LendingPad vs Plaid

Spreadsheet Server

Calyx Point

Shape

Encompass

Longview Tax

IDL Konsis

Compare LendingPad and Plaid based on features, pricing, verified reviews, integrations & more on GetApp. Find out which software is best for your business in 2026.

Calyx Point is a cloud-based loan servicing software designed to help businesses streamline the entire loan origination process, from managing mortgage underwriting to preparing documentation. It allows professionals to create templates for standardizing loan programs, borrower files, closing costs, and more.


Encompass is a cloud-based origination system designed to help lenders of all sizes manage the origination and closure of loans via a unified portal. The platform includes artificial intelligence (AI) technology, which enables lenders to automate the borrower management operations.

Shape is a cloud-based CRM, sales, & marketing automation software for businesses in industries such as legal, real estate, mortgage, finance, & education. Shape offers tools to manage & automate online marketing & promotions, capture and service leads from online sources, & more

LendingPad is an integrated, cloud loan origination system (LOS) for mortgage brokers, lenders, banks,. and credit unions.

Amortization Schedule

Audit Trail

Automated Decisioning/Underwriting

Client Database

Compliance Management

Contact Management

Credit Reporting

Customer Management

Document Management

Document Storage

Electronic Applications

Electronic Signature

Financial Analysis

For Borrowers

For Brokers

Government Loans

HUD Settlement Statements

Lead Management

Lender Search

Loan Management

Loan Origination

Loan Portfolio Management

Loan Processing

Marketing Automation

Mortgages

Multi-Branch

Multi-Company

Online Applications

Outsource Processing

Payment Tracking

Pipeline Management

Pre-Qualification

Pricing Management

Promissory Notes

Real-Time Reporting

Refinance Management

Residential Mortgages

Search/Filter

Third Party Loan Origination

Third-Party Integrations

Visual Presentation

Workflow Management

LendingPad

Android

Web-based

Windows

iPad

iPhone

Mortgage Broker

It has been a great experience, I highly recommend as it is a user friendly LOS with good features and the best customer service team.

Loan Officer

It is user friendly and good to work with a tool that is on your side.

Owner

I enjoy the integration and the ability of the software to grow with my business.

Operations Manager

I really have only used this software for mortgage processing so I don't have anything to really compare it too. I do like the way it is laid out and the colors make it more interesting to use.

owner

And because I asked, they cancelled my service and took my data and refused to give it back without an extra fee of over $1,000 to get my own data back, even thought i did not give permission.

Broker/ Owner

Really impressed with the product and the service.

Loan officer

I've been in the mortgage business since 1999. Lending Pad is the worst LOS I've worked in.

President

I like that it's easy to use, mobile-friendly and cost-effective.

Mortgage Loan Officer 

Often Seller contributions don’t “stick” and have to be re-entered. The only other real complaint is I can’t figure out how to get a DPA program entered correctly, so I have to work around those.

Big fan of the LOS and the support team behind it.

Production Manager

It's downright PHENOMENAL!!! One of the best business decisions we have ever made.

I liked that lending pad was very easy to use.

I like their Free POS function and their new scenario builder.

I do like that it integrates with Loanzify as well.

It’s really a great product adding new features constantly without downtime also it works on any platform including Mac.

Once you know how to navigate, everything will be fine. Customer Service respond fast.

I honestly do not have any, I tried to get a refund but they do not stand behind their product and service.

LendingPad screenshot: The analytics dashboard provides reports on key performance indicators and loan statistics

LendingPad screenshot: Users can originate and access loans from anywhere using the LendingPad platform

Freelancers

Large Enterprises

Mid Size Business

Small Business

Longview Tax is a corporate tax management solution that provides businesses with tools for managing tax strategies, collecting data, provisioning, and reporting on taxes. The cloud-based platform also offers tools for tax planning and helps businesses create data-driven strategies.

IDL Konsis is a cloud-based account management tool. It enables firms to streamline financial consolidation, disclosure, reporting, and analysis. Key attributes include automated currency conversions, goodwill amortization, deferred taxes calculations, matrix consolidations, and deconsolidation.

Connect 140+ ERPs to Excel. Real-time financial reports using formulas you know. AI help built-in. Drill to details. Zero IT needed.

Plaid is a technology platform which allows users to create connections between applications and bank accounts to authenticate accounts, check balances in real time, verify identities, validate income, pull transaction data, and verify borrower assets

Access Management

ACH Payment Processing

Activity Monitoring

Address Validation

Age Verification

AML Compliance

Anomaly Detection

Applicant Tracking

Audit Management

Authentication

Auto Loans

Automatic Funds Distribution

Background Screening

Bank Reconciliation

Behavior Tracking

Behavioral Analytics

Billing & Invoicing

Biometrics

Borrower Management

Budgeting/Forecasting

Business Loans

Candidate Profiles

Cash Flow Management

Cash Management

Check Fraud Detection

Claims Management

Claims Scrubbing

Client Management

Commercial Properties

Compliance Tracking

Consent Management

Contact Database

Core Banking

Credit Card Processing

Credit Check

Credit Risk Management

Criminal History Verification

Cryptocurrency Processing

Custom Fraud Rules

Customer Data Management

Customer Experience Management

Customizable Templates

Dashboard

Data Import/Export

Data Management

Data Security

Data Synchronization

Data Verification

Debt Management

Digital Asset Management

Direct Deposit

Duplicate Detection

Electronic Funds Transfer

Electronic Payments

Enterprise Risk Management

Expense Tracking

Financial Management

Financial Reporting

Financial Risk Reporting

For Banking

For eCommerce

For Insurance Industry

Fraud Detection

Geolocation

Graphical User Interface

Identity Verification

Income & Balance Sheet

Instant Check

Insurance Eligibility Verification

Integrated Development Environment

Internal Fraud Monitoring

Investment Management

Investments Tracking

KYC Compliance

Lending Management

Lifecycle Management

Liveness Detection

Loan Servicing

Maintenance Management

Mobile Access

Mobile Card Reader

Mobile Payments

Monitoring

Multi-Factor Authentication

Multiple Authentication Methods

Multiple Payment Options

Onboarding

Plaid

Everyday Use!

Kinda sucks that some Online Banking Apps with prepaid cards (Dave, CashApp/Sutton, PayPal, etc..) is unable to use Plaid’s services.

Administrator

This has been such an easy set up and is very useful to link together different apps to one simple payment processor. Utilizing the payment process has been very helpful in integration.

Business office manager

My experience was absolutely amazing. It was so easy, convenient, and quite simple.

Plaid helps you login with having to enter all your bank information like by your phone number or email. I personally think it’s very easy to use and really convenient.

Intern

I like that it’s a secure website for you banking and to login to your account.

Software Developer II

More recently I had a chance to integrate a large-scale software with Plaid for fraud detection and onboarding, and it was a very pleasant experience, with modern APIs and good support.

During the sales phase, Plaid makes all kinds of promises to the functionality and their willingness to work with you.

Product Designer

The overall experience with Plaid is pretty good.

Dispatcher

Easy to move money and refunding is made easy. Not much on the banking side, but pretty easy to use.

LendingPad vs Plaid Comparison (2026)

LendingPad vs Plaid Comparison (2026)

LendingPad

Plaid

Overview

Video & Screenshots

Pricing

User reviews

Key features

Integrations

Alternatives