App comparison
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Beyond ARM
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Accounts Receivable Management and debt collection software
Beyond ARM Alternatives & Competitors (2026)
Top 5 free alternatives
Collect!
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Credit and debt collection solution for collection agencies
0.6
Value for money
Starting price
0.5
Functionality
Historical Reporting
5/5
Transaction Management
5/5
Multi-Currency
5/5
Top Features
Billing & Invoicing
4/5
Callback Scheduling
1/5
Risk Assessment
N/A
Zoho Invoice
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Online invoicing tool for freelancers and SMBs.
0.6
Value for money
Starting price
0.4
Functionality
Reporting & Statistics
5/5
Customizable Branding
5/5
Project Time Tracking
5/5
Top Features
Billing & Invoicing
4/5
Callback Scheduling
1/5
Contact Management
N/A
Clio
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Cloud-based legal practice management tool for law firms.
0.3
Value for money
Starting price
0.3
Functionality
Receipt Management
5/5
Archiving & Retention
5/5
Version Control
5/5
Top Features
Billing & Invoicing
4/5
Callback Scheduling
1/5
Multiple User Accounts
N/A
Stripe
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Online payment processing for internet businesses
0.2
Value for money
No pricing info
Starting price
0.3
Functionality
Reminders
5/5
Reporting & Statistics
4.8/5
Transaction History
4.7/5
Top Features
Billing & Invoicing
4/5
Callback Scheduling
1/5
Data Import/Export
N/A
ZarMoney
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Cloud-based accounting solution for businesses of all sizes
0.7
Value for money
Starting price
0.3
Functionality
Real-Time Data
5/5
Partial Payments
5/5
Dashboard
5/5
Top Features
Billing & Invoicing
4/5
Callback Scheduling
1/5
Historical Reporting
N/A
SumUp
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
POS and payments processing software
0.1
Value for money
Starting price
0.2
Functionality
Promotions Management
5/5
Billing & Invoicing
5/5
Restaurant POS
5/5
Top Features
Billing & Invoicing
4/5
Callback Scheduling
1/5
Email Templates
N/A
ChargeOver
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Subscription Billing for SMBs
0.6
Value for money
Starting price
0.3
Functionality
Recurring Invoicing
5/5
Reporting/Analytics
5/5
Refund Management
5/5
Top Features
Billing & Invoicing
4/5
Callback Scheduling
1/5
Email Templates
N/A
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Finance app with customizable debit cards
0.1
Value for money
No pricing info
Starting price
0.1
Functionality
Stock Tracking
4.7/5
Investment Management
4.7/5
Tax Management
4.7/5
Top Features
Billing & Invoicing
4/5
Callback Scheduling
1/5
Data Import/Export
N/A
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
ScanPay is a payment app built for home service businesses.
0.8
Value for money
Starting price
0.8
Functionality
Payment Fraud Prevention
5/5
Payment Processing
5/5
Mobile Access
5/5
Top Features
Billing & Invoicing
4/5
Callback Scheduling
1/5
Data Import/Export
N/A
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Automated AP for mid-market businesses
0.1
Value for money
No pricing info
Starting price
0.2
Functionality
Payment Gateway Integration
5/5
Contact Database
5/5
Property Database
5/5
Top Features
Billing & Invoicing
4/5
Callback Scheduling
1/5
In-House Collections
N/A
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Web-based, 24/7 access, user-friendly, cost-effective,
0.7
Value for money
Starting price
0.7
Functionality
Historical Reporting
5/5
Payment Collection
5/5
Multiple User Accounts
5/5
Top Features
Billing & Invoicing
4/5
Callback Scheduling
1/5
Data Security
N/A
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Data capture software for invoices, bills and receipts
0.4
Value for money
Starting price
0.7
Functionality
Billing & Invoicing
5/5
Receipt Management
5/5
Invoice Processing
5/5
Top Features
Billing & Invoicing
4/5
Callback Scheduling
1/5
Credit Card Processing
N/A
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Payments today. Partners for Tomorrow.
0.1
Value for money
Starting price
0.1
Functionality
Electronic Payments
5/5
Ordering Automation
5/5
Customizable Fields
5/5
Top Features
Billing & Invoicing
4/5
Callback Scheduling
1/5
Data Import/Export
N/A
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Cloud-based payment processing tool for retailers.
0.8
Value for money
Starting price
0.5
Functionality
Recurring/Subscription Billing
5/5
Reporting/Analytics
4.3/5
Data Security
3.4/5
Top Features
Billing & Invoicing
4/5
Callback Scheduling
1/5
Contact Management
N/A
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Brings all your accounts together in one place
0.4
Value for money
Starting price
0.3
Functionality
Vendor Management
5/5
Accounting
5/5
Receivables Ledger
5/5
Top Features
Billing & Invoicing
4/5
Callback Scheduling
1/5
Contact Management
N/A
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Cloud-based payment processing and invoice management tool
0.4
Value for money
Starting price
0.2
Functionality
Data Import/Export
5/5
Bank Reconciliation
5/5
Financial Reporting
4.5/5
Top Features
Billing & Invoicing
4/5
Callback Scheduling
1/5
Credit Reporting
N/A
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Online accounting & payroll for every business
0.7
Value for money
Starting price
0.5
Functionality
Tax Calculation
5/5
Vacation/Leave Tracking
5/5
Time Tracking
5/5
Top Features
Billing & Invoicing
4/5
Callback Scheduling
1/5
Historical Reporting
N/A
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Cloud-based enterprise resource planning solution
Value for money
No pricing info
Starting price
0.1
Functionality
Receiving
5/5
Real-Time Analytics
5/5
Serial Number Tracking
5/5
Top Features
Billing & Invoicing
4/5
Callback Scheduling
1/5
Data Import/Export
N/A
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Simplify your B2B trading
1.2
Value for money
Starting price
0.8
Functionality
Billing Portal
N/A
Online Invoicing
N/A
Contact Database
N/A
Top Features
Billing & Invoicing
4/5
Callback Scheduling
1/5
Data Import/Export
N/A
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Cloud-based accounting software for automatic invoicing
0.2
Value for money
Starting price
0.2
Functionality
Billing & Invoicing
5/5
Reporting/Analytics
5/5
Multiple Payment Options
5/5
Top Features
Billing & Invoicing
4/5
Callback Scheduling
1/5
Customizable Reports
N/A