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Clover vs Square for Retail Comparison (2026)

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Good recommendations?

Clover

Square for Retail

Overview

Clover is an all-in-one platform designed to help on and offline retailers, quick service restaurants, and other service businesses manage their point-of-sale operations, with secure payment solutions and reliable business management features

Whether you sell online or in store, Square for Retail can work for your retail business no matter your size or style.

Platforms supported

Web-based
iPhone app
Android app
Windows Phone app

Typical customers

Freelancers
Small businesses
Mid size businesses
Large enterprises

Customer support

Phone
Online
Knowledge base
Video tutorials

view more detailsview details

Platforms supported

Web-based
iPhone app
Android app
Windows Phone app

Typical customers

Freelancers
Small businesses
Mid size businesses
Large enterprises

Customer support

Phone
Online
Knowledge base
Video tutorials

view more detailsview details

Video & Screenshots

Pricing

Starting from

No pricing info

Free trial available
Credit cardless trial
Free account
Subscription based

Starting from

Per month

Free trial available
Credit cardless trial
Free account
Subscription based

User reviews

3.8

617

300

130

105

Value for money

Ease of use

Features

Customer support

57%

would recommend this app

4.7

496

368

104

Value for money

Ease of use

Features

Customer support

85%

would recommend this app

Pros

“The ability to customize the system using the Clover App Market allows you to add specific functionality (like specialized loyalty programs or advanced inventory tracking) as your business grows.”

Kira H.

Software reviwer ,writer

“My overall experience with Clover has been solid,ⁿ It acts as an reliable, all-in-one central hub for taking payments and keeping daily sales organized.”

Kira H.

Software reviwer ,writer

“It keeps everything organized for you and it is quick for payment processing, financial management, sales, and inventory management!”

Reagan H.

Optician

Pros

“Integrations with WordPress websites have been fairly straight forward, but creating a registration process for events has been a weak spot and challenging.”

David V.

Lead Developer

“Overall, my experience with Square for Retail has been overwhelmingly positive for getting our physical store up and running without technical headaches or massive upfront costs.”

Samantha S.

Admin

“I also appreciate the convenience of being able to take payments using my cell phone as well as by email.”

Danielle S.

Owner

Cons

“I would not recommend signing up with Clover POS. If you’re considering it, read the contract extremely carefully and make sure you fully understand the cancellation, equipment rental, and long-term fee obligations before you sign anything.”

Heaven T.

Co-owner

“A duplicate charge caused by clover system during a service outage cannot be refunded—by me or by their support team.”

Tiffany L.

Anything and everything

“It is not intuitive for example when searching for something if spacing or capitalization is off it will not find the item.”

Mallory T.

Executive sous chef

Cons

“The flat-rate processing fees and monthly add-ons for essential tools like advanced marketing and loyalty programs begin to eat into tight margins, and hitting a wall with automated customer service during technical glitches can be frustrating.”

Samantha S.

Admin

“Square for Retail becomes increasingly expensive as your business grows, as flat-rate processing fees can eat heavily into margins for high-volume stores compared to traditional interchange-plus processors.”

Samantha S.

Admin

“Immediately after this transaction, Square closed my account and informed me that I would have to wait 90 days to receive the funds — with no way to expedite or reroute payment despite the urgent cash-flow implications for my business. Because these funds are tied up until February, my business is facing serious difficulty covering payroll and operating expenses.”

Amy S.

Owner