App comparison
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Collect!
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Credit and debt collection solution for collection agencies
Collect! Alternatives & Competitors (2026)
Top 3 free alternatives

Beyond ARM
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Accounts Receivable Management and debt collection software


0.6
Value for money
Starting price
0.5
Functionality
Billing & Invoicing
4/5
Callback Scheduling
1/5
Data Security
N/A
Top Features
Historical Reporting
5/5
Transaction Management
5/5
Multi-Currency
5/5

Lariat
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Debt collection technology with client portal & CRM


0.3
Value for money
Starting price
0.4
Functionality
Reporting & Statistics
N/A
Search/Filter
N/A
Monitoring
N/A
Top Features
Historical Reporting
5/5
Transaction Management
5/5
Multi-Currency
5/5

Gaviti
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
A/R automation with zero-fee ACH & seamless customer payment


0.4
Value for money
No pricing info
Starting price
0.2
Functionality
Online Payments
5/5
User Management
5/5
Activity Dashboard
5/5
Top Features
Historical Reporting
5/5
Transaction Management
5/5
Multi-Currency
5/5


0.1
Value for money
Starting price
0.2
Functionality
Historical Reporting
5/5
Payment Collection
5/5
Multiple User Accounts
5/5
Top Features
Historical Reporting
5/5
Transaction Management
5/5
Multi-Currency
5/5


0.2
Value for money
Starting price
0.3
Functionality
Borrower Management
N/A
Deadline Management
N/A
Approval Process Control
N/A
Top Features
Historical Reporting
5/5
Transaction Management
5/5
Multi-Currency
5/5


0.2
Value for money
Starting price
0.1
Functionality
Third-Party Integrations
5/5
Search/Filter
5/5
Reporting & Statistics
5/5
Top Features
Historical Reporting
5/5
Transaction Management
5/5
Multi-Currency
5/5


0.2
Value for money
Starting price
0.6
Functionality
User Management
4.7/5
Payment Collection
4.6/5
Business Process Automation
4.6/5
Top Features
Historical Reporting
5/5
Transaction Management
5/5
Multi-Currency
5/5


0.2
Value for money
Starting price
0.3
Functionality
Transaction Management
5/5
Payment Plans
5/5
Credit Reporting
5/5
Top Features
Historical Reporting
5/5
Transaction Management
5/5
Multi-Currency
5/5


Value for money
No pricing info
Starting price
0.1
Functionality
Queue Management
5/5
Live Chat
5/5
Call Tracking
5/5
Top Features
Historical Reporting
5/5
Transaction Management
5/5
Multi-Currency
5/5


0.2
Value for money
Starting price
0.1
Functionality
Contact Management
5/5
Auto-Dialer
5/5
Data Import/Export
5/5
Top Features
Historical Reporting
5/5
Transaction Management
5/5
Multi-Currency
5/5


0.8
Value for money
Starting price
0.7
Functionality
Billing & Invoicing
5/5
Time & Expense Tracking
3/5
Expense Tracking
3/5
Top Features
Historical Reporting
5/5
Transaction Management
5/5
Multi-Currency
5/5


0.2
Value for money
Starting price
0.3
Functionality
No unique features
Top Features
Historical Reporting
5/5
Transaction Management
5/5
Multi-Currency
5/5


0.2
Value for money
Starting price
0.3
Functionality
Recurring/Subscription Billing
N/A
Receipt Management
N/A
Financial Management
N/A
Top Features
Historical Reporting
5/5
Transaction Management
5/5
Multi-Currency
5/5


4.8
Value for money
Starting price
4.7
Functionality
Time & Expense Tracking
N/A
Payment Processing
N/A
Invoice History
N/A
Top Features
Historical Reporting
5/5
Transaction Management
5/5
Multi-Currency
5/5


1.3
Value for money
No pricing info
Starting price
0.7
Functionality
Contact Database
N/A
Billing & Invoicing
N/A
Online Payments
N/A
Top Features
Historical Reporting
5/5
Transaction Management
5/5
Multi-Currency
5/5


Value for money
No pricing info
Starting price
0.2
Functionality
Call Recording
5/5
Call Monitoring
5/5
Data Import/Export
5/5
Top Features
Historical Reporting
5/5
Transaction Management
5/5
Multi-Currency
5/5


0.5
Value for money
No pricing info
Starting price
0.4
Functionality
Payment Collection
4.7/5
Multiple User Accounts
4.7/5
Electronic Payments
4.5/5
Top Features
Historical Reporting
5/5
Transaction Management
5/5
Multi-Currency
5/5


0.1
Value for money
Starting price
0.2
Functionality
Data Import/Export
5/5
Real-Time Reporting
5/5
Automated Scheduling
5/5
Top Features
Historical Reporting
5/5
Transaction Management
5/5
Multi-Currency
5/5


1.5
Value for money
No pricing info
Starting price
0.5
Functionality
Payment Management
5/5
Bank Reconciliation
4.8/5
Payment Collection
4.7/5
Top Features
Historical Reporting
5/5
Transaction Management
5/5
Multi-Currency
5/5


4.8
Value for money
Starting price
4.7
Functionality
No unique features
Top Features
Historical Reporting
5/5
Transaction Management
5/5
Multi-Currency
5/5
