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Top Rated Billing and Invoicing Software with Credit Card Processing

Last updated: April 2026

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Why is credit card processing important for billing and invoicing software?

Based on GetApp's analysis of verified user reviews collected between July 2021 and August 2024.

Credit card processing enables quick and secure payments directly from invoices, offers flexibility for customers to use various payment methods, and helps businesses receive payments faster, enhancing overall efficiency. Our reviewers in billing and invoicing software rated this feature as important.

What do verified reviews highlight about key features of billing and invoicing software?

  • Invoice Processing: Reviewers appreciate the efficiency of invoice processing, including OCR capabilities, streamlined workflows, automated updates, and ease of managing accounts receivable and payable. 95% of reviewers rated this feature as important or highly important.
  • Invoice Creation: Users highlight the customization options, easy template use, and automation features that simplify the creation and management of professional invoices. 94% of reviewers rated this feature as important or highly important.
  • Online Invoicing: Reviewers value the convenience of sending invoices electronically, tracking payment status, and integrating with CRM systems for better customer management. 92% of reviewers rated this feature as important or highly important.
  • Invoice History: Users find the ability to track and manage past invoices essential for accurate financial records, auditing, and maintaining customer relationships. 91% of reviewers rated this feature as important or highly important.
  • Payment Processing: Reviewers emphasize the importance of secure, flexible, and efficient payment processing, integrating with various payment methods and enhancing overall financial management. 91% of reviewers rated this feature as important or highly important.
  • Tax Calculation: Users appreciate automated tax calculations, compliance with local regulations, and the ability to manage different tax rates for accurate invoicing and reporting. 82% of reviewers rated this feature as important or highly important.
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349 software options

Xero logo

Cloud-based accounting software for small businesses

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Xero is an award-winning online accounting software with billing and invoicing solutions designed for small business owners and accountants, available on any computer or mobile device with an internet connection. Easily manage your cash flow, bills, and invoices all in one place.

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Paystand logo

B2B payment automation platform for finance teams

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Optimize your Billing and Invoicing with Paystand's automated platform. Enhance efficiency with click-to-pay and collections workflows. Enjoy zero-fees on the Paystand Network or choose from payment options like eCheck, ACH, and credit cards.

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Zoho Billing logo

End-to-end billing solution built for every business model.

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Zoho Billing enables you to set up products and pricing plans, automates recurring billing and invoicing, and helps you manage customer subscriptions.

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EBizCharge logo

Accept payments faster in your ERP, CRM & eCommerce platform

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EBizCharge Billing and Invoicing Software allows your customers to process payments online securely and remotely from anywhere.

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MuniBilling logo

Cloud-based utility billing and property management software

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MuniBilling is a cloud-based utility billing and property management software with configurable features for municipalities, government, and private companies

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Alevate AR logo

Cloud-based tool for collections and cash management

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You can manage all of your working capital and cash flow alternatives with the help of Alevate AR, an all-in-one tool for real-time, dynamic cash forecasting.

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Zoho Invoice logo

Online invoicing tool for freelancers and SMBs.

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Zoho Invoice is an online invoicing software that helps you craft beautiful invoices, automate payment reminders and receive payments faster.

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Melio logo

Accounts payable platform for businesses of all sizes

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Melio streamlines B2B payments for businesses of all sizes, allowing payments by bank transfer or card, even where cards are not accepted. Integrate seamlessly with QuickBooks and Xero, automate payment scheduling, and set up customizable approval workflows.

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Chargebee logo

Subscription management and recurring billing software

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Chargebee automates the entire billing process of your recurring customers with invoicing, dunning, metered billing, taxation, flexible price plans, and more.

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Accounting Seed logo

Accounting and analytics software built on Salesforce

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Accounting Seed is an accounting application built natively on Salesforce. Its customizable, enabling users to manage their accounting their way. As a full accounting solution, Accounting Seed tracks financial data through the entire business lifecycle.

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Stripe Billing logo

Subscriptions and invoicing for ambitious businesses

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Stripe Billing is an end-to-end billing automation solution that helps businesses manage subscriptions and invoices with flexible billing components and billing logic. Stripe Billing helps businesses support new billing models, capture more revenue, and accept more payments globally.

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FreshBooks logo

Invoice and accounting software tailored to small businesses

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FreshBooks lets you create, send & track invoices, as well as create expenses, send late payment reminders and account statements, and set up recurring billing.

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Dash logo

Automated A/R for teams who want to keep revenue in-house

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Dash is a cloud-based SaaS platform that helps small businesses manage billing and recover overdue balances with automation. The tools streamline collections, reduce manual follow-up, and let customers self-serve, helping teams keep more revenue in-house.

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Mango Practice Management logo

Everything accountants need, all in one place.

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Mango Practice is a cloud-based practice management solution designed to help accounting firms, tax professionals, bookkeepers, and CPA practices manage their workflows, documents, client communication, billing, time tracking, and payments more effectively.

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Bill360 logo

Accounts receivable automation software for B2B companies

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Get paid an average of 36% faster than your current AR process with Bill360, accounting automation built exclusively for B2B companies.

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UniBee logo

Cloud-based subscription billing management software

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UniBee is an open-source billing and payment management software that automates billing processes, manages subscriptions, and provides insightful analytics. The software supports a variety of payment gateways, including cryptocurrencies, and offers customizable billing models to fit the needs of SaaS businesses. UniBee's intuitive platform simplifies subscription renewal management and enables users to manage their global user base in a single system.

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Cobalt logo

Invoicing software for Kiwi small businesses

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Cobalt is an invoicing software designed for small businesses, enabling easy online payments, customized invoices, expense tracking, and insightful reporting. Streamline your business finances effortlessly.

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Emersion logo

Business automation software for managing billing & payments

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Emersion is a business automation software designed to help businesses streamline billing, customer engagement, and payment processing operations via a unified platform. The application allows employees to automate recurring tasks, configure workflows, and display billing history and company logos on invoices.

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Cadency logo

B2B accounts receivable automation

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Cadency is a cloud-based service that streamlines the AR (accounts receivable) process for small and midsize enterprises (SMEs). By automating every step of the invoicing process, from invoice display to cash collection, Cadency helps businesses give customers a better experience.

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Averiware logo

AVERIWARE: The Anytime, Anywhere Business Solution

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Averiware cloud ERP software solutions helps organizations lower operational costs by providing real-time visibility into every business process. With accurate, up-to-date data, teams can make faster decisions, reduce manual work, and improve overall productivity across departments.

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Accumulus logo

Subscription and Usage Billing

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Accumulus provides an agile back-office and subscription management solution for recurring business in the cloud. It automates the entire customer lifecycle, from signups to cancellations, evolves recurring pricing strategies for products, and monitor offers, promotions and reseller channels.

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NextBill logo

Simplifying Invoices, Amplifying Success

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NextBill is automated invoicing software with multi-currency support and built-in analytics for business finance management.

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ScanPay logo

ScanPay is a payment app built for home service businesses.

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Generate unlimited, professional invoices with ScanPay. Customize invoices, add job details, and track payments easily, all from your mobile device. Ideal for home service pros needing fast, organized billing without added costs or subscription fees.

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Outcoach logo

Classroom management software

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Outcoach is a classroom management software that helps businesses manage scheduling, invoicing, messaging, document storage, payments, contact management and more. Teams can gain insights into personalized calendars for members, parents and coaches showing classes, events and competitions.

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Elephant logo

Practice management for accounting firms

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Elephant is a cloud-based solution that will consolidate all your client and task information into one centralized platform.

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