Loandisk - 2026 Pricing, Features, Reviews & Alternatives

Loandisk is cloud loan management software for microfinance institutions, lending companies, SACCOs, cooperatives and credit unions in more than 60 countries.

Lead Management captures loan applicants from web forms on your own website, moves them along a pipeline with lead scoring, checklists and stage emails, and creates the borrower and the loan when you convert them.

Loans: loan products with your own interest methods, fees and penalty rules, repayment schedules, approvals in stages, collateral and guarantor registers, restructuring, construction draw loans, and bulk upload from Excel or CSV.

Repayments: collection sheets for field officers, bulk repayments, and online payments from borrowers through M-Pesa, MTN MoMo, Airtel Money, Paystack, Flutterwave, Stripe, PayPal and more, recorded on the loan automatically.

Savings, term deposits and investor accounts sit in the same system, with interest, statements and withholding tax.

Communication: automatic SMS, email and WhatsApp reminders before due dates, after payments and on arrears, plus a borrower portal where borrowers see their loans and sign agreements by e-signature.

Accounting is built in: chart of accounts, journals, trial balance, profit and loss, balance sheet, sub-ledgers, bills, invoices, a Tax Center and loan impairment. Reports cover PAR, arrears ageing, collections, loan officers and branches, and AI Insights flag loans at risk of default.

Control: unlimited branches, staff roles and permissions, maker-checker approvals, two-factor login, a full audit trail and an API. Loandisk is ISO/IEC 27001:2022 certified, with 24/7 support.

Start with a 30-day free trial. No credit card, no setup fee and no contract. Plans from $59 a month.