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Brex vs Ramp Comparison (2026)

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Good recommendations?

Brex

Ramp

Overview

Brex is a finance platform that helps businesses control and manage spend. From corporate cards and banking to expense management and bill pay, it provides a comprehensive suite of tools to automate financial processes and improve the strategic impact of finance teams.

Ramp is a modern corporate card with intuitive software, built to help you grow efficiently. Block out-of-policy transactions before they happen, automate busywork, and manage payments from one place. Get real-time spend reporting & in-depth savings insights to plan strategically for tomorrow.

Platforms supported

Web-based
iPhone app
Android app
Windows Phone app

Typical customers

Freelancers
Small businesses
Mid size businesses
Large enterprises

Customer support

Phone
Online
Knowledge base
Video tutorials

view more detailsview details

Platforms supported

Web-based
iPhone app
Android app
Windows Phone app

Typical customers

Freelancers
Small businesses
Mid size businesses
Large enterprises

Customer support

Phone
Online
Knowledge base
Video tutorials

view more detailsview details

Video & Screenshots

No videos yet

Pricing

Starting from

/user

Per month

Free trial available
Credit cardless trial
Free account
Subscription based

Starting from

/user

Per month

Free trial available
Credit cardless trial
Free account
Subscription based

User reviews

4.5

139

109

Value for money

Ease of use

Features

Customer support

85%

would recommend this app

4.9

223

201

Value for money

Ease of use

Features

Customer support

95%

would recommend this app

Pros

“It integrates *almost* seamlessly with our accounting platform and allows our team to process their card transactions and monitor their budgets as real time as possible. ”

Patricia K.

VP, Finance and Operations

“For whatever reason, when you go through the online portal to close your account, you will see an 'Account Closed' confirmation on your page, but be warned: YOUR CREDIT CARDS ARE ALLOWED TO REMAIN OPEN TO CHARGES!”

Alison D.

CEO

“Which is great for the fractional interest kick backs, but a nightmare if you want simple cash flow tracking.”

Alison D.

CEO

Pros

“I really like the fact that I don't even need to carry a card around with me, and I can freely spend money I need for work, such as app subscriptions like Claude and Whispr Flow, buying books with my educational stipend, etc.”

Mat B.

Senior Engineer

“Its main benefits include reduced time required for closing monthly balance and absence of need for controlling expenses because of set limits.”

Eri D.

Founder

“The ability to monitor expenses for each employee and set spending limits is also invaluable.”

Jill F.

Assistant Project Manager

Cons

“The merchant categories don't always reflect the goods/services purchased from the vendor, which can be confusing. ”

Patricia K.

VP, Finance and Operations

“I had multiple international clients run into issues with the wording and coding to get the wire transfer to get processed.”

Alison D.

CEO

“they also did not take responsibility that the account had been closed for 6 weeks and therefore the card should have not been able to be charged.”

Alison D.

CEO

Cons

“Theres not a whole lot to not like some of the pre built permissions arent the best or the most accurate for permissions needed.”

Hillel G.

Director of Implementation

“One of the only struggles that we've had is keeping up with changes to the system. Where to find things is continuously moving and while the system does a decent job of informing us, sometimes it is challenging to find where certain actions have changed (sometimes things have been renamed, other times an action has moved to a different subcategory in the menu bar).”

Zachary B.

Director of Finance

“Sometimes, when I can't remember if i've submitted a receipt for reimbursement, searching through long lists of my expenses means it is hard to find if a receipt is in there or not.”

Robin K.

Executive Assistant