Afterpay vs Zil Money

PayPal

QuickBooks Enterprise

Melio

Klarna

Sezzle

Compare Afterpay and Zil Money based on features, pricing, verified reviews, integrations & more on GetApp. Find out which software is best for your business in 2026.

Sezzle is a payment processing solution that helps merchants manage options for buying now and paying later via installments. It offers mobile applications for Android and iOS devices, which allows users to handle payments and view specific brands according to requirements.

Klarna is a payment processing platform designed to help businesses offer a secure checkout experience to customers with several payment methods. Shoppers can use the application to manage purchases, report returns, and communicate with customer service agents.


Zip affords customers the opportunity to make immediate purchases while opting to spread the payment over time using a series of installment payments without interest.

Afterpay is an installation payment solution that provides an additional payment option for customers. With Afterpay, businesses can allow customers to pay for any product in installments payments over 6 weeks.

ACH Payment Processing

Data Security

Debit/Credit Card Processing

Mobile Payments

Multiple Payment Options

Online Payments

Partial Payments

Payment Fraud Prevention

Recurring/Subscription Billing

Reporting/Analytics

Self Service Portal

Afterpay

Web-based

Owner

Afterpay has been a great way for my sales to increase by 60. I love them as a merchant and as a consumer.

Integration was very easy even if you were not good with computers. Very helpful and my customers love the option.

That it’s super easy to use. The customer service from start to finish was great.

Desing/Marketing Manager

There are no analytics tracking, and the dashboard is confusing to navigate.

owner

Afterpay is very easy to use. Customer love it and love how easy it is.

Delivery Driver

The best is this app is so sophisticated and a breeze to navigate.

Trust for our customer, its amazing how customer relate with afterpay and also with the afterpay store directory.

I love when I added this back in 2018 it instantly added to sales within my company. A lot of consumers are dealing with the pandemic and need to place orders on a payment plan, this helps.

I love the easy use and being able to have this option for my customers.

Owner 

Easy to use  and my customers love if they like options to pay.

Director of Ecommerce

We love how afterpay makes quick and easy transactions for our customers.

Soap Maker

So easy to use, as a customer and merchant. Great customer service too.

Internal Advisor

You have the ability to buy a product now and make payments later. That is a very good thing to have, especially during the time's we're all living in, money is a problem, and this makes it easier.

I dislike the 3 business days that you must wait before payout.

The integration process was easy. Customers like the available option.

Head of E-Commerce & Marketing

Customers often get confused on how to check out using Afterpay (via our Shopify powered site).

Small business owner

Ease of use is the only compliment, but they make this easy because they willing To steal your money.

I wouldn’t say that I have anything negative to.

Afterpay screenshot: Afterpay connects merchants with the world's best shoppers. And no application fees mean more businesses sign up with Afterpay than any other payment service.

Afterpay screenshot: Afterpay offers shoppers an all-inclusive application to access their favorite brands, manage their budgets, and pay in 4 with one touch.

Freelancers

Large Enterprises

Mid Size Business

Small Business

QuickBooks Desktop Enterprise is an accounting software for small businesses which provides users with real-time access to customer, employee, and vendor information. The software includes tools for managing inventory, shipping, sales orders, pricing, tasks, invoicing, reporting, and more.

Melio simplifies bill payments for businesses of all sizes. Pay vendors online using bank transfers or credit/debit cards, even if they only accept checks. Seamlessly sync with QuickBooks and Xero, keeping your finances up to date. To get started, enjoy your 30 day free trial.

PayPal provides an end-to-end suite of tools that can integrate with a business's existing systems and service providers. Its network of shoppers and businesses provides AI-driven data insights to help businesses reach new customers and drive results.

Zil Money a financial technology company, not a bank. Zil Money offers banking services through a partnership with FDIC member bank Texas National Bank.

Activity Dashboard

Billing & Invoicing

Payment Links

Zil Money

Android

Linux

Windows

iPad

iPhone

Bad because the customer service was horrible they didn't do anything I asked them to do and it's like I just was on the phone on hold put him to hang up on me.

Owner-Manager

5 stars for features and use. As an alternate to other programs, at such a great price, this solution is an excellent choice.

This product is really as good as the reviews!!!! Cost-effective easy to use an implement friendly for all computer literacy, age levels and competent at doing exactly what it states it would do.

The dashboard and the customer support are amazing. Never has a company been there like Zil money and answers all my questions before letting me go.

Super easy to deploy and use. Huge imp[rovement over intuit products.

I love how easy and simple It is to use. I enjoy the customer service as well.

Development Sr

Overall, Zil Money can be a powerful tool for managing payments and financial transactions, particularly for businesses looking for a comprehensive and cost-effective solution.

Very good - I appreciate any team innovating in the world of payments.

This company is a great opportunity to take Adamvantage of using.

My overall experience with zil money has been amazing second to none.

Ease of use and the ability to change things if needed.

My cons on this are, customer service so somewhat difficult to get in touch with.

It is a little pricey considering you pay per check.

It was a good experience however most likely a product I wouldn’t integrate into my operation.

That it was simple and easy to use with many Integrated Systems.

User-friendly, making it easy to navigate and manage financial transactions without extensive training.

I can’t think of much that I don’t like about zil money only could be faster processing.

Additionally, its user-friendly interface simplifies the process for both businesses and clients, enhancing overall satisfaction.

Afterpay vs Zil Money Comparison (2026)

Afterpay

Zil Money

Overview

Video & Screenshots

Pricing

User reviews

Key features

Integrations

Alternatives