BILL Spend & Expense vs Budgetly

SAP Concur

Expensify

Brex

Weel

Volopay

Airwallex

Compare BILL Spend & Expense and Budgetly based on features, pricing, verified reviews, integrations & more on GetApp. Find out which software is best for your business in 2026.

The easiest way to do your expenses, travel, and corporate cards.

Brex is a finance platform that helps businesses control and manage spend. From corporate cards and banking to expense management and bill pay, it provides a comprehensive suite of tools to automate financial processes and improve the strategic impact of finance teams.

SAP Concur is a leading cloud-based spend management solution that helps small, medium, and large businesses automate and simplify expense reporting, travel booking, and invoice processing. It’s designed to give organizations better control over their business spend by integrating near real-time data and using AI to audit 100% of transactions.

BILL Spend & Expense (formerly Divvy) is the all-in-one expense management solution.

"What If" Scenarios

Access Controls/Permissions

Accounting

Accounting Integration

Activity Dashboard

Ad hoc Reporting

Alerts/Notifications

Approval Process Control

Approval Workflow

Audit Management

Audit Trail

Automated Receipt Matching

Bank Reconciliation

Billing Portal

Booking Management

Budget Control

Budgeting/Forecasting

Cash Flow Management

Cash Management

Categorization/Grouping

Client Management

Compliance Management

Configurable Workflow

Consolidation/Roll-Up

Contact Database

Corporate Card

Credit Card Management

Customizable Fields

Customizable Reports

Customizable Templates

Dashboard

Data Import/Export

Data Visualization

Document Management

Duplicate Detection

Electronic Payments

Employee Self Service

ERP integration

Expense Claims

Expense Tracking

Financial Analysis

Financial Management

Fixed Asset Management

For Accountants

Fraud Detection

General Ledger

Income & Balance Sheet

Invoice Creation

Invoice History

Mobile Access

Mobile App

Mobile Payments

Mobile Receipt Upload

Multi-Company

Multi-Currency

Online Booking

Online Invoicing

Online Payments

Payment Collection

Payment Processing

Policy Management

Prepaid Cards

Process/Workflow Automation

Profit/Loss Statement

Project Tracking

Purchasing & Receiving

QuickBooks Integration

Real-time Alerts

Real-Time Analytics

Real-Time Data

Real-Time Monitoring

Real-Time Notifications

Real-Time Reporting

Real-Time Updates

Receipt Management

Recurring/Subscription Billing

Reimbursement Management

Reminders

Reporting & Statistics

Reporting/Analytics

Restriction Management

Rules-Based Workflow

Search/Filter

Secure Data Storage

Self-Service Reporting

Single Sign On

Spend Analysis

Spend Control

Spend Management

SSL Security

Staff Management

Summary Reports

Task Management

Tax Management

Third-Party Integrations

Time & Expense Tracking

Time Tracking by Client

Time Tracking by Project

Timer

BILL Spend & Expense

Android

Web-based

Windows

iPad

iPhone

Divvy integrates with Quickbooks which is super helpful. Divvy rewards program fits our organization much better than previous rewards programs.

President

Very user friendly and the ability to track and capture departmental expenditures is excellent. Customer service is always available and very helpful when I call.

Stable, secure, and very intuitive app that helps you to track all the receipts. The ability to issue virtual cards.

Finance

Adoption was super easy, even for the people that didn't have the old software straight 2 years in. This has even made communications between regions and the National office more fun.

Accounting Manager

My overall experience with Divvy has been great. I appreciate the quick and upbeat support and the ease of use for the software itself.

Director of Sales and Support

I like the ability to manage budgets, easily make changes to employee accounts, quick on and offboarding. And the online chat help is really responsive and helpful.

We very frequently (more than once per week, have charges declined when paying our vendors. The ACH and Bill Pay process work very, badly.

Owner/Graphic Designer

I loved that before you even used the software you were walked through the entire program by one of their customer support representatives. It made it super easy to use and understand.

Facility Manager

I have been very happy with Divvy. The customer service, the simplicity of the system, the ability to budget are all been what we needed in an expense company credit card system.

Controller

It really has been the perfect fit for our company. I would highly recommend it to other companies who use company credit cards.

The only complaint I have at this point is that we cannot set limits for receipts.

A little hard to figure out how budgets and card limits and other maximums interact. What they also really need to add: vendor restriction.

SR Director of Finance

Budget Controls very good, reporting on users can be improved.

The time-save alone is worth it to us. The cash back and superb customer service is icing on the cake.

Senior Accounting Manager

Divvy - Always Great Service with an Excellent App.

Executive director

My favorite parts of the ability to create burner cards and virtual cards that I can give to interns or other people without having to give them my credit card to use.

Great free resource that provides spend tracking, budget management, and accounting software integration.

The only downside to the software is how long it takes to get a new or replacement card.

BILL Spend & Expense screenshot

BILL Spend & Expense screenshot: Mobile Wallet

BILL Spend & Expense screenshot: Budget Detail

BILL Spend & Expense screenshot: Insights

BILL Spend & Expense screenshot: Transactions

BILL Spend & Expense screenshot: Company Dashboard

Freelancers

Large Enterprises

Mid Size Business

Non Profit

Public Administrations

Small Business

Make accurate expense reporting a piece of cake, with smart expense reporting built into every payment.

Airwallex provides global businesses with an all-in-one account to help businesses grow and operate globally, offering access to domestic and foreign currency accounts, high speed international transfers, global bill pay, online payment links and plugins, multi-currency cards, expense management, software integrations and APIs to programmatically manage finances.

Volopay is a purpose-built spend management platform that helps organizations reduce time-consuming admin work, gain control, and achieve visibility. It combines all business payments on one central platform - ranging from software subscriptions to petty cash, business travel to online advertising, and employee reimbursements to vendor payouts. Volopay provides a financial stack for businesses. It eliminates the need to switch between multiple bank accounts and tools.

AI-driven spend and expense management software with prepaid corporate cards with spending rules. Budget, spend, capture, pay bills and sync in real-time. Budgetly is an AI-driven, flexible, automated, and hassle-free expense accounting platform.  Go paperless and capture expenses as they happen.

Activity Tracking

Billing & Invoicing

Invoice Management

Supplier Management

Transaction History

Budgetly

Admin Assistant

The help support is fantastic. They always call you to see if they can help before you need to call them.

Budgetly does a great job with after sales and customer support. The Xero integration has been fantastic.

Project Officer

The customer service is super amazing. The help videos that they created for us have been amazing, we feel empowered and can quickly refer back to these if we need to.

Accounts Manager

Generally happy, super happy with the tech support, the Budgetly team are very attentive and quick to respond to questions.

Accountant

Budgetly is absolutely wonderful. It’s amazing to have instant cards when we need them.

Payroll Coordinator

Their customer service is very good. We don’t necessarily need too much support but it’s great to know it’s there if/when we do.

The ability to issue both physical and virtual cards was a massive deal for us. Being able to upload receipts directly into Budgetly has also been amazing as it’s easier to reconcile our transactions.

Finance Manager

The help and support has been really good. If I can’t get onto my account manager, the Support team are incredibly helpful.

Engineer

Enjoying everything mate! good stuff. This product makes me so happy.

Our biggest challenge was issuing cards, lack of live visibility and missing transaction receipts. Being a small business, it resulted in huge impacts with extra staff workload when delays occurred.

Accounts & Administration Manager

The biggest win we've had with Budgetly is the time savings in not having to chase receipts.

Director

We run 22 holidays a year, Budgetly has saved me at least 4 hours per trip without having to reconcile transactions, reimburse staff etc. The Xero integration is also brilliant.

Being able to limit and control spending has been amazing.

Field Technician

I have had a few minor issues with the App so far - declined card (which seemed to be a problem for a large proportion of their clients at the time) which happened at the most inopportune time.

Operations - General Manager

Prepaid Card - Easy to Use and Good Functionality.

Budgetly has fixed this by saving at least 20 hours a week across multiple teams. The way Budgetly's been designed makes it very easy to use and we're loving it.

No real cons for us, it does everything we need it to do.

There's really nothing that we don't like about Budgetly at the moment.

Budgetly screenshot: Admin creating budget

Budgetly screenshot: Admin can view transactions list in real time

Budgetly screenshot: Admin view of last 5 expenses in real time

Budgetly screenshot: Smart corporate debit VISA cards for Australian businesses – Instantly issue prepaid corporate debit cards for your teams, with physical and virtual options available. Simplify your business finances and take control.

Budgetly screenshot: Automated receipt capture – Save time and reduce errors with automated receipt capture. Simply snap a photo of your receipts, and Budgetly will automatically extract GST.

BILL Spend & Expense vs Budgetly Comparison (2026)

BILL Spend & Expense

Budgetly

Overview

Video & Screenshots

Pricing

User reviews

Key features

Integrations

Alternatives