FreeAgent vs ZipBooks

QuickBooks Online

FreshBooks

Xero

Sage Construction Suite

Zoho Books

Sage Accounting

Compare FreeAgent and ZipBooks based on features, pricing, verified reviews, integrations & more on GetApp. Find out which software is best for your business in 2026.

Xero is an award-winning online accounting software designed for small business owners and accountants, available on any computer or mobile device with an internet connection. Simplify business admin and get a range of financial insights to help you make better decisions for your business.

Sage Construction Suite serves the entire construction industry with our end-to-end suite of cloud construction software. Sage's all encompassing Construction Suite helps all phases from preconstruction to finance to operations and everything in between.

QuickBooks Online is an all-in-one online business software designed to help manage business finances. The platform is built to scale businesses, unlocking insights and providing the functionality of a larger team, all on one integrated platform.

FreeAgent’s award-winning online accounting software is designed specifically for small businesses and freelancers. Over 100,000 customers use FreeAgent to keep their business admin on track.


Accounting

Accounts Payable

Accounts Receivable

Activity Dashboard

Approval Process Control

Audit Trail

Bank Reconciliation

Billing & Invoicing

Cash Flow Management

Cash Management

Commission Management

Contact Database

Customizable Invoices

Customizable Templates

Dashboard

Data Import/Export

Discount Management

Drag & Drop

Dunning Management

Email Reminders

Estimating

Expense Claims

Expense Tracking

File Sharing

Financial Analysis

Financial Reporting

Fixed Asset Management

For Real Estate

For Small Businesses

Forecasting

General Ledger

Hourly Billing

Income & Balance Sheet

Invoice Creation

Invoice History

Invoice Management

Invoice Processing

Mobile Access

Mobile App

Mobile Payments

Multi-Company

Multi-Currency

Multiple Projects

Online Invoicing

Online Payments

Overpayment Processing

Partial Payments

Payment Collection

Payment Processing

Payroll Management

Payroll Reporting

Pricing and Cost Calculations

Project Accounting

Project Billing

Project Costing

Project Time Tracking

Purchase Order Management

Quotes/Estimates

Receipt Management

Receivables Ledger

Recurring Invoicing

Recurring/Subscription Billing

Reminders

Reporting/Analytics

Sales Tax Management

Self-Service Reporting

Status Tracking

Task Management

Tax Calculation

Tax Compliance

Tax Management

Template Management

Time & Expense Tracking

Time Tracking

Timesheet Management

Transaction History

Transaction Management

Vendor Management

Workflow Management

FreeAgent

Android

Linux

Web-based

Windows

iPad

iPhone

Owner

They guys who wrote it think they are cool so they write really unprofessional familiarity messages that are really desperate. The software is awkward, cumbersome and I don't trust the outcomes.

Senior Product Manager

For a small company such as ourselves, it is important that we have a solid accounting software which dosen't cost the earth. My overall experience was great, and it was implemented well internally.

Director

They have live-help and the accountants are amazingly responsive, understanding and helpful. One of the best supports I've had in any software.

The help files are fantastic, and the clear accounting descriptions and explanations make them a great resource for a small business even if you don't use the software.

Live bank feeds,  easy to use, perfect for invoicing, accounting for small businesses, keeping the accountant and bank manager happy with the efficiency.

Easy to set up and monitor invoices and add information. Excellent automatic calculation of tax liabilities and ability to file through interface.

Consultant

It allows to better organised both my bookeeping but as well my employee work due to its usability. Love as well the API integration that allow me to create custom analysis.

Accountant

I have an accounting background and am a bit frustrated with how to pay bills and reconciling an account.

Strategy & Digital Communications Consultant

An outstanding find with exemplary customer service.

Lead SEO director

I enjoy the simplicity in creating new invoices and the VAT breakdown being provided so it is clear to the client.

Founder & Chief Travel Writer

The app is really user-friendly, and I love how easy it is to submit my accounts to HMRC at the end of the year.

It makes invoicing and payment of exenses very easy, and is great for keeping track of money coming in/out and keeping an eye on invoices due for payment.

The one downside is that it doesn't pull in the USD transactions from Paypal and this has to be done manually.

It is really easy to use and the data is displayed in a useful format.

Creative Director

Great accounting software for freelancers and small teams.

I also like the fact that it integrates with other online services. This makes it a very versatile tool.

All positive - occasionally have to try and work out how to do something, but customer support are very good and responsive if you get really stuck.

Arborist

It was limited with regard managing jobs and scheduling.

FreeAgent screenshot: The FreeAgent mobile dashboard in action

FreeAgent screenshot: The banking area of FreeAgent

FreeAgent screenshot: Invoice your customers using FreeAgent

FreeAgent screenshot: Reconcile and explain transactions in FreeAgent

Freelancers

Non Profit

Public Administrations

Small Business

Zoho Books is an online accounting software designed to streamline back office operations, automate workflows, and allow secure collaboration with accountants

Sage Accounting is an accounting system for small business owners. It has features to help users forecast their cashflow, send and track invoices and act on real-time reporting. Users can manage their business from anywhere, at any time, from the cloud and with mobile functionality. Sage Accounting application is available for iOS and Android.

FreshBooks is accounting software that helps small business perform accounting tasks, conduct invoicing, manage expenses, and more.

ZipBooks is a cloud-based accounting software that caters to the bookkeeping and accounting needs of small to medium-sized businesses and bookkeeping firms. The solution offers core accounting, financial reporting, online invoicing, expense tracking, credit card processing, and more.

ACH Payment Processing

Automatic Billing

Automatic Time Capture

Billable & Non-Billable Hours

Bookkeeping Services Integration

Budgeting/Forecasting

Categorization/Grouping

Check Processing

Collaboration Tools

Contingency Billing

CPA Firms

Credit Card Processing

Customizable Branding

Customizable Reports

Document Management

Document Storage

Employee Database

Expense Management

Financial Management

For Legal Professionals

For Medical Purposes

For Trucking Industry

Fund Accounting

Inventory Management

Mobile Receipt Upload

Multiple Billing Rates

Online Time Tracking

Payment Reconciliation

Performance Metrics

Profit/Loss Statement

Reporting & Statistics

ZipBooks

salesperson

In general, ZipBooks is a superb device for new organizations and associations. It's a magnificent decision.

Highly recommend – beautiful, easy to use, full-featured, and more affordable than any of its nearest competitors.

The customer support received from Zipbooks was outstanding and the software is amazing.

No cumbersome setups, no crazy tax charging, no unnecessary product descriptions. Just estimate+invoice and go.

Owner/manager

The messaging system is pretty nice too. The response to queries from the Zipbooks team is quick and clear and quite personalized, which I'm very impressed by.

I am over-the-moon happy with my experience using ZipBooks. Not only is it easy to use, the customer service I've received is amazing.

ZipBooks also has great reporting features which shows you your total revenue for the past 12 months, an expense report, income per client, outstanding payments, tax and more.

So easy to use, great straight-forward features. User interface is clean and friendly.

I had a dispute with a company that uses Zipbooks for payment. The company ceased ALL contact with me. I called Zipbooks to see how to start a dispute against the company.

Data Analyst

It was easy to get started with Zipbooks. The interface is intuitive and user friendly, and there are a few helpful integrations, such as with Square and Bluevine.

Administrative

The cons for me or a limited amount reports, lack of export options, and the large difference in categories.

An Amazing FREE or Very Low Cost Accouting Platform.

Full Stack Developer

I can say that their API is good and understandably well readable, easy to integrate.

Senior Systems Admin

It’s easy to use, it has great functionality, and in the rare occasion I have problems, the support team is on point and engaged with a great attitude and ownership of the problem.

ZipBooks has a great many features and is very much incorporated with the organization's different items. Additionally, you can check your SKU, merchant subtleties, and stock close by.

Officiant/Civil Celebrant - Wedding in KC

I do find it a bit frustrating that I cannot find out WHEN my deposits are estimated to hit my bank.

Restaurant Owner

I'm using the free version, it's good enough for me to track my profit or loss.

Co-Founder & CEO

Easy to pull reports when I need them. Used to have bookkeepers as well.

FreeAgent vs ZipBooks Comparison (2026)

FreeAgent

ZipBooks

Overview

Video & Screenshots

Pricing

User reviews

Key features

Integrations

Alternatives