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Flexys
Debt Collection Platform
Flexys Alternatives & Competitors (2026)
Top 3 free alternatives

Beyond ARM
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Accounts Receivable Management and debt collection software


Value for money
Starting price
Functionality
Billing & Invoicing
4/5
Callback Scheduling
1/5
ACH Payment Processing
N/A
Top Features
Automated Scheduling
N/A
Multi-Channel Communication
N/A
Real-Time Analytics
N/A

Lariat
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Debt collection technology with client portal & CRM


Value for money
Starting price
Functionality
No unique features
Top Features
Automated Scheduling
N/A
Email Templates
N/A
User Management
N/A

Gaviti
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
A/R automation with zero-fee ACH & seamless customer payment


Value for money
No pricing info
Starting price
Functionality
Online Payments
5/5
User Management
5/5
Activity Dashboard
5/5
Top Features
Commission Management
N/A
Payment Plans
N/A
Generative AI
N/A


Value for money
Starting price
Functionality
Historical Reporting
5/5
Payment Collection
5/5
Multiple User Accounts
5/5
Top Features
Generative AI
N/A
Multi-Currency
N/A


Value for money
Starting price
Functionality
Client Portal
N/A
Invoice Management
N/A
Contract/License Management
N/A
Top Features
Commission Management
N/A
Generative AI
N/A


Value for money
Starting price
Functionality
Third-Party Integrations
5/5
Search/Filter
5/5
Reporting & Statistics
5/5
Top Features
Commission Management
N/A
Activity Tracking
N/A
Multi-Channel Communication
N/A


Value for money
Starting price
Functionality
User Management
4.7/5
Payment Collection
4.6/5
Business Process Automation
4.6/5
Top Features
Credit Reporting
N/A
Self Service Portal
N/A
Generative AI
N/A


Value for money
Starting price
Functionality
Transaction Management
5/5
Payment Plans
5/5
Credit Reporting
5/5
Top Features
Auto-Dialer
N/A
Compliance Management
N/A
Monitoring
N/A


Value for money
No pricing info
Starting price
Functionality
Queue Management
5/5
Live Chat
5/5
Call Tracking
5/5
Top Features
Client Management
N/A
Credit Reporting
N/A
Generative AI
N/A


Value for money
Starting price
Functionality
Contact Management
5/5
Auto-Dialer
5/5
Data Import/Export
5/5
Top Features
Business Process Automation
N/A
Electronic Payments
N/A
In-House Collections
N/A


Value for money
Starting price
Functionality
Billing & Invoicing
5/5
Time & Expense Tracking
3/5
Expense Tracking
3/5
Top Features
Reporting & Statistics
N/A
Third-Party Integrations
N/A
Workflow Management
N/A


Value for money
Starting price
Functionality
No unique features
Top Features
Accounting Integration
N/A
Historical Reporting
N/A
Real-Time Analytics
N/A


Value for money
Starting price
Functionality
Accounting
N/A
Payment Reconciliation
N/A
Customizable Branding
N/A
Top Features
Customizable Reports
N/A
Real-Time Analytics
N/A
Generative AI
N/A


Value for money
Starting price
Functionality
Accounting
N/A
Contact Database
N/A
Order Processing
N/A
Top Features
Reminders
N/A
Third-Party Integrations
N/A
Workflow Management
N/A


Value for money
No pricing info
Starting price
Functionality
Customer Statements
N/A
Contact Database
N/A
Forecasting
N/A
Top Features
Template Management
N/A
Accounting Integration
N/A
Transaction Management
N/A


Value for money
No pricing info
Starting price
Functionality
Call Recording
5/5
Call Monitoring
5/5
Data Import/Export
5/5
Top Features
Collection Agencies
N/A
Generative AI
N/A
Template Management
N/A


Value for money
No pricing info
Starting price
Functionality
Payment Collection
4.7/5
Multiple User Accounts
4.7/5
Electronic Payments
4.5/5
Top Features
Commission Management
N/A
Accounting Integration
N/A
Risk Assessment
N/A


Value for money
Starting price
Functionality
Data Import/Export
5/5
Real-Time Reporting
5/5
Automated Scheduling
5/5
Top Features
Electronic Payments
N/A
Risk Assessment
N/A
In-House Collections
N/A


Value for money
No pricing info
Starting price
Functionality
Payment Management
5/5
Bank Reconciliation
4.8/5
Payment Collection
4.7/5
Top Features
Borrower Management
N/A
Commission Management
N/A
Self Service Portal
N/A


Value for money
Starting price
Functionality
No unique features
Top Features
Accounting Integration
N/A
Monitoring
N/A
Real-Time Reporting
N/A
