Melio vs ePayPolicy

QuickBooks Online

Square Point of Sale

Square Payments

QuickBooks Desktop

BILL Accounts Payable & Receivable

Fortis

Compare Melio and ePayPolicy based on features, pricing, verified reviews, integrations & more on GetApp. Find out which software is best for your business in 2026.

BILL (NYSE: BILL) is a leader in financial automation software for small and midsize businesses. We are dedicated to automating the future of finance so businesses can flourish.

QuickBooks Online is an all-in-one online business software designed to help manage business finances. The platform is built to scale businesses, unlocking insights and providing the functionality of a larger team, all on one integrated platform.

QuickBooks Desktop provides a comprehensive business management solution that integrates accounting, payroll, inventory, and multiple company management functionalities. The software offers industry-specific editions tailored for manufacturing, wholesale, contractors, and accountants, with features like advanced reporting, job costing, and automated pricing rules. Users can enhance their experience with cloud hosting capabilities that enable remote access and team collaboration.

Melio simplifies bill payments for businesses of all sizes. Pay vendors online using bank transfers or credit/debit cards, even if they only accept checks. Seamlessly sync with QuickBooks and Xero, keeping your finances up to date. To get started, enjoy your 30 day free trial.

1099 Preparation

Accounting Integration

Accounts Payable

Accounts Receivable

ACH Payment Processing

Approval Process Control

Approval Workflow

Bank Reconciliation

Billing & Invoicing

Billing Portal

Bookkeeping Services Integration

Cash Management

Check Processing

Check Writing

Client Management

Contact Database

Credit Card Processing

Customer Statements

Customizable Invoices

Customizable Reports

Customizable Templates

Dashboard

Data Import/Export

Data Security

Debit/Credit Card Processing

Deferred Billing

Document Management

Due Date Tracking

Dunning Management

Duplicate Payment Alert

Electronic Funds Transfer

Electronic Payments

Expense Tracking

Financial Management

For Accountants

For CPA Firms

For Medical Purposes

For Small Businesses

Fraud Detection

General Ledger

Invoice Creation

Invoice History

Invoice Management

Invoice Processing

Mobile Access

Mobile Payments

Multi-Currency

Multi-Period Recurring Billing

Multiple Payment Options

Online Invoicing

Online Payments

Partial Payments

Payment Processing

PCI Compliance

Project Billing

Receivables Ledger

Recurring Invoicing

Recurring Payments

Recurring/Subscription Billing

Remote Access/Control

Reporting & Statistics

Reporting/Analytics

Search/Filter

Self Service Portal

Status Tracking

Task Management

Third-Party Integrations

Transaction History

Vendor Management

Melio

Android

Web-based

iPhone

Executive Assistant 

The ease of set up and implemenation on this software is outstanding. The immediate synch with Quickbooks has been a time saver.

accountant

I have been extremely happy with the ability to have payments come directly into my bank account from the customer, and the fees are fair.

That should have been a warning sign. Then I tried to send my first payment to my vendor, and when I did it said the payment failed and I needed to contact compliance, with no additional information.

Business Consultant

Is easy to set up, easy to use, clean and smooth for our customers, and the best it is free for our customers to send ACH.

owner

You really can't beat that with a stick. It's great for paying things like Building Rent that needs a check or any other bill that does not accept cards at all.

Melio is super easy to set up and use. The integration is fast and simple, and works reliably.

I am happy with the product, especially since it is free for the functionality I am using it for.

Owner

Do you have the option to integrate it with your QuickBooks or use it as a standalone product which is great.

President

Customer service is second to none. You really get the sense that the people speaking to you care about the product and care about how you are using it.

Modern, ease of use, could be useful and a good idea.

Founder

It's easy to use and inexpensive. When needed, the customer service is excellent.

Owner, Co-Founder

Very poor support, I am extremely disappointed.

You are truly own your own with the platform and service. Melio also has no phone number, and eventually will stop responding.

Office Manager

Nightmare experience followed by horrible support - run away fast.

As a small business owner my time is limited and I love that Melio feels like my partner.

Co-Owner

Straight to the point - it simply and effectively works.

Chief Executive Officer

Melio makes payment processing easy and what makes it stand out from the rest are its price point (free) and the added credit card processing option.

Owner, Accountant

Inexpensive and effective way to get paid by my clients.

Melio screenshot: Melio mobile dashboard

Melio screenshot: Melio add a bill

Melio screenshot: Melio add a bill options

Melio screenshot: Melio upload a bill file 

Melio screenshot: Melio file uploaded

Melio screenshot: Melio bill uploaded

Melio screenshot: Melio payment selection

Melio screenshot: Melio how vendor gets paid

Melio screenshot: Melio schedule payment

Melio screenshot: Melio payment in process

Freelancers

Large Enterprises

Mid Size Business

Non Profit

Small Business

Square Payments is an online payment processing solution which integrates with Square hardware & POS software to allow businesses to accept payments

Fortis delivers embedded payment solutions for ERP and software platforms, enabling secure, seamless acceptance of credit, ACH, and digital wallets—online, in-app, or in person—while improving cash flow and simplifying invoicing and billing.

Square Point of Sale is a POS solution for Android and iOS devices which includes tools for managing payments, digital receipts, inventory, reports, and more.

ePayPolicy is a payment processing solution designed to help businesses in the insurance sector collect credit card and ACH payments from policyholders. The centralized dashboard enables administrators to track transactions, access electronic receipts, and control user permissions.

Access Controls/Permissions

Accounting

Activity Dashboard

Activity Tracking

Alerts/Escalation

Alerts/Notifications

Audit Management

Batch Processing

Broker/Agent Portal

Commission Calculations

Commission Management

Compliance Management

Contact Management

Customizable Branding

Customizable Fields

Email Reminders

Insurance Policy Management

Integrations Management

Payment Fraud Prevention

Payment Gateway Integration

Payment Links

Receipt Management

Refund Management

Reminders

Secure Login

Transaction Monitoring

ePayPolicy

Linux

Windows

It's been an effective solution for our clients. Yes, it could be better, but for now it works and is convenient for our clients.

Agency Principal

They are so easy to work with; everything is very intuitive. I've only really needed to engage with service a few times, but they were super helpful and accommodating.

Director

Absolutely pleased with it and the time that we save using it. The epay url for our clients that we can insert into emails is also a huge win.

team manager 

The epaypolicy is a very easy app and usefull accept four big credit cards and make the transactions very quick and secure the experience so far is perfect.

IT Systems Manager

As the only vendor at the time which integrated with our Vertafore product I initially felt captive in selecting them, but they are a delight to work with and our customers love it as well.

Agent

It's easy to add and send money to and from people. I also really like being able to see the step by step progress of each transaction it makes the process feel transparent and secure.

From the ease of onboarding, to clients paying our office to paying our own invoice via epay it all has been super easy. Our representative [sensitive content hidden.

Overall we have had a great experience and like how much it has simplified receiving payments.

My overall experience has been great. Customer Service is responsive.

COMMERCIAL ACCOUNT

Very easy to use and i enjoy the process, due to the ease of billing and the confirmation.

Account Executive

The platform is user-friendly, secure, and integrates seamlessly with our agent management system.

Vice President

EPayPolicy is so easy to use and my clients love the convenience of being able to make their insurance premium payments on a credit card.

Great product and easy to use. The cost of doing business monthly has been minimal.

The system is easy to use and if you need to void a payment or make a change, the system is pretty easy. The few times I have spoken to customer support they have been able to assist quickly.

Insurance Agent

I have to click several links to get to it, which is annoying since it's one of only two features I use.

AVP - Business Insurance & Employee Benefits

It did take several days for us to know that an ACH transfer was denied because of non-sufficient funds.

Accountsnt

It does not pull from our client manager either. So insurers who have endorsements have to cancel and set up their payments again.

Melio vs ePayPolicy Comparison (2026)

Melio

ePayPolicy

Overview

Video & Screenshots

Pricing

User reviews

Key features

Integrations

Alternatives