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Encompass Logo

Loan origination software

Table of Contents

Encompass - 2026 Pricing, Features, Reviews & Alternatives

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All user reviews are verified by in-house moderators and provider data by our software research team.  Learn more

Last updated: October 2025

Encompass overview

What is Encompass?

Encompass is a cloud-based origination system designed to help lenders of all sizes manage the origination and closure of loans via a unified portal. The platform includes artificial intelligence (AI) technology, which enables lenders to automate borrowing operations.

Encompass’ built-in compliance and document management functionality allows organizations to protect and store information about lenders and borrowers in a centralized repository for future reference. Businesses can also manage multiple vendors and streamline the closing process using the eClose module.

Encompass allows teams to administer the loan application and investor delivery activities and update additional information or instruction across the workflow using eNotes.

Starting price


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Encompass’s user interface

Ease of use rating:

Encompass reviews

Overall rating

4.0

/5

42

Positive reviews

69

%

Rating breakdown
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend7.54/10
Rating distribution

5

4

3

2

1

18

11

9

2

2

Pros
“It's clearly shown what is what. I loved using this software while in my internship, I really learned a great deal.”
zz

zach z.

student/intern

“Encompass is an easy to use software. I mostly use it to pull saved documents during HDMA reviews, but I am definitely a fan at how easy it makes the process.”
CG

Chris G.

Compliance

“What I like most about this software it has the ability to do anything you set up for it to do but with a high price and very educated admin needed.”
Verified reviewer profile picture

Heather A.

Mortgage Loan Processor

Cons
“We have had issues in the past of some documents not uploading correctly (being corrupted), and it was a pain the track these documents down.”
CG

Chris G.

Compliance

“Very Slow - the system lags to load and login, it lags to get inside a new file and is slow overall.”
SO

Selueni O.

MLO

“Locks you into their vendors or you get charged excessively. In addition, it takes hiring one to two certified programmers to keep the programming running while paying excessively.”
KL

Kara L.

Chief Operating Officer

Who uses Encompass?

Based on 42 verified user reviews.

Company size

Enterprises

Small Businesses

Midsize Businesses

Top industries

Financial Services
Banking
Real Estate
Information Technology and Services
Others

Use cases

Mortgage
Loan Origination
Commercial Loan

Encompass's key features

Most critical features, based on insights from Encompass users:

Loan management
Document management
Loan processing
Contact management
Pre-Qualification
Loan portfolio management

All Encompass features

Features rating:

Online applications
Pipeline management
For Borrowers
Electronic Applications
Credit reporting
Compliance management
Amortization schedule
Pricing management
Customer management
Automated decisioning/underwriting
Risk management
Residential Mortgages
Refinance Management
Third Party Loan Origination
Promissory Notes
Visual Presentation
Multi-Company
Multi-Branch
Marketing automation
Loan origination
Lender Search
Lead management
HUD Settlement Statements
Government Loans
Electronic signature
Customer statements
Client database
Audit trail
API

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Encompass support options

Typical customers

Freelancers
Small businesses
Mid size businesses
Large enterprises

Platforms supported

Web
Android
iPhone/iPad

Support options

24/7 (Live rep)
Chat

Training options

In Person
Live Online
Webinars

Encompass FAQs

Q. Who are the typical users of Encompass?

Encompass has the following typical customers:
Large Enterprises, Mid Size Business, Small Business

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Q. What languages does Encompass support?

Encompass supports the following languages:
English


Q. Does Encompass offer an API?

No, Encompass does not have an API available.


Q. What level of support does Encompass offer?

Encompass offers the following support options:
24/7 (Live rep), Chat

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