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Human Interest vs Betterment Comparison (2026)

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Human Interest logo

Human Interest

Betterment logo

Betterment

Overview

Human Interest is a 401(k) management solution that handles mutliple aspects of corporate finances such as payroll integrations, investment management, human resources, IRS compliance, and real-time financial reporting. The system automates employee portfolios that can be viewed and altered by employees at any time. Additionally, Human interest provides an employee database to track and manage finances with reporting features customized per employee.

Betterment is an automated investing platform that helps users manage their money and investments using custom portfolios. It offers features like tax-loss harvesting, recurring deposits, and a high-yield cash account to maximize returns and minimize taxes. Betterment's intuitive dashboard and planning tools make investing and saving for retirement easy.

  • Platforms supported
  • Web-based
  • iPhone app
  • Android app
  • Windows Phone app
  • Typical customers
  • Freelancers
  • Small businesses
  • Mid size businesses
  • Large enterprises
  • Customer support
  • Phone
  • Online
  • Knowledge base
  • Video tutorials
  • Platforms supported
  • Web-based
  • iPhone app
  • Android app
  • Windows Phone app
  • Typical customers
  • Freelancers
  • Small businesses
  • Mid size businesses
  • Large enterprises
  • Customer support
  • Phone
  • Online
  • Knowledge base
  • Video tutorials

Video & Screenshots

No screenshots yet

Pricing

Starting from

80

Per month

  • Free trial available
  • Credit cardless trial
  • Free account
  • Subscription based

Starting from

Empty state illustration for "No pricing info"

No pricing info

  • Free trial available
  • Credit cardless trial
  • Free account
  • Subscription based

User reviews

4.0

36

5

4

3

2

1

23

4

2

1

6

  • Value for money
  • Ease of use
  • Features
  • Customer support
69%
would recommend this app

4.2

5

5

4

3

2

1

1

4

0

0

0

  • Value for money
  • Ease of use
  • Features
  • Customer support
80%
would recommend this app

Pros

“Human Interest offers an affordable 401(k) plan specifically designed for small businesses, with quality investment funds that have performed well.”
Verified reviewer profile picture

Jodee G.

VP Creative and UX

“Human Interest offers a user friendly experience for our employees and integrates seamlessly with Rippling to allow ease of access for our team.”
CO

Catherine O.

Executive Assistant

“There really are no cons in my opinion but if anything it would be nice if instead of just a chat bot for customer support if there was an email address or phone number customers could use to ask questions.”
ST

Sandy T.

Customer Success Manager

Pros

Not enoughreviews yet

Cons

“I still have to understand the investment options that may plan is using. And I am unable to access it from Bank Of America's "Net Worth" product.”
RR

Rama R.

Senior Software Engineer

“The customer support is terrible, they make mistakes on your tax forms and then say they're too busy to fix their mistake.”
AA

Anthony A.

Owner

“In so many words, I have to qualify to borrow my own money.”
AZ

Antoine Z.

Delivery Driver

Cons

Not enoughreviews yet

  • Vendor responds to reviews
  • Last review8 months ago
  • Vendor responds to reviews
  • Last review3 years ago

Key features

  • Total features22
  • Accounting
  • Activity Dashboard
  • Alerts/Notifications
  • Audit Trail
  • Benefits Dashboard
  • Benefits Management
  • Cash Management
  • Client Portal
  • Compliance Management
  • Compliance Tracking
  • Customizable Reports
  • Data Import/Export
  • Deduction Management
  • Document Management
  • Document Storage
  • Employee Benefits Administration
  • Employee Database
  • Employee Management
  • FMLA Administration
  • Feedback Management
  • Financial Analysis
  • Financial Management
  • For Financial Institutions
  • For Investment Advisors
  • For Investors & Traders
  • Forecasting
  • Fund Management
  • HR Management
  • Investment Research
  • Investments Tracking
  • Mobile Access
  • Online Benefits Enrollment
  • Payroll Management
  • Performance Metrics
  • Portfolio Management
  • Portfolio Rebalancing
  • Provider Management
  • Real-Time Data
  • Reporting & Statistics
  • Reporting/Analytics
  • Retirement Plan Management
  • Risk Management
  • Self Service Portal
  • Tax Management
  • Third-Party Integrations
  • Total features37
  • Accounting
  • Activity Dashboard
  • Alerts/Notifications
  • Audit Trail
  • Benefits Dashboard
  • Benefits Management
  • Cash Management
  • Client Portal
  • Compliance Management
  • Compliance Tracking
  • Customizable Reports
  • Data Import/Export
  • Deduction Management
  • Document Management
  • Document Storage
  • Employee Benefits Administration
  • Employee Database
  • Employee Management
  • FMLA Administration
  • Feedback Management
  • Financial Analysis
  • Financial Management
  • For Financial Institutions
  • For Investment Advisors
  • For Investors & Traders
  • Forecasting
  • Fund Management
  • HR Management
  • Investment Research
  • Investments Tracking
  • Mobile Access
  • Online Benefits Enrollment
  • Payroll Management
  • Performance Metrics
  • Portfolio Management
  • Portfolio Rebalancing
  • Provider Management
  • Real-Time Data
  • Reporting & Statistics
  • Reporting/Analytics
  • Retirement Plan Management
  • Risk Management
  • Self Service Portal
  • Tax Management
  • Third-Party Integrations

Integrations

  • Total integrationsN/A
    • Total integrationsN/A