Heartland Payments+ vs Cash App

PayPal

Venmo

Square Point of Sale

Google Pay

Payoneer

authorize.net

Compare Heartland Payments+ and Cash App based on features, pricing, verified reviews, integrations & more on GetApp. Find out which software is best for your business in 2026.

authorize.net supports payment processing by helping businesses accept credit card and eCheck payments online, in person, via mobile devices, and more. The product offers a range of features, including online payments, mobile point of sale, virtual point of sale, phone payments, eCheck payments, digital invoicing, and fraud protection. It provides account updater and recurring payments capabilities to help businesses manage payments.

PayPal provides an end-to-end suite of tools that can integrate with a business's existing systems and service providers. Its network of shoppers and businesses provides AI-driven data insights to help businesses reach new customers and drive results.

Square Point of Sale is a POS solution for Android and iOS devices which includes tools for managing payments, digital receipts, inventory, reports, and more.

Heartland Payment Processing is a cloud-based solution that helps businesses in hospitality, medical, government and other sectors accept in-person and online payments via flexible methods, including credit or debit,EMV chip cards, digital wallets and more.

ACH Payment Processing

Activity Dashboard

Billing & Invoicing

Contactless NFC

Cost Estimating

Credit Card Processing

Data Security

Debit/Credit Card Processing

Digital Wallet Payments

Electronic Payments

Electronic Signature

Financial Management

Gift Card Management

In-Person Payments

Invoice Creation

Invoice History

Invoice Processing

Mobile Access

Mobile Payments

Online Invoicing

Online Payments

Payment Processing

Point of Sale (POS)

Quotes/Estimates

Recurring Invoicing

Recurring/Subscription Billing

Reporting/Analytics

Search/Filter

Third-Party Integrations

Heartland Payments+

Linux

Web-based

Windows

Owner, President.

They were rude and then ghosted me. I was disappointed that I was sold an upgrade for product without having been told it was in Beta.

The people are so friendly and helpful when you need help. The software is very easy to use.

Accounting Manager

I like the simplicity that facilitate easy payments to my bank account. Its easy to set up and very secure.

owner

Customer service has been top notch with clarity and ease of communication. The system is easy to use also with payment processing and deposits.

Founder

Bad service, either being raciest sales staff of disrespectful, KC sucks.

Product Manager

The integration process is super easy and support is also very good. We never had any problem with them in the past 2.5 Years of integration with them.

Customer Service Representative

Incase of help needed the customer support has always been available to help on time. This has been our go-to payment system that facilities fast and secure way to collect and receiving money.

Sales and Strategic Partnership VP

Heartland Payments+ has offered us all the outstanding experience we would have wanted when receiving and processing payments from customers and clients.

My experience is the worst I have ever had with any service provider i tried.

Financial Representative

The advanced payment protection functions that safeguards our money from fraud. It has very supportive services team who help us resolve issues expertly.

Licensed Realtor

What I liked most about this software is the ease of use.

Office Mamager 

Timely processing, along with helpful agents and easy access to the website. Good delivery time even with short notice.

Cosmetic Formulator

Plus, my company is growing and I plan to bring on employee(s) in the near future. So I was thrilled to set this up and move this burden off my shoulders.

Owner

Company error, falsely added to TMF "blacklist, can't get merchant services, Beware.

Software Engineer

Heartland Payments+ makes it easy and fast to handle payments, ensuring accurate billing and secure transactions, with a support team that quickly solves any problems.

Student

I become very excited each time I see Heartland in my bank account.

But a member of that team is assigned to you, so there is a chance of developing a relationship, helping you to build a good experience for you customers.

Sr. Software Engineer

They provide complete test cases and test API to verify and implement a solution.

Heartland Payments+ screenshot: Heartland Payment Processing payers' details

Heartland Payments+ screenshot: Heartland Payments+ virtual terminal

Freelancers

Large Enterprises

Mid Size Business

Small Business

Venmo is a digital wallet and payment gateway that allows customers to send money and make purchases via mobile device, and share activity via the purchase feed

Google Pay is a mobile payment platform that allows users to make online payments, in-app purchases, and send money to others. It is available on Android devices, iPhones, and other mobile devices such as Chromebooks and tablets.

Payoneer is a cross-border payments platform available in over 200 countries and 150 currencies, with multiple payout options

Cash App is a web-based finance mobile application designed to help businesses send money, design debit cards, and buy stocks and bitcoins. With $cashtag, users can send and receive money using multiple devices.

Activity Tracking

Authentication

Cryptocurrency Sending & Receiving

Customer Accounts

Customizable Branding

Investment Management

Multi-Coin Support

Multi-Currency

Online Banking

P2P Payments

Portfolio Accounting

Portfolio Reporting

Real-Time Data

Remote Deposit

Secure Data Storage

SSL Security

Stock Management

Stock Tracking

Tax Calculation

Tax Filing

Tax Forms

Tax Management

Transaction Monitoring

Visual Analytics

Cash App

Android

iPad

iPhone

Media associate 

They are lying how can you deposit money but can't withdrawal money. My husband has money come up missing from his account all the time.

Educator and CEO

My experience was poor with Cash App due to the hacking and fraud. Customer Service was extremely rude and unhelpful.

Marketing Associate

It is free so it is great for the price. Always expect an issue can occur and then when they don't, it makes for an awesome day.

What i like most is that my loved ones will get any cash i send them within a matter of minutes. Its fast and easy just a click of a button.

Something really fun and unique is that you can order a free Cash App debit card (or a fancier one for a small fee) that you can customize with your signature or any type of doodle or icons you like.

Housekeeper

What I like best about the cash app software is that it is super easy to use.

Freelancer

This is a fantastic tool for sending money from one person to another. I really appreciate the function that allows you to seek money from a person in the same way that an invoice would.

General Manager

Easy to use, works great!!! It integrates with all platforms with ease, haven't had any issues with crashes or app not loading.

Self Employed

Its absolutely great great way to receive money.

The software also gives you a little cash bonus just for signing up, and it does the same thing when you recruit new users. It's always a good thing to just get free money.

The app also provided a small monetary bonus just to sign up and does the same when you recruit new users. Free money is always a good thing.

Manager

I like the ease in sending and receiving money, and the instant transfer fee isn't that high.

Homemaker

I had problems logging in because my phone number changed.

Teammate

The cash app features is real time and at soonest possible time cash provider. It can easily be integrated with  small personal business or a slowly growing business at a small or affordable cost.

Cash App is easily recognizable,  easy to use, and I recommend this app to everyone.

The support staff at Cash App respond to any issues and rectify them as soon as possible. Will always recommend the app.

They never delivered and I had no recourse to go back at them so it was a lesson learned in caution.

Once one transaction fails no matters who fault it is , the app seems to flag you and not allow you to continue business in the manor previously held.

Heartland Payments+ vs Cash App Comparison (2026)

Heartland Payments+

Cash App

Overview

Video & Screenshots

Pricing

User reviews

Key features

Integrations

Alternatives