Afterpay vs Mercado Pago

PayPal

Stripe

Klarna

Sezzle

PagBank

Compare Afterpay and Mercado Pago based on features, pricing, verified reviews, integrations & more on GetApp. Find out which software is best for your business in 2026.

Sezzle is a payment processing solution that helps merchants manage options for buying now and paying later via installments. It offers mobile applications for Android and iOS devices, which allows users to handle payments and view specific brands according to requirements.

Klarna is a payment processing platform designed to help businesses offer a secure checkout experience to customers with several payment methods. Shoppers can use the application to manage purchases, report returns, and communicate with customer service agents.


Zip affords customers the opportunity to make immediate purchases while opting to spread the payment over time using a series of installment payments without interest.

Afterpay is an installation payment solution that provides an additional payment option for customers. With Afterpay, businesses can allow customers to pay for any product in installments payments over 6 weeks.

ACH Payment Processing

Data Security

Debit/Credit Card Processing

Mobile Payments

Multiple Payment Options

Online Payments

Partial Payments

Payment Fraud Prevention

Recurring/Subscription Billing

Reporting/Analytics

Self Service Portal

Afterpay

Web-based

Owner

Afterpay has been a great way for my sales to increase by 60. I love them as a merchant and as a consumer.

Integration was very easy even if you were not good with computers. Very helpful and my customers love the option.

That it’s super easy to use. The customer service from start to finish was great.

Desing/Marketing Manager

There are no analytics tracking, and the dashboard is confusing to navigate.

owner

Afterpay is very easy to use. Customer love it and love how easy it is.

Delivery Driver

The best is this app is so sophisticated and a breeze to navigate.

Trust for our customer, its amazing how customer relate with afterpay and also with the afterpay store directory.

I love when I added this back in 2018 it instantly added to sales within my company. A lot of consumers are dealing with the pandemic and need to place orders on a payment plan, this helps.

I love the easy use and being able to have this option for my customers.

Owner 

Easy to use  and my customers love if they like options to pay.

Director of Ecommerce

We love how afterpay makes quick and easy transactions for our customers.

Soap Maker

So easy to use, as a customer and merchant. Great customer service too.

Internal Advisor

You have the ability to buy a product now and make payments later. That is a very good thing to have, especially during the time's we're all living in, money is a problem, and this makes it easier.

I dislike the 3 business days that you must wait before payout.

The integration process was easy. Customers like the available option.

Head of E-Commerce & Marketing

Customers often get confused on how to check out using Afterpay (via our Shopify powered site).

Small business owner

Ease of use is the only compliment, but they make this easy because they willing To steal your money.

I wouldn’t say that I have anything negative to.

Afterpay screenshot: Afterpay connects merchants with the world's best shoppers. And no application fees mean more businesses sign up with Afterpay than any other payment service.

Afterpay screenshot: Afterpay offers shoppers an all-inclusive application to access their favorite brands, manage their budgets, and pay in 4 with one touch.

Freelancers

Large Enterprises

Mid Size Business

Small Business

PayPal provides an end-to-end suite of tools that can integrate with a business's existing systems and service providers. Its network of shoppers and businesses provides AI-driven data insights to help businesses reach new customers and drive results.

PagBank is a payment system, with solutions for the sale of products and services on electronic media or in physical stores. For online sales, the platform allows the client to integrate features such as transparent checkout, recurring charges, and more into its online store or application.

Stripe is a comprehensive financial infrastructure platform that enables businesses to accept payments online and in person. It offers a suite of APIs for payment processing, subscription management, fraud prevention, and financial services integration, supporting over one hundred payment methods across multiple currencies. Stripe provides both developer-focused tools with extensive documentation and no-code solutions for businesses without technical staff.

Mercado Pago is a tool focused on the receipt of payments, through which it is possible to send shareable payment links and include a fast checkout mechanism to a brand's e-commerce without requiring customers to have an account on the platform to complete their purchases.

Payment Links

Mercado Pago

Android

Windows

iPhone

lawyer

If you make these adjustments, for me it becomes perfect. I like paying for essential services through it, and I also really like the ease of shopping online.

comerciante

I like all the functions ,but the most impressive is the product's  efficiency and ease of integration with my business.

administrative assistant 

In general it’s been great I think it’s a great tool and a secure want to have online shopping and also you can link it with shopify so it makes makes it really easier to manage it.

winner

I use it constantly, I liked it when there was a reduction in the fee for the machine. I like the credit card and credit market function too, it has saved me on many occasions.

The only bad thing I see in this application is that your payment is reflected 30 days from you from the sales.

If you lose MP's debit card and request a new one, they charge a ridiculous amount of money, when most of its competitors don't charge a thing.

If you don’t have a debit card this is the perfect option for you, for a small amount of money you can get a normal card an a digital one for barley free.

Gerente

My experience with Mercado Pago has been very good, it's the most practical transfer system and the one I use the most in general.

Working capital, possibility of receiving at the same time, this is good for those who need the value.

In overall I had a great time and experience with the app and the money management that it offers.

Atendente 

Very good, makes instant payments and is easy to use.

From the first time I used it, I found it easy to use and its interface is also very helpful.

Investidor

I don't like the cost of the fees and the customer support, they take a long time to get back to me when I have a problem.

VENDEDORA

I really like Mercado Pago because it is very easy to use.

AGRICULTOR

I really like mercadopago, the digital account facility, the simple interface and the diversity of products and services within the app.

Téc de telecomunicação

I think the most underrated function of this app is the presentation of duplicate receipts. This feature is somewhat hidden, which I consider to be the only defect of the application.

Afterpay vs Mercado Pago Comparison (2026)

Afterpay

Mercado Pago

Overview

Video & Screenshots

Pricing

User reviews

Key features

Integrations

Alternatives