Clover vs Square Payments

PayPal

Venmo

Square Point of Sale

PayPal Point of Sale

Toast POS

Global Payments Integrated

Compare Clover and Square Payments based on features, pricing, verified reviews, integrations & more on GetApp. Find out which software is best for your business in 2026.

Square Point of Sale is a POS solution for Android and iOS devices which includes tools for managing payments, digital receipts, inventory, reports, and more.

Toast POS solution is a cloud-based restaurant management platform for restaurant owners to reduce staff & operational costs and improve customer experience

Global Payments Integrated helps businesses succeed by delivering secure and personalized payment solutions. As the integrated payments division of Global Payments, we are driving innovation in software applications – adapting, scaling and simplifying how payments are processed.

Clover is an all-in-one platform designed to help on and offline retailers, quick service restaurants, and other service businesses manage their point-of-sale operations, with secure payment solutions and reliable business management features

Access Controls/Permissions

Accounting

ACH Payment Processing

Activity Dashboard

Appointment Management

Barcode Recognition

Barcode/Ticket Scanning

Billing & Invoicing

Cash Management

Commission Management

Contact Management

Credit Card Processing

Customer Accounts

Customizable Reports

Data Security

Delivery Management

Discount Management

eCommerce Management

Electronic Payments

Electronic Signature

Employee Management

For Bars/Clubs

For Food Trucks

For iPad Devices

For Liquor Stores

For Restaurants

For Retail

For Salons and Spas

Gift Card Management

Inventory Control

Inventory Management

Item Management

Loyalty Program

Mobile Access

Multi-Location

Online Ordering

Order Management

Partial Payments

Payment Processing

Point of Sale (POS)

Pricing Management

Product Catalog

Real-Time Reporting

Receipt Management

Reporting & Statistics

Reporting/Analytics

Restaurant POS

Retail Inventory Management

Retail Management

Retail POS

Returns Management

Returns Tracking

Sales Reports

Sales Tax Management

Scheduling

Separate Checks

Shopping Cart

SMS Marketing

Split Checks

Table Management

Third-Party Integrations

Tips Management

Touch Screen

Transaction History

Transaction Monitoring

Website Integration

Clover

Android

Linux

Web-based

Windows

iPad

iPhone

Student

I have just started using this software and I love it. I visited a store and the owner introduced me to this software to  gain reward points after shopping to get exclusive content.

Owner

The Shopify integration does not work either, and for me failed at the first hurdle, (I have now been waiting 14 days for a fix).

Owner / Content Creator

It was extremely easy to set up, and easy to use. The user interface is beautiful, and customers really enjoy how sleek and clean it looks.

Hub Director

I love the fact that  I can earn points when I visit my favorite restaurants. It is also a safe an d  secure  app.

The E-Commerce integration does not work. The Magento integration is for Magento 1m which was made obsolete in June 2018, and is no longer supported.

Bar /restaurant owner

It horrible from A to Z, the tips always wrong, the report can’t tell how much food, liquor ,2 managers and 3 bartenders left because this system.

Office Manager

Also love that it is easy to train new staff members on how to process payments and do end of the day reporting. Overall great experience.

It looks super sleek and the option to use it on your own device was quite appealing.

Manager

Love the product, interface, features and reliability. No desire to change anything at this time.

Admin. Assistant 

I think it is very user friendly. I like the way you get to see the updated page will look like before the page goes live.

owner

Customer service is TERRIBLE. From installment through to day to day issues.

President

Before, we were paying a certain percentage across the boards, with Square. Now we have great fees and pricing with Clover.

Ve been with several Pos systems over the years and these guys take the cake at worst all around.

Administrative assistant

Clover is easy to set up, learn, and use. It’s a great option for your business needs, and customer service is there when you need it.

The machines are costly and because we are on a contract changing your system as your business changes are not easily done.

Director of Operations & Development

In order to add this as an option, we're required to pay an extra $10 a month. Something that has also been massively disappointing is that you can not increase the price of an item during the sale.

The hardware is nice and integration with Homebase (our scheduling software).

The ease of which I was able to set up an account for my business and integrated it into my website was astonishing.

Clover screenshot: Clover offers native apps for Android and iOS, in addition to its web app

Clover screenshot: Customers can be managed in Clover

Clover screenshot: Customer signatures can be captured electronically

Freelancers

Large Enterprises

Mid Size Business

Non Profit

Public Administrations

Small Business

The PayPal Here app is a mobile point of sale (POS) software designed to help businesses securely process debit or credit card payments and generate invoices. The application enables retailers and manufacturers to create and organize product lists and add details including photos and descriptions.

Venmo is a digital wallet and payment gateway that allows customers to send money and make purchases via mobile device, and share activity via the purchase feed

PayPal provides an end-to-end suite of tools that can integrate with a business's existing systems and service providers. Its network of shoppers and businesses provides AI-driven data insights to help businesses reach new customers and drive results.

Square Payments is an online payment processing solution which integrates with Square hardware & POS software to allow businesses to accept payments

Compliance Management

Contactless NFC

Cryptocurrency Processing

Customer Database

Debit/Credit Card Processing

Fraud Detection

In-Person Payments

Invoice Management

Mobile Card Reader

Mobile Payments

Multiple Payment Options

Offline Access

Online Payments

Payment Fraud Prevention

Payment Links

PCI Compliance

Recurring/Subscription Billing

Reminders

SSL Security

Square Payments

eCommerce

I like that it is straight forward and easy to use, plus they offer additional products like financing and capital advances that are useful for growing businesses.

Reservation sales representative

I love the simplicity of the software. I love being able to accept credit card or debit card payments directly on my phone with the small noninvasive  card reader that i attach to my phone.

I do not think I have have anything I do not like about square payments. I guess if you put in the wrong email that can be annoying but that more user error.

I love this software, our employees love it too because it gives them better tips at the end of the day.

Simple reporting is my favorite feature, especially compared to other platforms. Helping my clients with meaningful reporting without having to modify the data is super convenient.

Student 

I love the ease of use this product provides. I feel it is especially beneficial for small businesses and often see the product used at places like farmers markets which I love to support.

Outreach Worker

I love how with the ease of just hooking as an adapter up to my phone I am able to accept payments. It's fast and easy to use.

Owner/ Founder

We love the  user experience so clean and easy to use. We also love the accessibility to use on different devices.

Video and Motion Graphics Designer

People love how popular this is because it recognizes them and saves their preferences.

We do not use this software very frequently, but when we do it is super easy to pick back up and use even after not using it for a while. Very user friendly and convenient.

Great - love their customer service, they quickly send out new square devices and have always felt the transactions are safe and protected.

Owner 

I had to walk around & often ended up some distance away from the customer. It was awkward because I had to have their card with me & this probably made the customer feel uneasy.

PTO secretary 

Our school has had great luck using Square and it has helped overall with our fundraising and money intake.

Owner/operator 

It also bothered me that they charge more to type in the card numbers when you’re unable to swipe the card in person.

Behavioral Analyst

There are none that impede function. Maybe sometimes it won't read cards and that is inconvenient when you're trying to move a lot of customers.

LMT Owner

I've been using Square since 2011 and I can't talk about how important it's been to my business enough. Great small investment for a huge return.

This product is easy to use and integrate into you website or appointment bookings and great for collecting fees from clients.

Clover vs Square Payments Comparison (2026)

Clover

Square Payments

Overview

Video & Screenshots

Pricing

User reviews

Key features

Integrations

Alternatives