drop it in and integrate with your services.

Venmo screenshot

Freelancers

Large Enterprises

Mid Size Business

Non Profit

Public Administrations

Small Business

Square Payments is an online payment processing solution which integrates with Square hardware & POS software to allow businesses to accept payments

The PayPal Here app is a mobile point of sale (POS) software designed to help businesses securely process debit or credit card payments and generate invoices. The application enables retailers and manufacturers to create and organize product lists and add details including photos and descriptions.

Stripe is a comprehensive financial infrastructure platform that enables businesses to accept payments online and in person. It offers a suite of APIs for payment processing, subscription management, fraud prevention, and financial services integration, supporting over one hundred payment methods across multiple currencies. Stripe provides both developer-focused tools with extensive documentation and no-code solutions for businesses without technical staff.

SumUp offers card readers and POS systems designed for small businesses across various industries. The platform provides comprehensive payment solutions including portable card readers, self-service kiosks, and invoicing capabilities. SumUp also features financial management tools such as business checking accounts and customer engagement options through gift cards and reward programs, all accessible through a single mobile application.

Accounting

Accounting Integration

Activity Dashboard

Barcode Recognition

Barcode/Ticket Scanning

Billing & Invoicing

Campaign Analytics

Campaign Management

Campaign Planning

Cash Management

Client Portal

Commission Management

Communication Management

Contactless NFC

Coupons

Customer Accounts

Customer Acquisition

Customer Activity Tracking

Customer Database

Customer History

Customer Profiles

Customer Segmentation

Customer Surveys

Customizable Branding

Customizable Invoices

Customizable Reports

Customizable Templates

Dashboard

Discount Management

Document Management

eCommerce Management

Electronic Signature

Email Management

Email Marketing

Employee Management

Engagement Tracking

Feedback Management

Financial Management

For Small Businesses

Gamification

Gift Card Management

Inventory Management

Inventory Tracking

Invoice Creation

Invoice History

Invoice Management

Invoice Processing

Loyalty Cards

Loyalty Program

Member Portal

Membership Management

Mobile Access

Mobile Card Reader

Multi-Campaign

Multi-Channel Communication

Multi-Channel Data Collection

Multi-Channel Marketing

Multi-Location

Online Invoicing

Order Management

Ordering Automation

Payment Fraud Prevention

Payment Gateway Integration

Payment Links

Performance Metrics

Purchase Order Management

QR Codes

Real-Time Data

Real-Time Reporting

Real-Time Updates

Receipt Management

Recurring/Subscription Billing

Referral Tracking

Reminders

Reporting & Statistics

Restaurant POS

Retail Inventory Management

Retail POS

Returns Management

Rewards Management

Rewards Points

Sales Order Management

Sales Tax Management

Sales Trend Analysis

SumUp

Vice President

This product is a great useful partner for my business, we deliver some of our marketing materials to our loyal customers with this. It's easy, quick, and professional.

Online retail wholesaler

I love that it's very easy to use at the register, and you can see how many points you have earned from previous purchases. Also, very easy to implement your rewards.

Founder

The most awesome feature I love about Debitoor is the option to import my business account so that I can go through it and use the incoming and outgoing payments as a todo list.

Law Student

This software encouraged me to continue to come back to get rewards, the rewards seemed like a bonus.

Customer Service Specialist 

The only complaint that I currently have is the limited availability in my area.

Barista 

Its super easy to use and understand and customer service is very helpful and knowledgeable.

Owner 

Everything the worst company ever I have used disgusting customer service.

Personal Trainer 

Amazing - would definitely recommend for all small and medium businesses.

team manager

The best thing about sumup is that provides pos with low cost and high quality. And accept several many payment methods like google and apple pay.

Our experience has been great with Fivestar. The customer service is top notch.

Often it works but sometime it's so long to do a payment with a client, loading, disconnection, error, no connection... and you don"t know why and when it will arriv.

Insurance Agent

I love how it send me my rewards and keeps them on point. I am able to search locations near me very quickly.

Retiree

Crossroads is awesome for everyone. Use of their system is so easy and rapid.

Bosd

Great Hud easy to use and all together great service.

The fact that one can be rewarded just for visiting a store or restaurant or any other place of business for that matter through five stars integration is always beneficial.

Freelance Web Developer

Debitoor sadly does not provide nearly enough features in the reporting departement.

Inexpensive and good value for even small traders. The battery also lasts a very long time on a charge and doesn't deplete even when left for longer periods.

Massage therapist 

Also larger business owners too. Charges are inexpensive and the system is small, compact, easy to use and the battery is good and lasts me about 3 days before needing a recharge.

Venmo vs SumUp Comparison (2026)

Venmo

SumUp

Overview

Video & Screenshots

Pricing

User reviews

Key features

Integrations

Alternatives