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Clover vs PayPal Point of Sale Comparison (2026)

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PayPal Payments

4.6

Stripe Payments

4.6

Square Point of Sale

4.6

Good recommendations?

Clover

PayPal Point of Sale

Overview

Clover is an all-in-one platform designed to help on and offline retailers, quick service restaurants, and other service businesses manage their point-of-sale operations, with secure payment solutions and reliable business management features

The PayPal Here app is a mobile point of sale (POS) software designed to help businesses securely process debit or credit card payments and generate invoices. The application enables retailers and manufacturers to create and organize product lists and add details including photos and descriptions.

Platforms supported

Web-based
iPhone app
Android app
Windows Phone app

Typical customers

Freelancers
Small businesses
Mid size businesses
Large enterprises

Customer support

Phone
Online
Knowledge base
Video tutorials

view more detailsview details

Platforms supported

Web-based
iPhone app
Android app
Windows Phone app

Typical customers

Freelancers
Small businesses
Mid size businesses
Large enterprises

Customer support

Phone
Online
Knowledge base
Video tutorials

view more detailsview details

Video & Screenshots

Pricing

Starting from

No pricing info

Free trial available
Credit cardless trial
Free account
Subscription based

Starting from

0.01

Free trial available
Credit cardless trial
Free account
Subscription based

User reviews

3.8

617

300

130

105

Value for money

Ease of use

Features

Customer support

57%

would recommend this app

4.6

2.2K

1.6K

564

Value for money

Ease of use

Features

Customer support

82%

would recommend this app

Pros

“The ability to customize the system using the Clover App Market allows you to add specific functionality (like specialized loyalty programs or advanced inventory tracking) as your business grows.”

Kira H.

Software reviwer ,writer

“My overall experience with Clover has been solid,ⁿ It acts as an reliable, all-in-one central hub for taking payments and keeping daily sales organized.”

Kira H.

Software reviwer ,writer

“It keeps everything organized for you and it is quick for payment processing, financial management, sales, and inventory management!”

Reagan H.

Optician

Pros

“But there’s not so many options to organize the inventory or change settings for discounts and taxes, so sometimes we need to find workarounds or do it manually after the day.”

Robert F.

Sales Representative

“We (our team) may need to explore this function as we might be missing something, but it feels like this process could be streamlined as adding customer details when you have a queue of customers feels like it takes perhaps a little longer than is comfortable for customers.”

Elizabeth W.

Finance team

“We also like that you can record cash sales too, not just card sales, giving you a complete picture.”

Elizabeth W.

Finance team

Cons

“I would not recommend signing up with Clover POS. If you’re considering it, read the contract extremely carefully and make sure you fully understand the cancellation, equipment rental, and long-term fee obligations before you sign anything.”

Heaven T.

Co-owner

“A duplicate charge caused by clover system during a service outage cannot be refunded—by me or by their support team.”

Tiffany L.

Anything and everything

“It is not intuitive for example when searching for something if spacing or capitalization is off it will not find the item.”

Mallory T.

Executive sous chef

Cons

“A customer database was only recently added and it is very simple without good reports, and without the ability to upload existing customer information.”

Gina W.

Owner

“It has been way too long that my legitimate business has not been able to withdraw MY money, or process credit card payments from my customers.”

Gina W.

Owner

“As of today, after many calls, the still have not fixed the issue so I feel I was lured in by promise of a working capital loan if I met certain requirements, then I did everything right and boom, bait and switch, no loan for zettle users.”

Ricky G.

Hairstylist