Topy - 2026 Pricing, Features, Reviews & Alternatives

Topy is a cloud-based AI business plan workspace designed for startup founders, solo founders, and early-stage entrepreneurs across all industries. Through a guided Q&A onboarding flow, supporting brainstorming, file uploads, and URL scanning, Topy generates structured, investor-ready business plans covering executive summary, market analysis, financial projections, and go-to-market strategy. Plans are produced from the founder's specific idea and context rather than generic templates, and are delivered in under 10 minutes. A free tier is available with no credit card required; a Pro subscription provides a monthly credit allocation of 50 credits, with additional credits available and credits that never expire.

The platform operates as a versioned workspace, logging every generation and edit so founders can roll back to any prior state. Individual sections can be rewritten or regenerated on demand using AI-assisted editing. URL scanning extracts offer details, brand tone, target market signals, and competitor signals from existing web pages, while file ingestion merges key signals from PDFs, decks, and notes into the project profile. An industry templates library with save and star functionality supports founders across a wide range of sectors. Completed plans export to PDF, DOCX, and Markdown formats, ready for sharing with investors or accelerators.

Topy is industry-agnostic, with official templates spanning multiple industries, making it applicable to any early-stage venture regardless of sector. The credit-based generation system (50 credits per plan) provides transparent, predictable usage, and the evolving workspace model means plans remain living documents that develop alongside the business rather than becoming static artifacts.