Venmo vs Zil Money

PayPal

QuickBooks Enterprise

Square Point of Sale

Cash App

Melio

PayPal Checkout

Compare Venmo and Zil Money based on features, pricing, verified reviews, integrations & more on GetApp. Find out which software is best for your business in 2026.

Cash App is a web-based finance mobile application designed to help businesses send money, design debit cards, and buy stocks and bitcoins. With $cashtag, users can send and receive money using multiple devices.

PayPal provides an end-to-end suite of tools that can integrate with a business's existing systems and service providers. Its network of shoppers and businesses provides AI-driven data insights to help businesses reach new customers and drive results.

Square Point of Sale is a POS solution for Android and iOS devices which includes tools for managing payments, digital receipts, inventory, reports, and more.

Venmo is a digital wallet and payment gateway that allows customers to send money and make purchases via mobile device, and share activity via the purchase feed

ACH Payment Processing

Credit Card Processing

Data Security

Debit/Credit Card Processing

Electronic Payments

In-Person Payments

Mobile Payments

Multiple Payment Options

Online Payments

Partial Payments

Payment Processing

Point of Sale (POS)

Promotions Management

Reporting/Analytics

Sales Reports

Transaction History

Venmo

Android

Web-based

iPad

iPhone

Owner

It is still hard to find our business even with the exact handle and there is no way to retract a payment if sent to wrong person. That's a little nerve racking if a client gets our @name wrong.

Account Manager

I understand from security reasons, but it is annoying. Apparently it is possible now, but has been a pain to figure out.

Owner, creator

Makes for easy transfers in or out of my bank account and customer service is AMAZING. Customer Service is also available through chat, and I LOVE that.

Sr Marketing Manager

I love Venmo and would recommend it to anyone who needs an easy way to send or request money. I have found it to be more user friendly than PayPal and other similar products.

Associate Professor

There is a potential of 'abuse' in that the transactions are irreversible. Also, the default setting is 'public.

Student

The app is super easy to navigate and also is great for paying friends, because there is no fees like with paypal. The app is super inexpensive and an even be completely free if used a certain way.

Receiving Manager

Venmo is a great and easy way to transfer money with a  fun social aspect to it. Cashing out to your bank account is easy and keeping money in your Venmo account is great as well.

Counselor

I love that it is super easy to use from sharing the cost of a meal with a friend to paying for goods purchased from a friend or seller. No fees, nothing hidden or unknown.

Full Specialist

The thing that I love most about this software is that there is absolutely no charge to have it. It gives my clients a reliable, secure and easy checkout once their services have been completed.

Housekeeper

Thing I like most is the ease of use this app provides, super simple to request and accept payments and so is the ability to transfer funds.

Customer Support Specialist

Venmo is an amazing tool, its clean UI and simple set up make it a must-have for personal or office use. The ability to scan QR codes to add people is amazing.

Program Coordinator

I like how easy it is to use not only among friends but any other vendors who have the software or app. I am always happy when a vendor uses Venmo because I know it's going to be an easy transaction.

Attorney

If you are really desperate for the money immediately, then you have to pay a small percentage.

Data Protection Officer

Venmo is so nifty and easy to use, I love how widely accepted it is when we have to travel to the US, and how it's quite intuitive. It's also great that it can be used for group payments.

Tech Support

You can't like anything better than receiving money instantly through an app. The software is easy to use and fun.

Consumer Services Coordinator 

It helps with pitching in for office gifts for coworkers, as I don’t usually have cash on hand. The customer service is great, and it is a secure service.

Engineer

Also, I love the ios version as you can integrate it with Siri and ask Siri to do transaction for you which is a great feature I think.

IT Specialist

I think my overall experience is great. It is easy to use and most people are using this platform anyways so its really easy to drop it in and integrate with your services.

Venmo screenshot

Freelancers

Large Enterprises

Mid Size Business

Non Profit

Public Administrations

Small Business

QuickBooks Desktop Enterprise is an accounting software for small businesses which provides users with real-time access to customer, employee, and vendor information. The software includes tools for managing inventory, shipping, sales orders, pricing, tasks, invoicing, reporting, and more.

Melio simplifies bill payments for businesses of all sizes. Pay vendors online using bank transfers or credit/debit cards, even if they only accept checks. Seamlessly sync with QuickBooks and Xero, keeping your finances up to date. To get started, enjoy your 30 day free trial.

PayPal Checkout is a payment checkout platform that enables retailers to process payments via various payment modes.

Zil Money a financial technology company, not a bank. Zil Money offers banking services through a partnership with FDIC member bank Texas National Bank.

Activity Dashboard

Billing & Invoicing

Payment Links

Zil Money

Linux

Windows

Bad because the customer service was horrible they didn't do anything I asked them to do and it's like I just was on the phone on hold put him to hang up on me.

Owner-Manager

5 stars for features and use. As an alternate to other programs, at such a great price, this solution is an excellent choice.

This product is really as good as the reviews!!!! Cost-effective easy to use an implement friendly for all computer literacy, age levels and competent at doing exactly what it states it would do.

The dashboard and the customer support are amazing. Never has a company been there like Zil money and answers all my questions before letting me go.

Super easy to deploy and use. Huge imp[rovement over intuit products.

I love how easy and simple It is to use. I enjoy the customer service as well.

Development Sr

Overall, Zil Money can be a powerful tool for managing payments and financial transactions, particularly for businesses looking for a comprehensive and cost-effective solution.

Very good - I appreciate any team innovating in the world of payments.

This company is a great opportunity to take Adamvantage of using.

My overall experience with zil money has been amazing second to none.

Ease of use and the ability to change things if needed.

My cons on this are, customer service so somewhat difficult to get in touch with.

It is a little pricey considering you pay per check.

It was a good experience however most likely a product I wouldn’t integrate into my operation.

That it was simple and easy to use with many Integrated Systems.

User-friendly, making it easy to navigate and manage financial transactions without extensive training.

I can’t think of much that I don’t like about zil money only could be faster processing.

owner

Additionally, its user-friendly interface simplifies the process for both businesses and clients, enhancing overall satisfaction.

Venmo vs Zil Money Comparison (2026)

Venmo

Zil Money

Overview

Video & Screenshots

Pricing

User reviews

Key features

Integrations

Alternatives