Clover vs Venmo

PayPal

Square Point of Sale

Square Payments

PayPal Point of Sale

Cash App

Toast POS

Compare Clover and Venmo based on features, pricing, verified reviews, integrations & more on GetApp. Find out which software is best for your business in 2026.

Square Point of Sale is a POS solution for Android and iOS devices which includes tools for managing payments, digital receipts, inventory, reports, and more.

Toast POS solution is a cloud-based restaurant management platform for restaurant owners to reduce staff & operational costs and improve customer experience

Square Payments is an online payment processing solution which integrates with Square hardware & POS software to allow businesses to accept payments

Clover is an all-in-one platform designed to help on and offline retailers, quick service restaurants, and other service businesses manage their point-of-sale operations, with secure payment solutions and reliable business management features

Access Controls/Permissions

Accounting

ACH Payment Processing

Activity Dashboard

Appointment Management

Barcode Recognition

Barcode/Ticket Scanning

Billing & Invoicing

Cash Management

Commission Management

Contact Management

Credit Card Processing

Customer Accounts

Customizable Reports

Data Security

Delivery Management

Discount Management

eCommerce Management

Electronic Payments

Electronic Signature

Employee Management

For Bars/Clubs

For Food Trucks

For iPad Devices

For Liquor Stores

For Restaurants

For Retail

For Salons and Spas

Gift Card Management

Inventory Control

Inventory Management

Item Management

Loyalty Program

Mobile Access

Multi-Location

Online Ordering

Order Management

Partial Payments

Payment Processing

Point of Sale (POS)

Pricing Management

Product Catalog

Real-Time Reporting

Receipt Management

Reporting & Statistics

Reporting/Analytics

Restaurant POS

Retail Inventory Management

Retail Management

Retail POS

Returns Management

Returns Tracking

Sales Reports

Sales Tax Management

Scheduling

Separate Checks

Shopping Cart

SMS Marketing

Split Checks

Table Management

Third-Party Integrations

Tips Management

Touch Screen

Transaction History

Transaction Monitoring

Website Integration

Clover

Android

Linux

Web-based

Windows

iPad

iPhone

Student

I have just started using this software and I love it. I visited a store and the owner introduced me to this software to  gain reward points after shopping to get exclusive content.

Owner

The Shopify integration does not work either, and for me failed at the first hurdle, (I have now been waiting 14 days for a fix).

Owner / Content Creator

It was extremely easy to set up, and easy to use. The user interface is beautiful, and customers really enjoy how sleek and clean it looks.

Hub Director

I love the fact that  I can earn points when I visit my favorite restaurants. It is also a safe an d  secure  app.

The E-Commerce integration does not work. The Magento integration is for Magento 1m which was made obsolete in June 2018, and is no longer supported.

Bar /restaurant owner

It horrible from A to Z, the tips always wrong, the report can’t tell how much food, liquor ,2 managers and 3 bartenders left because this system.

Office Manager

Also love that it is easy to train new staff members on how to process payments and do end of the day reporting. Overall great experience.

It looks super sleek and the option to use it on your own device was quite appealing.

Manager

Love the product, interface, features and reliability. No desire to change anything at this time.

Admin. Assistant 

I think it is very user friendly. I like the way you get to see the updated page will look like before the page goes live.

owner

Customer service is TERRIBLE. From installment through to day to day issues.

President

Before, we were paying a certain percentage across the boards, with Square. Now we have great fees and pricing with Clover.

Ve been with several Pos systems over the years and these guys take the cake at worst all around.

Administrative assistant

Clover is easy to set up, learn, and use. It’s a great option for your business needs, and customer service is there when you need it.

The machines are costly and because we are on a contract changing your system as your business changes are not easily done.

Director of Operations & Development

In order to add this as an option, we're required to pay an extra $10 a month. Something that has also been massively disappointing is that you can not increase the price of an item during the sale.

The hardware is nice and integration with Homebase (our scheduling software).

The ease of which I was able to set up an account for my business and integrated it into my website was astonishing.

Clover screenshot: Clover offers native apps for Android and iOS, in addition to its web app

Clover screenshot: Customers can be managed in Clover

Clover screenshot: Customer signatures can be captured electronically

Freelancers

Large Enterprises

Mid Size Business

Non Profit

Public Administrations

Small Business

Cash App is a web-based finance mobile application designed to help businesses send money, design debit cards, and buy stocks and bitcoins. With $cashtag, users can send and receive money using multiple devices.

PayPal provides an end-to-end suite of tools that can integrate with a business's existing systems and service providers. Its network of shoppers and businesses provides AI-driven data insights to help businesses reach new customers and drive results.

The PayPal Here app is a mobile point of sale (POS) software designed to help businesses securely process debit or credit card payments and generate invoices. The application enables retailers and manufacturers to create and organize product lists and add details including photos and descriptions.

Venmo is a digital wallet and payment gateway that allows customers to send money and make purchases via mobile device, and share activity via the purchase feed

Debit/Credit Card Processing

In-Person Payments

Mobile Payments

Multiple Payment Options

Online Payments

Promotions Management

Venmo

It is still hard to find our business even with the exact handle and there is no way to retract a payment if sent to wrong person. That's a little nerve racking if a client gets our @name wrong.

Account Manager

I understand from security reasons, but it is annoying. Apparently it is possible now, but has been a pain to figure out.

Owner, creator

Makes for easy transfers in or out of my bank account and customer service is AMAZING. Customer Service is also available through chat, and I LOVE that.

Sr Marketing Manager

I love Venmo and would recommend it to anyone who needs an easy way to send or request money. I have found it to be more user friendly than PayPal and other similar products.

Associate Professor

There is a potential of 'abuse' in that the transactions are irreversible. Also, the default setting is 'public.

The app is super easy to navigate and also is great for paying friends, because there is no fees like with paypal. The app is super inexpensive and an even be completely free if used a certain way.

Receiving Manager

Venmo is a great and easy way to transfer money with a  fun social aspect to it. Cashing out to your bank account is easy and keeping money in your Venmo account is great as well.

Counselor

I love that it is super easy to use from sharing the cost of a meal with a friend to paying for goods purchased from a friend or seller. No fees, nothing hidden or unknown.

Full Specialist

The thing that I love most about this software is that there is absolutely no charge to have it. It gives my clients a reliable, secure and easy checkout once their services have been completed.

Housekeeper

Thing I like most is the ease of use this app provides, super simple to request and accept payments and so is the ability to transfer funds.

Customer Support Specialist

Venmo is an amazing tool, its clean UI and simple set up make it a must-have for personal or office use. The ability to scan QR codes to add people is amazing.

Program Coordinator

I like how easy it is to use not only among friends but any other vendors who have the software or app. I am always happy when a vendor uses Venmo because I know it's going to be an easy transaction.

Attorney

If you are really desperate for the money immediately, then you have to pay a small percentage.

Data Protection Officer

Venmo is so nifty and easy to use, I love how widely accepted it is when we have to travel to the US, and how it's quite intuitive. It's also great that it can be used for group payments.

Tech Support

You can't like anything better than receiving money instantly through an app. The software is easy to use and fun.

Consumer Services Coordinator 

It helps with pitching in for office gifts for coworkers, as I don’t usually have cash on hand. The customer service is great, and it is a secure service.

Engineer

Also, I love the ios version as you can integrate it with Siri and ask Siri to do transaction for you which is a great feature I think.

IT Specialist

I think my overall experience is great. It is easy to use and most people are using this platform anyways so its really easy to drop it in and integrate with your services.

Clover vs Venmo Comparison (2026)

Clover

Venmo

Overview

Video & Screenshots

Pricing

User reviews

Key features

Integrations

Alternatives