Clover vs Square for Retail

PayPal

Shopify

Square Point of Sale

Square Payments

Google Pay

Toast POS

Compare Clover and Square for Retail based on features, pricing, verified reviews, integrations & more on GetApp. Find out which software is best for your business in 2026.

Square Point of Sale is a POS solution for Android and iOS devices which includes tools for managing payments, digital receipts, inventory, reports, and more.

Toast POS solution is a cloud-based restaurant management platform for restaurant owners to reduce staff & operational costs and improve customer experience

Square Payments is an online payment processing solution which integrates with Square hardware & POS software to allow businesses to accept payments

Clover is an all-in-one platform designed to help on and offline retailers, quick service restaurants, and other service businesses manage their point-of-sale operations, with secure payment solutions and reliable business management features

Access Controls/Permissions

Accounting

ACH Payment Processing

Activity Dashboard

Appointment Management

Barcode Recognition

Barcode/Ticket Scanning

Billing & Invoicing

Cash Management

Commission Management

Contact Management

Credit Card Processing

Customer Accounts

Customizable Reports

Data Security

Delivery Management

Discount Management

eCommerce Management

Electronic Payments

Electronic Signature

Employee Management

For Bars/Clubs

For Food Trucks

For iPad Devices

For Liquor Stores

For Restaurants

For Retail

For Salons and Spas

Gift Card Management

Inventory Control

Inventory Management

Item Management

Loyalty Program

Mobile Access

Multi-Location

Online Ordering

Order Management

Partial Payments

Payment Processing

Point of Sale (POS)

Pricing Management

Product Catalog

Real-Time Reporting

Receipt Management

Reporting & Statistics

Reporting/Analytics

Restaurant POS

Retail Inventory Management

Retail Management

Retail POS

Returns Management

Returns Tracking

Sales Reports

Sales Tax Management

Scheduling

Separate Checks

Shopping Cart

SMS Marketing

Split Checks

Table Management

Third-Party Integrations

Tips Management

Touch Screen

Transaction History

Transaction Monitoring

Website Integration

Clover

Android

Linux

Web-based

Windows

iPad

iPhone

Student

I have just started using this software and I love it. I visited a store and the owner introduced me to this software to  gain reward points after shopping to get exclusive content.

Owner

The Shopify integration does not work either, and for me failed at the first hurdle, (I have now been waiting 14 days for a fix).

Owner / Content Creator

It was extremely easy to set up, and easy to use. The user interface is beautiful, and customers really enjoy how sleek and clean it looks.

Hub Director

I love the fact that  I can earn points when I visit my favorite restaurants. It is also a safe an d  secure  app.

The E-Commerce integration does not work. The Magento integration is for Magento 1m which was made obsolete in June 2018, and is no longer supported.

Bar /restaurant owner

It horrible from A to Z, the tips always wrong, the report can’t tell how much food, liquor ,2 managers and 3 bartenders left because this system.

Office Manager

Also love that it is easy to train new staff members on how to process payments and do end of the day reporting. Overall great experience.

It looks super sleek and the option to use it on your own device was quite appealing.

Manager

Love the product, interface, features and reliability. No desire to change anything at this time.

Admin. Assistant 

I think it is very user friendly. I like the way you get to see the updated page will look like before the page goes live.

owner

Customer service is TERRIBLE. From installment through to day to day issues.

President

Before, we were paying a certain percentage across the boards, with Square. Now we have great fees and pricing with Clover.

Ve been with several Pos systems over the years and these guys take the cake at worst all around.

Administrative assistant

Clover is easy to set up, learn, and use. It’s a great option for your business needs, and customer service is there when you need it.

The machines are costly and because we are on a contract changing your system as your business changes are not easily done.

Director of Operations & Development

In order to add this as an option, we're required to pay an extra $10 a month. Something that has also been massively disappointing is that you can not increase the price of an item during the sale.

The hardware is nice and integration with Homebase (our scheduling software).

The ease of which I was able to set up an account for my business and integrated it into my website was astonishing.

Clover screenshot: Clover offers native apps for Android and iOS, in addition to its web app

Clover screenshot: Customers can be managed in Clover

Clover screenshot: Customer signatures can be captured electronically

Freelancers

Large Enterprises

Mid Size Business

Non Profit

Public Administrations

Small Business

PayPal provides an end-to-end suite of tools that can integrate with a business's existing systems and service providers. Its network of shoppers and businesses provides AI-driven data insights to help businesses reach new customers and drive results.

Shopify is a commerce platform that allows anyone to easily sell online, at a retail location, and everywhere in between

Google Pay is a mobile payment platform that allows users to make online payments, in-app purchases, and send money to others. It is available on Android devices, iPhones, and other mobile devices such as Chromebooks and tablets.

Square for Retail is a point of sale (POS) system for retail businesses, with integrated inventory management, customer profiles, employee timecards, and more

Accounting Integration

Activity Tracking

Alerts/Notifications

Backorder Management

Barcoding/RFID

Catalog Management

Clock In/Out

Cost Tracking

Customer Database

Customer History

Customization

Email Marketing

Historical Reporting

Inventory Optimization

Inventory Replenishment

Inventory Tracking

Invoice Management

Label Templates

Mail Order

Merchandise Management

Multi-Channel Management

Order Entry

Order Fulfillment

Order Processing

Product Identification

Purchase Order Management

Purchasing & Receiving

QuickBooks Integration

Real Time Order Entry

Real-Time Data

Real-Time Updates

Remote Order Entry

Reorder Management

Sales Order Management

Sales Trend Analysis

Search/Filter

Shipping Labels

Shipping Management

SKU/UPC Codes

Stock Management

Supplier Management

Square for Retail

Business Owner

I had to sit with my bank to file a dispute with Square, put a hold on all charges by Square, and start using an entirely different payment processor just to avoid Square stealing my money.

Lighting

The super cheap and easy to use interface is awesome. Being able to carry a card reader at all times has improved the way I take deposits for gear rentals.

Creative Lead

The compactness of it was definitely appreciated and it was nice to have one, easy to find location for all the important statistics.

The ease of use, the sleek feel, great customer service and great rates. I trust Square with my business and so should you.

Personal Trainer

Overall Square for Retail is a quality option to have at your disposal. I think it represents the best product of its kind; plus the company sends a Square reader to you for free.

Independent Crafter

Square brought a big increase to our sales, and makes it so much more convenient for our customers. And we love the ability to create a personal web page for all of our products.

A client purchased multiple packages totally thousands of dollars from my company, received the services, and then disputed the charges as 'unrecognized. I provided the following to square.

Assistant Manager

Great experience overall, perfect for just about any small business.

Hayley

I love how easy to use Square is and the look is very in trend. Square makes the buying experience easy for me and my customers.

Easy to accept payments on the go and fantastic integration.

Square permits fraudulent chargebacks against your company.

Educator

Setting up the software on a mobile is a breeze and the app and software explain everything about the process and fees. The software never glitches and customer support is fantastic.

Executive Director

Very expensive and cumbersome. Square has made accepting credit cards cost effective and very easy.

Ticket Sales/Promotions

Square is easy to use and super simple to learn. It doesn't take long to set up at all, and transactions can be completed easily.

CASHIER

I love the fact that square is available for me to use for my small buiness.

Director of Delivery

It is also difficult to add individual inventory items. Also the register display format is not customizable, you are limited to the defaults.

Data & Finance Mgr

They make it very inexpensive to get started if you are willing to use their simplest reader and yet they also offer have equipment that is more robust for later.

Square is an easy payment processing solution that we have been able to integrate into our retail store operations.

Clover vs Square for Retail Comparison (2026)

Clover

Square for Retail

Overview

Video & Screenshots

Pricing

User reviews

Key features

Integrations

Alternatives