App comparison
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Afterpay
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Buy Now, Pay Later
Last updated: January 2026
Afterpay Alternatives & Competitors (2026)
Top 5 free alternatives

Clio
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Cloud-based legal practice management tool for law firms.


Value for money
Starting price
No pricing info
0.1
Functionality
Receipt Management
5/5
Archiving & Retention
5/5
Version Control
5/5
Top Features
Partial Payments
5/5
Online Payments
4.6/5
ACH Payment Processing
4.6/5

Stripe
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Online payment processing for internet businesses


0.1
Value for money
No pricing info
Starting price
No pricing info
0.1
Functionality
Reminders
5/5
Reporting & Statistics
4.8/5
Transaction History
4.7/5
Top Features
Partial Payments
5/5
Online Payments
4.6/5
ACH Payment Processing
4.6/5

ZarMoney
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Cloud-based accounting solution for businesses of all sizes


0.4
Value for money
Starting price
No pricing info
0.1
Functionality
Real-Time Data
5/5
Partial Payments
5/5
Dashboard
5/5
Top Features
Partial Payments
5/5
Online Payments
4.6/5
ACH Payment Processing
4.6/5

SumUp
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
POS and payments processing software


0.2
Value for money
Starting price
No pricing info
0.2
Functionality
Promotions Management
5/5
Billing & Invoicing
5/5
Restaurant POS
5/5
Top Features
Partial Payments
5/5
Online Payments
4.6/5
ACH Payment Processing
4.6/5


1.1
Value for money
No pricing info
Starting price
No pricing info
0.8
Functionality
Payment Options
5/5
Multiple Payment Options
4.4/5
Online Payments
4.2/5
Top Features
Partial Payments
5/5
Online Payments
4.6/5
ACH Payment Processing
4.6/5


0.2
Value for money
Starting price
No pricing info
0.2
Functionality
Multiple Payment Options
5/5
Customer Database
5/5
Payment Processing
4.8/5
Top Features
Partial Payments
5/5
Online Payments
4.6/5
ACH Payment Processing
4.6/5


Value for money
No pricing info
Starting price
No pricing info
0.1
Functionality
Recurring Invoicing
5/5
Alerts/Notifications
4.8/5
Mobile Access
4.7/5
Top Features
Partial Payments
5/5
Online Payments
4.6/5
ACH Payment Processing
4.6/5


0.7
Value for money
Starting price
No pricing info
0.9
Functionality
Search/Filter
5/5
Purchase Order Management
5/5
Product Identification
5/5
Top Features
Partial Payments
5/5
Online Payments
4.6/5
ACH Payment Processing
4.6/5


0.5
Value for money
Starting price
No pricing info
0.1
Functionality
Foreign Exchange Risks
N/A
For Hedge Funds
N/A
Access Controls/Permissions
N/A
Top Features
Partial Payments
5/5
Online Payments
4.6/5
ACH Payment Processing
4.6/5


0.3
Value for money
Starting price
No pricing info
Functionality
Reporting & Statistics
5/5
Customizable Branding
5/5
Project Time Tracking
5/5
Top Features
Partial Payments
5/5
Online Payments
4.6/5
ACH Payment Processing
4.6/5


0.1
Value for money
No pricing info
Starting price
No pricing info
0.2
Functionality
Dues Management
5/5
Lead Capture
5/5
Template Management
5/5
Top Features
Partial Payments
5/5
Online Payments
4.6/5
ACH Payment Processing
4.6/5


0.2
Value for money
No pricing info
Starting price
No pricing info
0.2
Functionality
Payment Gateway Integration
5/5
Contact Database
5/5
Property Database
5/5
Top Features
Partial Payments
5/5
Online Payments
4.6/5
ACH Payment Processing
4.6/5


0.5
Value for money
No pricing info
Starting price
No pricing info
0.7
Functionality
Expense Tracking
5/5
ACH Payment Processing
5/5
Accounting
4.9/5
Top Features
Partial Payments
5/5
Online Payments
4.6/5
ACH Payment Processing
4.6/5


0.3
Value for money
Starting price
No pricing info
0.1
Functionality
Recurring Invoicing
5/5
Reporting/Analytics
5/5
Refund Management
5/5
Top Features
Partial Payments
5/5
Online Payments
4.6/5
ACH Payment Processing
4.6/5


0.2
Value for money
Starting price
No pricing info
0.3
Functionality
Electronic Payments
5/5
Ordering Automation
5/5
Customizable Fields
5/5
Top Features
Partial Payments
5/5
Online Payments
4.6/5
ACH Payment Processing
4.6/5


0.7
Value for money
Starting price
No pricing info
0.6
Functionality
Data Import/Export
5/5
Bank Reconciliation
5/5
Financial Reporting
4.5/5
Top Features
Partial Payments
5/5
Online Payments
4.6/5
ACH Payment Processing
4.6/5


0.2
Value for money
Starting price
No pricing info
0.2
Functionality
API
N/A
PCI Compliance
N/A
Billing & Invoicing
N/A
Top Features
Partial Payments
5/5
Online Payments
4.6/5
ACH Payment Processing
4.6/5


0.5
Value for money
No pricing info
Starting price
No pricing info
0.4
Functionality
Electronic Signature
N/A
Status Tracking
N/A
API
N/A
Top Features
Partial Payments
5/5
Online Payments
4.6/5
ACH Payment Processing
4.6/5


0.5
Value for money
Starting price
No pricing info
0.4
Functionality
Financial Management
N/A
Invoice Processing
N/A
Invoice Creation
N/A
Top Features
Partial Payments
5/5
Online Payments
4.6/5
ACH Payment Processing
4.6/5


0.5
Value for money
Starting price
No pricing info
0.6
Functionality
Activity Dashboard
N/A
Accounting
N/A
Payment Collection
N/A
Top Features
Partial Payments
5/5
Online Payments
4.6/5
ACH Payment Processing
4.6/5

