PolicyVera - 2026 Pricing, Features, Reviews & Alternatives

PolicyVera is cloud software that helps licensed insurance agents win new personal and business clients and helps mortgage lenders get borrowers insured before closing. Consumers ask for home, auto, umbrella and other personal and business insurance quotes on the website or inside ChatGPT, Claude or another AI assistant connected to PolicyVera, and only the licensed local agents they pick receive the request. An agent lists the states where they hold a license and the lines they write, then receives quote requests from consumers who picked them and from mortgage lenders who picked them for a borrower. Each request carries what is needed to quote, the agent sends a quote through PolicyVera, and the consumer sees it side by side with the other quotes and next to their current policy. When the consumer accepts, the agent gets direct contact and wins a client who chose them. Requests that do not fit can be declined. Lenders bring borrowers in from Encompass, Arive, a MISMO 3.4 file or a 1003, pick the agents who quote, follow every file's insurance status on one board and request the binder with their mortgagee clause from the file. Consumers, borrowers and lenders pay nothing; for agents, pricing is based on referral fees and is shown in each agent's PolicyVera account. Agents are never ranked or recommended, and PolicyVera does not sell, solicit, negotiate or bind insurance or give insurance advice.