Exasure - 2026 Pricing, Features, Reviews & Alternatives

Exasure is a modular, cloud-based insurance solutions ecosystem designed for P&C carriers, specialty insurers, MGAs, program administrators, and brokers operating in the United States. The platform unifies core systems, data, AI, workflows, distribution, and partner ecosystem components into independently deployable products that can be assembled together or used alongside existing insurance infrastructure. Its API-first architecture supports integration with policy administration systems (PAS), CRM platforms, rating engines, and third-party data providers, allowing organizations to modernize legacy systems incrementally without requiring full-stack replacement.

The ecosystem comprises five core products. Intelligent Risk Assessment (IRA) delivers AI-powered risk scoring, claim propensity prediction, explainable AI recommendations, automated underwriting summaries, and workflow orchestration from submission to bind, augmented by geospatial risk insights and third-party data. Intelligent Document Processing (IDP) automates capture, classification, and extraction from ACORD forms, loss runs, emails, PDFs, spreadsheets, and images, with confidence-based validation, human-in-the-loop review, multi-language support, and continuous learning. The Digital Engagement Platform provides configurable self-service portals for agents, brokers, and policyholders. Datalytics centralizes underwriting, claims, policy, billing, and operational data into a unified hub with pre-built insurance data models, interactive dashboards, predictive analytics, AI and machine learning model support, and connectors for Power BI and Tableau. ExasureOne delivers unified policy administration, billing, and claims on a Guidewire InsuranceNow foundation with embedded analytics, rapid deployment frameworks, and cost-optimized multi-tenant cloud architecture. An FNOL Automation Accelerator rounds out the ecosystem with AI-powered intake of unstructured policyholder emails, automated policy and duplicate validation against Guidewire PolicyCenter and ClaimCenter, and automatic claim creation with full audit trail.

Exasure targets organizations across Personal Lines (Auto, Property, Homeowners, Workers Compensation), Commercial Lines (General Liability, BOP, Inland Marine, Professional Liability, Cyber, Surety, Marine, Cargo), and Specialty Insurance. It is suited to insurers seeking to scale submission volumes, launch new products or programs faster, reduce manual processing overhead, and embed AI into underwriting and claims workflows without dependency on core system changes.