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Expensify vs Ramp Comparison (2026)

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Good recommendations?

Expensify logo

Expensify

Ramp logo

Ramp

Overview

Easily track your receipts and manage expenses on the go with Expensify. Just take a photo of your receipt and Expensify automatically transcribes the details.

Ramp is a modern corporate card with intuitive software, built to help you grow efficiently. Block out-of-policy transactions before they happen, automate busywork, and manage payments from one place. Get real-time spend reporting & in-depth savings insights to plan strategically for tomorrow.

  • Platforms supported
  • Web-based
  • iPhone app
  • Android app
  • Windows Phone app
  • Typical customers
  • Freelancers
  • Small businesses
  • Mid size businesses
  • Large enterprises
  • Customer support
  • Phone
  • Online
  • Knowledge base
  • Video tutorials
  • Platforms supported
  • Web-based
  • iPhone app
  • Android app
  • Windows Phone app
  • Typical customers
  • Freelancers
  • Small businesses
  • Mid size businesses
  • Large enterprises
  • Customer support
  • Phone
  • Online
  • Knowledge base
  • Video tutorials

Video & Screenshots

Pricing

Starting from

5

/user

Per month

  • Free trial available
  • Credit cardless trial
  • Free account
  • Subscription based

Starting from

15

/user

Per month

  • Free trial available
  • Credit cardless trial
  • Free account
  • Subscription based

User reviews

4.5

1.3K

5

4

3

2

1

965

299

67

31

36

  • Value for money
  • Ease of use
  • Features
  • Customer support
80%
would recommend this app

4.9

223

5

4

3

2

1

201

15

5

1

1

  • Value for money
  • Ease of use
  • Features
  • Customer support
95%
would recommend this app

Pros

“One of its biggest advantages for us is the ability to easily manage offshore expenses and transactions in multiple currencies, which is essential for an international environment.”
Verified reviewer profile picture

Fabrice e.

off shore manager

“Helps provide an organized way to manage and track all expenses, so when I get back a simple share sends all my itemized receipts to be reimbursed.”
MR

Mike R.

Manager

“I also like the mileage calculation feature, which uses maps to calculate travel distances accurately, making it easy to claim mileage expenses without any manual calculations.”
RK

Rizwan K.

ERP Solution Architect

Pros

“I really like the fact that I don't even need to carry a card around with me, and I can freely spend money I need for work, such as app subscriptions like Claude and Whispr Flow, buying books with my educational stipend, etc.”
MB

Mat B.

Senior Engineer

“Its main benefits include reduced time required for closing monthly balance and absence of need for controlling expenses because of set limits.”
Verified reviewer profile picture

Eri D.

Founder

“The ability to monitor expenses for each employee and set spending limits is also invaluable.”
JF

Jill F.

Assistant Project Manager

Cons

“Also, when I duplicate a past expense to use as a template, it occasionally fails to carry over all the dropdown information, forcing me to manually re-select categories from a massive company list.”
MM

Michael M.

Sr Producer

“Sometimes Expensify will duplicate expenses if you aren't patient. If you take a picture or upload a receipt then simultaneously try to manually edit, it will create two duplicate expenses and not accept one of them. ”
Verified reviewer profile picture

Martin L.

VP Carrier Sales

“The interface can feel a little confusing in some areas, especially when setting up policies, approval workflows, or less frequently used features.”
SY

Shubham Y.

Product Engineer

Cons

“Theres not a whole lot to not like some of the pre built permissions arent the best or the most accurate for permissions needed.”
Verified reviewer profile picture

Hillel G.

Director of Implementation

“One of the only struggles that we've had is keeping up with changes to the system. Where to find things is continuously moving and while the system does a decent job of informing us, sometimes it is challenging to find where certain actions have changed (sometimes things have been renamed, other times an action has moved to a different subcategory in the menu bar).”
ZB

Zachary B.

Director of Finance

“Sometimes, when I can't remember if i've submitted a receipt for reimbursement, searching through long lists of my expenses means it is hard to find if a receipt is in there or not.”
RK

Robin K.

Executive Assistant

  • Vendor responds to reviews
  • Last review8 days ago
  • Vendor responds to reviews
  • Last review24 days ago

Key features

  • Total features84
  • ACH Payment Processing
  • API
  • Access Controls/Permissions
  • Accounting
  • Accounting Integration
  • Accounts Payable
  • Accounts Receivable
  • Activity Dashboard
  • Activity Tracking
  • Ad hoc Reporting
  • Alerts/Notifications
  • Approval Process Control
  • Approval Workflow
  • Attendance Tracking
  • Audit Management
  • Audit Trail
  • Automated Receipt Matching
  • Automatic Billing
  • Bank Reconciliation
  • Billable Items Tracking
  • Billing & Invoicing
  • Booking Management
  • Budget Control
  • Budgeting/Forecasting
  • Cash Flow Management
  • Cash Management
  • Categorization/Grouping
  • Collaboration Tools
  • Compliance Management
  • Configurable Workflow
  • Consolidation/Roll-Up
  • Corporate Card
  • Credit Card Management
  • Customizable Fields
  • Customizable Reports
  • Customizable Templates
  • Dashboard
  • Dashboard Creation
  • Data Import/Export
  • Data Visualization
  • Duplicate Detection
  • Duplicate Payment Alert
  • ERP integration
  • Electronic Funds Transfer
  • Electronic Payments
  • Employee Management
  • Expense Claims
  • Expense Tracking
  • Financial Analysis
  • Financial Management
  • Financial Reporting
  • For Small Businesses
  • Fraud Detection
  • General Ledger
  • Income & Balance Sheet
  • Invoice Management
  • Invoice Processing
  • Leave Tracking
  • Mileage Tracking
  • Mobile Access
  • Mobile App
  • Mobile Receipt Upload
  • Multi-Company
  • Multi-Currency
  • Multi-Location
  • Online Banking
  • Online Booking
  • Optical Character Recognition
  • Order Management
  • Payroll Management
  • Planning Tools
  • Policy Management
  • Prepaid Cards
  • Procurement Management
  • Progress Tracking
  • Project Accounting
  • Project Management
  • Project Time Tracking
  • Project Tracking
  • Projections
  • Purchase Order Management
  • Purchase Order Reconciliation
  • Purchasing & Receiving
  • QuickBooks Integration
  • Real-Time Analytics
  • Real-Time Data
  • Real-Time Monitoring
  • Real-Time Notifications
  • Real-Time Reporting
  • Real-Time Updates
  • Real-time Alerts
  • Receipt Management
  • Recurring Payments
  • Recurring/Subscription Billing
  • Reimbursement Management
  • Reminders
  • Reporting & Statistics
  • Reporting/Analytics
  • Requisition Management
  • Reservations Management
  • Resource Allocation & Planning
  • Restriction Management
  • Rules-Based Workflow
  • Secure Data Storage
  • Self Service Portal
  • Self-Service Reporting
  • Single Sign On
  • Spend Analysis
  • Spend Control
  • Spend Management
  • Supplier Management
  • Task Management
  • Task Progress Tracking
  • Third-Party Integrations
  • Time & Expense Tracking
  • Time Tracking
  • Time Tracking by Client
  • Time Tracking by Project
  • Timer
  • Timesheet Management
  • Transaction History
  • Transaction Monitoring
  • Travel Management
  • User Management
  • Vacation/Leave Tracking
  • Vendor Management
  • Vendor Master Data Management
  • Visual Analytics
  • Workflow Automation
  • Workflow Management
  • Total features104
  • ACH Payment Processing
  • API
  • Access Controls/Permissions
  • Accounting
  • Accounting Integration
  • Accounts Payable
  • Accounts Receivable
  • Activity Dashboard
  • Activity Tracking
  • Ad hoc Reporting
  • Alerts/Notifications
  • Approval Process Control
  • Approval Workflow
  • Attendance Tracking
  • Audit Management
  • Audit Trail
  • Automated Receipt Matching
  • Automatic Billing
  • Bank Reconciliation
  • Billable Items Tracking
  • Billing & Invoicing
  • Booking Management
  • Budget Control
  • Budgeting/Forecasting
  • Cash Flow Management
  • Cash Management
  • Categorization/Grouping
  • Collaboration Tools
  • Compliance Management
  • Configurable Workflow
  • Consolidation/Roll-Up
  • Corporate Card
  • Credit Card Management
  • Customizable Fields
  • Customizable Reports
  • Customizable Templates
  • Dashboard
  • Dashboard Creation
  • Data Import/Export
  • Data Visualization
  • Duplicate Detection
  • Duplicate Payment Alert
  • ERP integration
  • Electronic Funds Transfer
  • Electronic Payments
  • Employee Management
  • Expense Claims
  • Expense Tracking
  • Financial Analysis
  • Financial Management
  • Financial Reporting
  • For Small Businesses
  • Fraud Detection
  • General Ledger
  • Income & Balance Sheet
  • Invoice Management
  • Invoice Processing
  • Leave Tracking
  • Mileage Tracking
  • Mobile Access
  • Mobile App
  • Mobile Receipt Upload
  • Multi-Company
  • Multi-Currency
  • Multi-Location
  • Online Banking
  • Online Booking
  • Optical Character Recognition
  • Order Management
  • Payroll Management
  • Planning Tools
  • Policy Management
  • Prepaid Cards
  • Procurement Management
  • Progress Tracking
  • Project Accounting
  • Project Management
  • Project Time Tracking
  • Project Tracking
  • Projections
  • Purchase Order Management
  • Purchase Order Reconciliation
  • Purchasing & Receiving
  • QuickBooks Integration
  • Real-Time Analytics
  • Real-Time Data
  • Real-Time Monitoring
  • Real-Time Notifications
  • Real-Time Reporting
  • Real-Time Updates
  • Real-time Alerts
  • Receipt Management
  • Recurring Payments
  • Recurring/Subscription Billing
  • Reimbursement Management
  • Reminders
  • Reporting & Statistics
  • Reporting/Analytics
  • Requisition Management
  • Reservations Management
  • Resource Allocation & Planning
  • Restriction Management
  • Rules-Based Workflow
  • Secure Data Storage
  • Self Service Portal
  • Self-Service Reporting
  • Single Sign On
  • Spend Analysis
  • Spend Control
  • Spend Management
  • Supplier Management
  • Task Management
  • Task Progress Tracking
  • Third-Party Integrations
  • Time & Expense Tracking
  • Time Tracking
  • Time Tracking by Client
  • Time Tracking by Project
  • Timer
  • Timesheet Management
  • Transaction History
  • Transaction Monitoring
  • Travel Management
  • User Management
  • Vacation/Leave Tracking
  • Vendor Management
  • Vendor Master Data Management
  • Visual Analytics
  • Workflow Automation
  • Workflow Management

Integrations

  • Total integrations22
  • 1Password
  • 9Spokes
  • ADP Workforce Now
  • AccuFund Accounting Suite
  • Acumatica Cloud ERP
  • BILL AP/AR
  • BambooHR
  • Bolt
  • Brightpearl
  • Deel
  • Deltek Ajera
  • Deltek Costpoint
  • Deltek Vantagepoint
  • Deltek WorkBook
  • Egencia
  • Financial Management Cloud
  • Fivetran
  • FreshBooks
  • Freshteam
  • Fund EZ
  • Greenhouse
  • Gusto
  • Humaans
  • Infor SunSystems
  • Ironclad
  • Kashoo
  • LessAccounting
  • Microsoft Outlook
  • Namely
  • Navan
  • NetSuite
  • Okta
  • OneLogin
  • Oracle Cloud Financials
  • Perk
  • Personio
  • Pipedream
  • Professional Services Cloud
  • QuickBooks Enterprise
  • QuickBooks Online
  • Relay.app
  • Rent Manager
  • ResMan
  • Revel Systems
  • SAP Business One
  • Sage 100
  • Sage Accounting
  • Sage Intacct
  • Slack
  • SoftLedger
  • Square Payroll
  • Squava
  • TallyPrime
  • TriNet HR Plus
  • UKG Pro
  • UKG Ready
  • Versa Cloud ERP
  • Workday Financial Management
  • Workday HCM
  • Xero
  • Yardi Breeze
  • Yardi Voyager
  • Zoho Books
  • Total integrations49
  • 1Password
  • 9Spokes
  • ADP Workforce Now
  • AccuFund Accounting Suite
  • Acumatica Cloud ERP
  • BILL AP/AR
  • BambooHR
  • Bolt
  • Brightpearl
  • Deel
  • Deltek Ajera
  • Deltek Costpoint
  • Deltek Vantagepoint
  • Deltek WorkBook
  • Egencia
  • Financial Management Cloud
  • Fivetran
  • FreshBooks
  • Freshteam
  • Fund EZ
  • Greenhouse
  • Gusto
  • Humaans
  • Infor SunSystems
  • Ironclad
  • Kashoo
  • LessAccounting
  • Microsoft Outlook
  • Namely
  • Navan
  • NetSuite
  • Okta
  • OneLogin
  • Oracle Cloud Financials
  • Perk
  • Personio
  • Pipedream
  • Professional Services Cloud
  • QuickBooks Enterprise
  • QuickBooks Online
  • Relay.app
  • Rent Manager
  • ResMan
  • Revel Systems
  • SAP Business One
  • Sage 100
  • Sage Accounting
  • Sage Intacct
  • Slack
  • SoftLedger
  • Square Payroll
  • Squava
  • TallyPrime
  • TriNet HR Plus
  • UKG Pro
  • UKG Ready
  • Versa Cloud ERP
  • Workday Financial Management
  • Workday HCM
  • Xero
  • Yardi Breeze
  • Yardi Voyager
  • Zoho Books