Payoneer vs Mercado Pago

PayPal

Stripe

Square Payments

2Checkout

PayPal Checkout

PagBank

Compare Payoneer and Mercado Pago based on features, pricing, verified reviews, integrations & more on GetApp. Find out which software is best for your business in 2026.

PayPal provides an end-to-end suite of tools that can integrate with a business's existing systems and service providers. Its network of shoppers and businesses provides AI-driven data insights to help businesses reach new customers and drive results.

Stripe is a comprehensive financial infrastructure platform that enables businesses to accept payments online and in person. It offers a suite of APIs for payment processing, subscription management, fraud prevention, and financial services integration, supporting over one hundred payment methods across multiple currencies. Stripe provides both developer-focused tools with extensive documentation and no-code solutions for businesses without technical staff.

Square Payments is an online payment processing solution which integrates with Square hardware & POS software to allow businesses to accept payments

Payoneer is a cross-border payments platform available in over 200 countries and 150 currencies, with multiple payout options

Activity Dashboard

Bank Reconciliation

Billing & Invoicing

Cash Management

Compliance Management

Credit Card Processing

Data Security

Electronic Payments

Financial Analysis

Financial Management

Fraud Detection

Invoice Creation

Invoice History

Invoice Management

Invoice Processing

Multi-Currency

Online Invoicing

Online Payments

Payment Processing

Purchasing & Receiving

Receipt Management

Recurring Payments

Reporting/Analytics

Transaction Monitoring

Vendor Management

Payoneer

Web-based

Designer

Customer support service is very bad I had a lot of problems. And I reached out to customer support, but I got no reply.2.

Freelancer - Web Developer & WordPress Expert

It's easy to use, comfortable, has so many good features with solid security. Even it's easy to integrate with any local bank accounts or 3rd party software programs through API.

Director

Also, when it comes to customer service, they are BAD if not the WORST. It cannot take up to a month to reply to simple message.

Social Media Advisor

It's totally free and accessible to anyone. As a freelancer, I really love this platform and would recommend any friend blindly.

Business Analyst

Payoneer is just wonderful for receiving payments regardless of your location, it's just perfect for freelancers. The layout is wonderful for easy navigation.

Principal CEO

The interface of the page is very easy and intuitive, besides the technical support is excellent one of the best in the market.

Vendedora

I like Payoneer very much, I am always well attended by support, great professionals. Easy to use and reliable.

Data Entry

I find Payoneer to be a very cool and modern payment processing platform, I like the clean and sleek user interface and useful financial tools.

Freelancer

I am using payoneer since 2017 and most of the time I got outstanding and hassle free service from them.

Content Creator

What I like most about the software is the ease of use and availability in several cross boarder countries. Receiving payment globally to local bank with ease.

SEO Content Writer

Pathetic Customer Service and Some Times Delay for No Obvious Reason.

student

Overall its a good software it has helped me a lot to make a good amount of money on different platforms.

Freelancer Web Developer

The minimum time to them respond to a ticket is 3 business days and guess what they complete 3 days time before responding to your ticket. And I just hate their service.

Manager Operations

Even you can also withdraw in your local bank. The features of Payoneer are really outstanding.

I have an excellent experience with the software for recommendations.

Director of a government institution

Availability of an excellent program for Android. Fast and secure money transfer.

And the application, most of the time, presents an error in the login, making me access the platform through the browser.

President

I particularly like how easy to use the software is and how easily it integrates with other softwares.

Payoneer screenshot: Users can keep track of their balance and all their transactions in their Payoneer account

Payoneer screenshot: Payoneer has various different withdrawal methods, including prepaid MasterCards

Payoneer screenshot: Payoneer users can receive money via global bank transfer

Payoneer screenshot: Users can request payments from companies or individuals, whether or not the payer has a Payoneer account

Payoneer screenshot: Payoneer also has iPhone  and Android apps

Freelancers

Large Enterprises

Mid Size Business

Non Profit

Public Administrations

Small Business

PagBank is a payment system, with solutions for the sale of products and services on electronic media or in physical stores. For online sales, the platform allows the client to integrate features such as transparent checkout, recurring charges, and more into its online store or application.

Online businesses around the world sell more every day with 2Checkout payment processing. We're here to help you truly "go global" and offer a local buying experience to your customers.

Our checkout experience maximizes conversions by adapting to local languages, currencies and payment methods. It also reflects your brand, which buyers trust.

PayPal Checkout is a payment checkout platform that enables retailers to process payments via various payment modes.

Mercado Pago is a tool focused on the receipt of payments, through which it is possible to send shareable payment links and include a fast checkout mechanism to a brand's e-commerce without requiring customers to have an account on the platform to complete their purchases.

Debit/Credit Card Processing

Mobile Payments

Payment Links

Recurring/Subscription Billing

Mercado Pago

Android

Windows

iPhone

lawyer

If you make these adjustments, for me it becomes perfect. I like paying for essential services through it, and I also really like the ease of shopping online.

comerciante

I like all the functions ,but the most impressive is the product's  efficiency and ease of integration with my business.

administrative assistant 

In general it’s been great I think it’s a great tool and a secure want to have online shopping and also you can link it with shopify so it makes makes it really easier to manage it.

winner

I use it constantly, I liked it when there was a reduction in the fee for the machine. I like the credit card and credit market function too, it has saved me on many occasions.

The only bad thing I see in this application is that your payment is reflected 30 days from you from the sales.

If you lose MP's debit card and request a new one, they charge a ridiculous amount of money, when most of its competitors don't charge a thing.

If you don’t have a debit card this is the perfect option for you, for a small amount of money you can get a normal card an a digital one for barley free.

Gerente

My experience with Mercado Pago has been very good, it's the most practical transfer system and the one I use the most in general.

Working capital, possibility of receiving at the same time, this is good for those who need the value.

In overall I had a great time and experience with the app and the money management that it offers.

Atendente 

Very good, makes instant payments and is easy to use.

From the first time I used it, I found it easy to use and its interface is also very helpful.

Investidor

I don't like the cost of the fees and the customer support, they take a long time to get back to me when I have a problem.

VENDEDORA

I really like Mercado Pago because it is very easy to use.

AGRICULTOR

I really like mercadopago, the digital account facility, the simple interface and the diversity of products and services within the app.

Téc de telecomunicação

I think the most underrated function of this app is the presentation of duplicate receipts. This feature is somewhat hidden, which I consider to be the only defect of the application.

Payoneer vs Mercado Pago Comparison (2026)

Payoneer

Mercado Pago

Overview

Video & Screenshots

Pricing

User reviews

Key features

Integrations

Alternatives