Circula vs Yokoy

SAP Concur

Perk

N2F 

Revolut Business

IFS Cloud

Flowers

Compare Circula and Yokoy based on features, pricing, verified reviews, integrations & more on GetApp. Find out which software is best for your business in 2026.

N2F is a mobile expense report platform for freelancers to companies of any size and industry, which helps users manage their expenses from receipt to accounting. Employees can submit expenses while on the go, and the smart scan feature automatically completes expense reports.

Flowers is an all-in-one workflow automation and resource management solution designed to streamline operations, reduce costs, and provide unparalleled visibility. Build custom workflows, manage resources, and gain real-time insights to revolutionize your business processes with ease and flexibility.

Automate expenses, bookings, and payments with Perk — one platform that simplifies spend and gives finance teams real-time control.

Circula is an expense management and benefits administration software, that focuses strongly on the best possible user experience and guarantees compliance with European law standards.

Accounting

Accounting Integration

Activity Dashboard

Activity Tracking

Alerts/Notifications

Approval Process Control

Approval Workflow

Audit Management

Benefits Dashboard

Budgeting/Forecasting

Categorization/Grouping

Compliance Management

Configurable Workflow

Corporate Card

Credit Card Management

Customizable Fields

Customizable Reports

Dashboard

Data Import/Export

Electronic Payments

Employee Self Service

ERP integration

Expense Claims

Expense Tracking

Financial Analysis

Fraud Detection

Invoice Management

Invoice Processing

Mileage Tracking

Mobile Access

Mobile App

Mobile Receipt Upload

Multi-Currency

Online Benefits Enrollment

Policy Management

QuickBooks Integration

Real-Time Analytics

Real-Time Data

Real-Time Notifications

Real-Time Reporting

Real-Time Updates

Receipt Management

Reimbursement Management

Reminders

Reporting & Statistics

Reporting/Analytics

Restriction Management

Self-Service Reporting

Single Sign On

Spend Control

Third-Party Integrations

Time & Expense Tracking

Timer

User Management

Workflow Management

Circula

Android

Web-based

iPhone

Strategic Operations Specialist

It is very easy and efficient  to use. I love the photo recognition that helps all my receipt data uploaded.

Working Student Business Development

I like that uploading receipts goes super fast and easy. The automatic recognition of invocie data is a nice feature.

Specialist Recruiting & HR

I like that it is very user friendly and intuitive. Using it on a daily basis for the daily meal benefit it really makes a difference by being so simple to use.

Accountant

The product is very effective in expenses management and seamlessly integrates with internal systems.

Accounting Manager

I like the Circula employees most about the software: The customer service of Circula replies very fast and in a very friendly and professional way.

Product Manager

Overall I enjoy using Circula and it provides the best user experience of the tools I have used so far (SAP and WorkDay).

Technology Consultant

Great Tool for Company benefits and Travel cost Management.

AML Analyst

Maybe the problem is my old phone but sometimes the receipts uploaded loose lot of quality.

Data Manager

Excellent integration with the German expense management system: correct calculation of the per diem is a big plus compared to most competitors.

Managing Director

Awesome product that makes the expense management process much more efficient.

VP Finance

The customer service is really really good and quick. Always every question/issue we have is solved within 24 hours max.

Warehouse Operations Manager

I like the simplicity of creating a single trip, where I can upload different invoices and get a overview of total money spent on the entire trip.

Circula is an easy to use software to file expenses. I like the mobile app and how it plays together with the webapp.

The cause was them trying to register without having received an invite from another user / admin. This path leads to a dead end.

VP Sales&Marketing

Circula - surprisingly easy to use for a topic like expenses.

Senior Internal Operations Manager

Happy to use Circula - it makes the life at work easier for Admin also for users.

iOS Developer

The user-friendly interface and streamlined process saved us a lot of time and hassle. The only downside was the lack of integration with our accounting system, but it was manageable.

Software Engineer

I work in Prague and pay in Czech Crowns for my train tickets. During the submission, all the prices are converted to euro.

Circula screenshot: Circula is available on all devices

Circula screenshot: Circula web app overview travel expense

Circula screenshot: Expense payroll export (direct transfer to DATEV)

Circula screenshot: Employee benefits (Lunch & Mobility) on mobile app

Large Enterprises

Mid Size Business

Non Profit

Small Business

SAP Concur is a leading cloud-based spend management solution that helps small, medium, and large businesses automate and simplify expense reporting, travel booking, and invoice processing. It’s designed to give organizations better control over their business spend by integrating near real-time data and using AI to audit 100% of transactions.

Revolut Business is designed to streamline your business operations. Scale — and save — with multi-currency accounts, company cards, spend management tools, seamless integrations, and more. Join the hundreds of thousands of businesses worldwide who use Revolut Business to expand with ease.

A composable enterprise application delivering ERP, Service Management and Enterprise Asset Management capabilities on a single platform with IFS.ai as the backbone of the solution.

The proven, AI-powered spend management platform that delivers automation, transparency and control across all company spend, with purpose built modules for invoices, expenses, and payments.

Access Controls/Permissions

Accounts Payable

Ad hoc Reporting

Audit Trail

Automated Receipt Matching

Budget Control

Customizable Templates

Duplicate Detection

Duplicate Payment Alert

Expense Management

Financial Management

Financial Reporting

Mobile Payments

Multi-Language

Online Booking

Online Payments

Optical Character Recognition

PCI Compliance

Prepaid Cards

Process/Workflow Automation

Purchase Order Management

Purchase Order Reconciliation

Real-time Alerts

Real-Time Monitoring

Recurring Payments

Rules-Based Workflow

Secure Data Storage

Self Service Portal

Spend Analysis

Spend Management

Transaction History

Travel Management

Vendor Management

Yokoy

iPad

Marketing manager

The software is very good the yokoy teams have done a good job. I say thank you for this excellent tool.

Uploading receipts with one click or one picture is very helpful, be it with the mobile phone or with the web browser. Approval workflow is quick and settlement is easy.

Revenue Operations

As a company, we really like the credit card feed, which helps to make sure that all receipts have been added. Generally, it an easy to use solution.

We implemented SAP, Microsoft Nav, and Revolut Business, but she is super excited since we use Yokoy. We reduced our subscription spending by 20%-30% of various tools (small tools too) across Unique.

Expenses that need to be charged to a client cannot be managed easily. There should be an option to link expenses directly to a client.

Easy-to-use, good KI features, good integration with our ERP.

Application Support Engineer

Yokoy is very easy to understand and to setup. There are some improvements that are important to do so the tool run smoothly.

Senior Manager - Corporate Applications

Overall the experience is very positive. The expense management tool is intuitive and easy to use and the mobile app makes it easy to record expenses via a simple capture of a receipt.

Financial Accountant

Problems with the search function of the Submitters.

Associate Professor

Easy of uploading receipts, AI for matching them to expenses, seamless integration with the credit card.

Overall, I'm really happy. Especially the customer service is top-notch and reacts ultra fast on all enquiries.

For me there is not much to say except the expectation of being able to link virtual cards to Apple pay.

Certain filter functions are seriously missing.

Artist

Its easy to manage travel budget and company related expenses between me and finance department.

Yokoy screenshot: Save money on every dollar spent. Yokoy’s AI-powered suite transforms spend management for midsize companies and global enterprises – so you can save while spending.  GDPR compliant. ISO 27001, ISO 9001, and ISO 14001 certified. 

Yokoy screenshot: Process invoices automatically.​ Consolidate your accounts payable process, manage invoices at scale, automate approvals with custom workflows, and pay on time with Yokoy’s AI-powered invoice management solution.

Yokoy screenshot: Manage expenses effortlessly.​ Automate your expense management, simplify expense reporting, and prevent fraud and reimbursement delays with Yokoy’s AI-driven expense management solution. Custom workflows and approval flows for fast reimbursements.

Yokoy screenshot: Streamline your business payments​. Gain real-time control of your global card spend and automatically match card transactions with receipts with Yokoy’s smart payment solutions. Automated transaction matching and real-time compliance checks.

Yokoy screenshot: Streamline your IT landscape. Yokoy’s API facilitates seamless integrations with enterprise-level systems, removing manual processes and enabling true, end-to-end automation across entities and geographies.

Circula vs Yokoy Comparison (2026)

Circula

Yokoy

Overview

Video & Screenshots

Pricing

User reviews

Key features

Integrations

Alternatives