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Tidy Cents

(0)

Know what breaks before you commit. No AI guesses.

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Is this product right for your business?

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Tidy Cents - 2026 Pricing, Features, Reviews & Alternatives

All user reviews are verified by in-house moderators and provider data by our software research team. Learn more

Last updated: November 2026

Tidy Cents overview

What is Tidy Cents?

Tidy Cents is a financial decision platform for business owners and freelancers. It answers one question before you sign: what does this do to my money? Enter your numbers once, or import a bank statement file, and the Business Decision X-Ray simulates the next 12 months day by day. Test a new hire, equipment, advertising, premises, a new market, inventory, a discount, a loan or losing a customer, and see the largest version your reserve can carry. The deal checker gives the safe deposit, minimum price and payment terms for a large order; the fix finder looks for the most cost-efficient change and re-runs the whole model to verify it. Reports: PDF Business Survival Report and CSV evidence sheet. From $40 a month for one business. Around the flagship: 170+ financial tools & kits, 30+ free, in 8 languages and any currency. No AI guesses: every result is calculated with fixed, tested formulas and shows its working.

Starting price

40flat rate /
per month

Alternatives

with better value for money

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Tidy Cents’s user interface

Ease of use rating:

(0)

Tidy Cents reviews

Overall rating

No reviews

Rating breakdown

Value for money
Ease of use
Features
Customer support
Likelihood to recommend0/10

Rating distribution

Tidy Cents's key features

Most critical features, based on insights from Tidy Cents users:

Access

(0)

Accounting integration

(0)

Activity dashboard

(0)

Activity tracking

(0)

Ad hoc reporting

(0)

Alerts/Notifications

(0)

Audit trail

(0)

Banking connectivity

(0)

Billing & invoicing

(0)

Budget periods

(0)

All Tidy Cents features

Access

(0)

Accounting integration

(0)

Activity dashboard

(0)

Activity tracking

(0)

Ad hoc reporting

(0)

Alerts/Notifications

(0)

Audit trail

(0)

Banking connectivity

(0)

Billing & invoicing

(0)

Budget periods

(0)

Cash balances

(0)

Cash flow management

(0)

Cash management

(0)

Cash operations

(0)

Customer accounts

(0)

Customizable reports

(0)

Dashboard creation

(0)

Data capture and transfer

(0)

Data Exchange

(0)

Data import/export

(0)

Data synchronization

(0)

Data visualization

(0)

Debt and investments

(0)

Debt management

(0)

Direct spend analysis

(0)

Expiring contracts and payments

(0)

Financial analysis

(0)

Financial management

(0)

Financial systems

(0)

For accountants

(0)

Forecasting

(0)

Forecast types

(0)

Formulas

(0)

Historical data

(0)

Liquidity Management

(0)

Manage different types of risk

(0)

Monitor cash positions

(0)

Monitoring

(0)

Multi-Company

(0)

Multi-Currency

(0)

Real-Time monitoring

(0)

Reforecast

(0)

Reporting

(0)

Reporting/Analytics

(0)

Risk analysis

(0)

Risk assessment

(0)

Risk management

(0)

Risk positions and scenarios

(0)

Rolling forecasts

(0)

Scenario planning

(0)

Schedules

(0)

Secure data storage

(0)

Self-Service reporting

(0)

Single sign on

(0)

Strategic planning

(0)

Third-Party integrations

(0)

Transaction history

(0)

Transaction monitoring

(0)

Variance analysis

(0)

Version control

(0)

Versioning

(0)

Visual analytics

(0)

What-If

(0)

"What if" scenarios

(0)

Tidy Cents alternatives

Tidy Cents

(0)

Starting from

Per month

Free trial

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Ease of Use

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Features

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Value for Money

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Customer Support

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Temenos

4.4

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Free trial

Free version

Ease of Use

4.4

Features

4.5

Value for Money

4.2

Customer Support

4.1

Agicap

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Starting from

No pricing info

Free trial

Free version

Ease of Use

4.3

Features

4.2

Value for Money

3.7

Customer Support

4.5

Mercury

4.9

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Starting from

No pricing info

Free trial

Free version

Ease of Use

5.0

Features

4.8

Value for Money

4.8

Customer Support

4.4

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Temenos

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Loan origination software helping lenders automate decisions, accelerate approvals, and improve borrower experiences.

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Agicap

4.3

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Agicap is a software solution for running the cash flow side of your business, offering reliable forecasting...

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Tidy Cents pricing

Pricing plans

Pricing details:

Free plan

Free trial

Subscription

Business Decision X-Ray: 1 business

Per month

Features included:

All nine tests on your real numbers, from Cash Survival to Action Plan
Decision Lab: hire, loan, equipment, ads, premises, inventory, discount
Deal checker: safe deposit, minimum price and payment terms
13-week cash forecast, survival heatmap and calendar of dangerous days
Bank statement import (CSV, OFX/QFX, CAMT.053, MT940) and read-only QuickBooks Online connection
PDF Business Survival Report (A4 or US Letter) and CSV evidence sheet
No AI guesses: every result is calculated with fixed, tested formulas and shows its working

Business Decision X-Ray: up to 10 businesses

100

Per month

Features included:

Up to 10 separate business workspaces
Everything in the full Business Decision X-Ray for each business: nine tests, Decision Lab, deal checker, 13-week forecast, PDF report
No AI guesses: every result is calculated with fixed, tested formulas and shows its working

Business Decision X-Ray: up to 50 businesses

350

Per month

Features included:

From 11 up to 50 separate business workspaces
Everything in the full Business Decision X-Ray for each business: nine tests, Decision Lab, deal checker, 13-week forecast, PDF report
No AI guesses: every result is calculated with fixed, tested formulas and shows its working

Free

0.00

Features included:

31 free calculators: cash runway, break-even, minimum price, payment terms, deposit, hiring cost, 13-week cash flow and more
Open demo of every Business Decision X-Ray section on example businesses
Free express check: cash runway against your reserve and how late customers can pay
Free invoice maker and free samples

User opinions about Tidy Cents price and value

Value for money rating:

0.0

(0)

Tidy Cents support options

Typical customers

Freelancers

Small businesses

Mid size businesses

Large enterprises

Platforms supported

Web

Android

iPhone/iPad

Support options

Email/Help Desk

FAQs/Forum

Knowledge Base

Training options

Documentation

Videos

Tidy Cents FAQs

Q. Who are the typical users of Tidy Cents?

Tidy Cents has the following typical customers:
Freelancers, Small Business

These products have better value for money

Q. What level of support does Tidy Cents offer?

Tidy Cents offers the following support options:
Email/Help Desk, FAQs/Forum, Knowledge Base

Related categories

Budgeting

Treasury