LoanForge - 2026 Pricing, Features, Reviews & Alternatives

InMarket Systems delivers a white-label lending software platform designed for Australian financial institutions offering Small Amount Credit Contracts and Medium Amount Credit Contracts. The platform comprises two primary modules: LoanForge, which manages the full spectrum of consumer lending operations, and WageForge, which specializes in earned wage advance products. It targets lenders and credit providers seeking a compliant, ready-to-deploy system that operates under their own brand identity. The software is engineered to support regulatory requirements and promote operational efficiency within the consumer credit market.

The platform provides an end-to-end lending workflow beginning with customer application intake via custom-branded web and mobile interfaces. Automated identity verification checks and bank statement collection feed into dynamic eligibility assessment rules. Credit decision automation enables loan processing and fund disbursement in minutes rather than days. Integrated digital contract signing functionality allows borrowers to execute loan agreements electronically, shortening the approval-to-funding timeline. Upon contract execution, tailored repayment schedules are generated and the platform manages the complete repayment lifecycle through account closure or escalation to collections.

LoanForge supports both Small Amount Credit Contracts and Medium Amount Credit Contracts, offering flexibility across varied loan sizes and regulatory frameworks. WageForge operates as a distinct module focused exclusively on wage advance products, providing a compliant entry point into the earned wage access market segment. The software includes bank statement insight capabilities that extract and analyze financial data to inform lending decisions. Comprehensive analytics and reporting tools enable ongoing monitoring of portfolio performance and operational metrics.

The architecture is built as a fully white-labelled solution, allowing lenders to deploy under their own branding without visible third-party attribution. InMarket Systems provides migration services for institutions transitioning from other platforms, managing data transfer to minimize disruption during loan book migration. The platform is delivered with ongoing customer support, regular software updates, and proactive maintenance services. Integration capabilities align with financial data aggregation services and identity verification providers commonly used in the Australian lending market.