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Sumsub vs Microsoft Authenticator Comparison (2026)

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Microsoft Authenticator logo

Microsoft Authenticator

Overview

AI-powered trust platform connecting verification, fraud prevention, transaction monitoring, and risk operations for smarter compliance.

Microsoft Authenticator, part of Microsoft Entra, is a cloud-based authentication solution that helps businesses in technology, retail, legal services, education, manufacturing, and other sectors manage online accounts using security tools including multi-factor authentication, passcodes, log-in approvals & push notifications. It offers mobile applications for Android and iOS devices that lets users sign in without passwords, connect to other Microsoft applications & autofill login credentials.

  • Platforms supported
  • Web-based
  • iPhone app
  • Android app
  • Windows Phone app
  • Typical customers
  • Freelancers
  • Small businesses
  • Mid size businesses
  • Large enterprises
  • Customer support
  • Phone
  • Online
  • Knowledge base
  • Video tutorials
  • Platforms supported
  • Web-based
  • iPhone app
  • Android app
  • Windows Phone app
  • Typical customers
  • Freelancers
  • Small businesses
  • Mid size businesses
  • Large enterprises
  • Customer support
  • Phone
  • Online
  • Knowledge base
  • Video tutorials

Video & Screenshots

Pricing

Starting from

Empty state illustration for "No pricing info"

No pricing info

  • Free trial available
  • Credit cardless trial
  • Free account
  • Subscription based

Starting from

Empty state illustration for "No pricing info"

No pricing info

  • Free trial available
  • Credit cardless trial
  • Free account
  • Subscription based

User reviews

4.7

70

5

4

3

2

1

51

17

2

0

0

  • Value for money
  • Ease of use
  • Features
  • Customer support
86%
would recommend this app

4.7

405

5

4

3

2

1

301

79

20

1

4

  • Value for money
  • Ease of use
  • Features
  • Customer support
81%
would recommend this app

Pros

“The webhooks are reliable, and the sandbox mode is actually useful for testing edge cases.”
FA

Freddy A.

SYSTEMS SPECIALIST

“The platform is especially helpful when scaling to new markets, and their regional compliance knowledge is impressive.”
Verified reviewer profile picture

Grase F.

project manager

“The user interface is clean and intuitive, and the integration process was smooth thanks to great API documentation.”
Verified reviewer profile picture

Grase F.

project manager

Pros

Another concern is that the app’s notification-based approval system can make it surprisingly easy to accidentally approve fraudulent login attempts if the app is configured for simple “approve/deny” prompts without number matching or additional verification steps, particularly when users receive repeated authentication requests that create fatigue or confusion. Despite these drawbacks, the application still offers strong overall security and usability when properly configured with features like number matching, biometric verification, secure backups, and careful notification management, making it an effective authentication solution for both personal and professional environments.
Verified reviewer profile picture

Dominique T.

IT Support Specialist

“provides strong account security through multi-factor authentication, passwordless sign-ins, and push notifications while remaining simple and convenient for everyday users.”
Verified reviewer profile picture

Dominique T.

IT Support Specialist

“I use Microsoft Authenticator to protect private apps and accounts that I dont want anyone else opening.”
EL

Evan L.

Regional Sales Manager, Southeast US

Cons

“It can be overly complicated, when making a change in the system you are not always aware of the knock on impacts. ”
AS

Alistair S.

Chief Risk Officer

“Some steps/screens can not be redesigned or changed, as a result we have very little control over user experience.”
UM

Usman M.

Product Manager

“New applicant page interface is significantly worse than the old one.”
OF

Olena F.

Compliance Team Lead

Cons

“Setting up a new phone with the authenticator to login to Outlook and Microsoft 365, can be challenging and it was not intuitive.”
SH

Scott H.

Disability Support Worker

“threre is no option to generate OTP via email , if i dont have network in my mobile than the OTP never receive in my mobile”
Verified reviewer profile picture

Ratan d.

SAP Fucntional analyst

“I use Microsoft Authenticator for work, and it works, but there are a lot of buttons and icons that I had to learn to navigate through and did not find the most user friendly.”
LD

Laura D.

Medical coder

  • Vendor responds to reviews
  • Last review10 months ago
  • Vendor responds to reviews
  • Last review4 months ago

Key features

  • Total features43
  • AML Compliance
  • API
  • Access Management
  • Age Verification
  • Alerts/Notifications
  • Audit Management
  • Authentication
  • Background Screening
  • Behavioral Analytics
  • Biometrics
  • Case Management
  • Check Fraud Detection
  • Compliance Management
  • Compliance Tracking
  • Configurable Workflow
  • Credential Management
  • Customer Database
  • Customizable Branding
  • Dashboard
  • Data Capture and Transfer
  • Data Verification
  • Document Management
  • Fraud Detection
  • Identity Verification
  • Investigation Management
  • Knowledge-Based Authentication
  • Liveness Detection
  • Mobile Authentication
  • Monitoring
  • Multi-Factor Authentication
  • Onboarding
  • Out-of-Band Authentication
  • PEP Screening
  • Password Management
  • Policy Management
  • Real-Time Analytics
  • Real-Time Monitoring
  • Reporting & Statistics
  • Reporting/Analytics
  • Risk Alerts
  • Risk Analysis
  • Risk Assessment
  • Risk Management
  • Risk Reporting
  • SARs
  • Secure Data Storage
  • Self Service Portal
  • Single Sign On
  • Social Sign On
  • Transaction Monitoring
  • Two-Factor Authentication
  • User Management
  • Watch List
  • Workflow Management
  • Total features14
  • AML Compliance
  • API
  • Access Management
  • Age Verification
  • Alerts/Notifications
  • Audit Management
  • Authentication
  • Background Screening
  • Behavioral Analytics
  • Biometrics
  • Case Management
  • Check Fraud Detection
  • Compliance Management
  • Compliance Tracking
  • Configurable Workflow
  • Credential Management
  • Customer Database
  • Customizable Branding
  • Dashboard
  • Data Capture and Transfer
  • Data Verification
  • Document Management
  • Fraud Detection
  • Identity Verification
  • Investigation Management
  • Knowledge-Based Authentication
  • Liveness Detection
  • Mobile Authentication
  • Monitoring
  • Multi-Factor Authentication
  • Onboarding
  • Out-of-Band Authentication
  • PEP Screening
  • Password Management
  • Policy Management
  • Real-Time Analytics
  • Real-Time Monitoring
  • Reporting & Statistics
  • Reporting/Analytics
  • Risk Alerts
  • Risk Analysis
  • Risk Assessment
  • Risk Management
  • Risk Reporting
  • SARs
  • Secure Data Storage
  • Self Service Portal
  • Single Sign On
  • Social Sign On
  • Transaction Monitoring
  • Two-Factor Authentication
  • User Management
  • Watch List
  • Workflow Management

Integrations

  • Total integrations1
  • Microsoft 365
  • Microsoft Outlook
  • Okta
  • Total integrations2
  • Microsoft 365
  • Microsoft Outlook
  • Okta

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