Holded vs Zoho One

QuickBooks Online

PayPal

Abby

QuickBooks Online is an all-in-one online business software designed to help manage business finances. The platform is built to scale businesses, unlocking insights and providing the functionality of a larger team, all on one integrated platform.

PayPal provides an end-to-end suite of tools that can integrate with a business's existing systems and service providers. Its network of shoppers and businesses provides AI-driven data insights to help businesses reach new customers and drive results.

Abby helps businesses ensure that customer documents are legal and comply with the rules. Customers can pay online and receive reminders for late payments.


Senior Advisor

Business Analyst

A highly-professional support team is always ready to help.

It's a cloud-based invoicing software for freelancers, SMBs and accountant offices to control all aspects of their business and optimise their management.

Access Controls/Permissions

Accounting

Accounting Integration

Accounts Payable

Accounts Receivable

Activity Dashboard

Activity Tracking

Alerts/Notifications

Bank Reconciliation

Billing & Invoicing

Billing Portal

Budgeting/Forecasting

Calendar Management

Client Portal

Contact Database

Contact Management

Customer Statements

Customizable Invoices

Customizable Reports

Data Import/Export

Document Storage

Electronic Payments

Employee Management

Estimating

Expense Tracking

Financial Management

Financial Reporting

Fixed Asset Management

General Ledger

Income & Balance Sheet

Integrated Business Operations

Inventory Management

Inventory Optimization

Inventory Tracking

Invoice Creation

Invoice History

Invoice Management

Invoice Processing

Marketing Automation

Mobile Access

Multi-Currency

Online Invoicing

Online Payments

Order Management

Payroll Management

Performance Metrics

Product Identification

Productivity Tools

Project Accounting

Project Billing

Project Management

Project Time Tracking

Purchase Order Management

Purchasing & Receiving

Quotes/Estimates

Real-Time Data

Receipt Management

Receivables Ledger

Recurring Invoicing

Recurring/Subscription Billing

Reminders

Reporting & Statistics

Sales Tax Management

Scheduling

Task Management

Tax Calculation

Tax Management

Third-Party Integrations

Time & Expense Tracking

Timer

Time Tracking

Training Management

Workflow Management

Some users report that Holded offers reasonable pricing and they appreciate its affordability compared to other ERPs. Reviewers indicate good value for SMEs, but some reviewers feel that plan limitations and extra costs for features reduce overall value.

Value for money

Reviews for Holded come from a wide variety of industries, including marketing and advertising (15% of reviewers), graphic design (5%), and management consulting (5%). The most frequent use case for Holded cited by reviewers is billing and invoicing (57% of reviewers).

Holded

Web-based

Odoo 

Zoho One

Plus

Basic

Standard

Advanced

Premium

Enterprise

Sales Development Representative

Smart Scan- The ability to scan receipts and have the system automatically extract the data and match it to transactions saves us hours of manual data entry every month.

The dashboard gives me a clear snapshot of cash flow immediately. While the software works 95% of the time, that 5% where you encounter a bug or a bank sync issue can be frustrating because the support team is not always quick to resolve complex queries. If you are self-sufficient and tech-savvy, it’s a fantastic tool. If you need hand-holding, you might find it challenging.

We moved from a mix of Excel spreadsheets and a legacy desktop program, and the difference in usability was night and day.

Bachelor in Supply Chain Management

The initial data collection is very good because based on that information it creates automatic reports that save a lot of time in creation, all the accounting information is secure and it is easier to invoice and an updated list of the inventory products is maintained, giving detailed control, in its entirety it is a very good application with its functions

Employees sometimes felt that communication, especially regarding changes in team scope and processes, could be better managed by the leadership team.

It feels like using a modern Apple app rather than clunky accounting software.

Partner

It has proven to be a great tool to organise all aspects of our business: CRM, invoicing and finance, projects, HR... very complete and useful.

My overall experience with Holded has been largely positive, primarily because it actually makes accounting look and feel "modern."

Some of the processes or information validations are not very intuitive but there is a lot of information and help available if needed.

Administration

It has easy self guided spread and very warm inviting home page.

labor Relations

It has tools that if you don't know how to use it become confusing to connect with the others, the support always helps to resolve concerns but it would be good to have a manual where each tool is more specified

Executive

It has streamlined my invoicing and expense tracking processes, saving me valuable time.

Web Developer

The task management for a developer is really optimised.

Accounting Manager

Holded has been easy to use from day one for all our accounting needs.

Holded's intuitive interface and comprehensive features make managing my business a breeze.

Digital Account Manager

There are times when if you register from your cell phone you have to click the button more than once for it to work, so you have to check that it has been marked.

They dont manage the SII in Canary Island, Spain which is a mandatory procedure with the fiscal system in spain for companies with higher turonver of 6M€

PPC Account Manager

I really like that you can track your working hours and request any holidays on the software.

Even if Holded is a spanish company they are not committed to manage all legal needs of spanish fiscal and accouting law.

Moreover you can see who is working or out of the office and it is useful to ensure that your mate is available or not at the office.

long-time processes are now faster to perform through automation

Project Manager

Its major disadvantage is the external data processing with its API.

People & Culture Director

Chat support is really unconfortable, you have to wait for an answers, no option to talk with an agent.

Invoice and accounting management in the company is of great help.

The working hours cannot be assigned by projects either.

from the signings, the payroll, supporting documents...

Its cloud so its eassy to manage and you dont have to install anything

Lots of integrations with many others apps

Psychologist/Director

It's easy to keep track of invoicing, payments, to send reminders to contacts and add contacts.

Overall it is a positive experience, being a very useful tool for small and medium-sized companies.

Director

The inventory feature is good although it does have pitfalls that we end up deleting and product and starting again because the stock levels become incorrect when using LOT's, this screws up the stock history function which is what we think is a nice feature.

Finance Manager

I would also like to see that we can export our receipts from Qonto into Holded.

It is easy to add contacts and all fields are clear.

Wonderful interface with a ton of useful features for small and medium business management.

Compared to other finance software it is expensive

Holded is a nice easy to use software, there are some elements when we first started using the software that had still presented in spanish (I think most of these are gone now!)

Training and Learning Curve

Customer Support

Expense and Budget Management

Invoicing and Tracking

Bugs and Issues

Administrative Management

Invoicing

User Interface

Freelancers and Small Businesses

Small Business

Mid-size Business

Freelancers

Some users report that Holded offers a reasonable price for the features included, and they appreciate its affordability compared to other ERPs. Reviewers indicate that the tool is competitive for SMEs and provides good value through automation and cloud-based access. Some reviewers find that basic plans include useful functionalities, but they feel that key features often require upgrading or paying extra. Users think that plan limitations, such as restricted provider numbers or email integration, can force them to switch to higher tiers. Some reviewers feel that prices have increased and extra costs for additional features reduce overall value.

WPS Office

WPS Office is a file sharing and productivity suite designed to help businesses of all sizes create, edit, and share presentations, documents, and spreadsheets with clients or team members.

monday.com

monday.com is a cloud-based Work OS, where teams create workflow apps in minutes to run their processes, projects, and everyday work. Teams shape workflows and projects, code-free, with a platform that adapts to shifting needs, liberates teams from manual grunt work, and connects teams in a collaborative work space.

Consultant

Support takes too long to respond, over 24 hours when tech issues come up.

That said, I would caution most users from using Zoho for many of the same reasons that many other people here have noted, namely weak or non-existent customer service, increasing prices with a reduction of functionality, and buggy/flawed designs on new applications and enhancements to existing applications.

SVP of People and Operations

I like the ability to use Sign when you need a customer to sign a quote, etc., and it adds it into CRM.

Service should take 3 hours, but getting a "non" reply in a week would be good.  

Zoho One is a unified business management software with over 45 applications for CRM, sales, support, marketing, finance, HR, ecommerce, communication, & collaboration.

Client Management

Customizable Branding

Customizable Fields

Document Management

Drag & Drop

Vendor Management

Most users consider Zoho One to provide strong value for money, as they appreciate access to many business apps for one fee. However, some reviewers find per-user pricing expensive for small teams, and costs can add up for larger organizations.

Reviews for Zoho One come from a wide variety of industries, including Marketing and Advertising (11% of reviewers), Information Technology and Services (9%), and Education Management (7%). The most frequent use case for Zoho One cited by reviewers is business management (100% of reviewers).

Android

Windows

iPhone

iPad

Salesforce Sales Cloud

Dynamics 365

ClickUp

Asana

Xero

Dynamics 365 Business Central

All Employee Pricing

Flexible User Pricing

Frequent bugs and instability

80% of reviewers feel negative about Zoho One’s bugs and issues. Some users report encountering frequent software bugs, crashes, and slow performance across various apps, which they feel impacts daily productivity. Reviewers mention recurring problems with email handling, app errors, and system outages that sometimes last for extended periods. They say that unresolved bugs can disrupt essential business functions and lead to frustration. Users think that the prevalence of technical issues and the lack of timely fixes make it difficult to rely on the platform for critical business operations.

Slow and fragmented support

Owner / Operator

I can't speak for anyone else, but when I've got customers waiting, I can't delay my business operations for 6-7 days waiting for Zoho to get their act together, because my customers WILL and DID go elsewhere!  

68% of reviewers feel negative about Zoho One’s customer support. Some users report frequent delays in response times, sometimes waiting days for assistance, which they say disrupts their business operations. Reviewers indicate frustration with the fragmented support structure, where separate teams handle different apps and often shift responsibility without resolving issues. They feel that support interactions are unsatisfying, with many problems left unresolved after lengthy calls or emails. Users think the lack of a consolidated, responsive support system is a significant drawback when they encounter technical or integration challenges.

Seamless ecosystem integrations

Amazing range of apps, functions, integration possibilities at top cost/benefit ratio.

IT Manager

It's quick and easy to integrate the applications, sort out duplicates, and ensure your data is as clean and tidy as it can be.

94% of reviewers feel positive about Zoho One’s integrations. Some users say they value the ability to connect multiple business applications within a single ecosystem, allowing for smooth data flow and streamlined processes. Reviewers appreciate that the platform offers extensive integration options both among Zoho apps and with third-party tools, which they feel reduces the need for complex setups. They indicate that having customizable workflows and automated processes across departments saves time and improves efficiency. Users think the all-in-one integration approach helps them manage their business operations more effectively.

Holded vs Zoho One Comparison (2026)

Holded

Zoho One

Overview

Video & Screenshots

Pricing

User reviews

Key features

Integrations

Alternatives