PaySimple vs SumUp

PayPal

QuickBooks Enterprise

Stripe

Square Point of Sale

Square Payments

PayPal Point of Sale

Compare PaySimple and SumUp based on features, pricing, verified reviews, integrations & more on GetApp. Find out which software is best for your business in 2026.

PayPal provides an end-to-end suite of tools that can integrate with a business's existing systems and service providers. Its network of shoppers and businesses provides AI-driven data insights to help businesses reach new customers and drive results.

Square Point of Sale is a POS solution for Android and iOS devices which includes tools for managing payments, digital receipts, inventory, reports, and more.

QuickBooks Desktop Enterprise is an accounting software for small businesses which provides users with real-time access to customer, employee, and vendor information. The software includes tools for managing inventory, shipping, sales orders, pricing, tasks, invoicing, reporting, and more.

PaySimple is the leading payments management solution for service-based businesses, powering the cashflow of over 20,000 companies nationwide.

Access Controls/Permissions

Accounting

ACH Payment Processing

Activity Dashboard

Alerts/Notifications

Billing & Invoicing

Billing Portal

Cash Flow Management

Catalog Management

Check Processing

Client Portal

Contact Database

Credit Card Processing

Customer Accounts

Customer Database

Customer History

Customizable Branding

Customizable Fields

Customizable Invoices

Customizable Reports

Data Security

Data Synchronization

Debit/Credit Card Processing

Dunning Management

eCommerce Management

Electronic Payments

Email Reminders

Email Templates

For Small Businesses

Fraud Detection

In-Person Payments

Invoice Creation

Invoice History

Invoice Management

Invoice Processing

Mobile Access

Mobile Payments

Monitoring

Multi-Period Recurring Billing

Multi-Store

Online Invoicing

Online Payments

Order Management

Ordering Automation

Overpayment Processing

Partial Payments

Payment Processing

PCI Compliance

Point of Sale (POS)

Project Billing

Real-Time Data

Real-Time Reporting

Receipt Management

Receivables Ledger

Recurring Invoicing

Recurring/Subscription Billing

Reminders

Reporting & Statistics

Reporting/Analytics

Sales Reports

Self Service Portal

Shopping Cart

Status Tracking

Subscription Management

Website Management

PaySimple

Android

Web-based

iPad

iPhone

Senior Engineer

I have had a wonderful overall PaySimple experience. I need a payment system that is both dependable and effective for my business, and PaySimple meets both requirements.

For the most part, Paysimple is great. It's super user friendly and whenever I come across something I need more training on, their staff is there to help.

There was no warning, just a shut down, and I am still not sure if I will get any of my customer data to continue pursuing payments.

Personal Trainer

Very competitive fees and great for EFT's and credit card drafting. I like to be able to track payments, and see graphically how each month compares to each other.

Freight Broker

I think it's a good program that integrates with your website which is super nice.

Director of Operations & Finance

Straightforward and streamlined system with few favorable card reader options that does a fantastic job for our recurrent revenue operation.

Easy of implementation and updating on website. Customers are happy with the ease of use and security.

I tried to cancel our account within the 30 day trial period and they not only didn't issue me return on my payment but charged me for a SECOND month.

Owner 

Honestly the best possible platform I could've asked for. They have a customer service team that is the best I've ever experienced.

Director of Marketing 

We have launched a subscription program to great success.

Horrible Customer Service and a Paperwork Nightmare.

Technical Quality Manager

With a variety of tools available, it is simple to understand and use. The customers' support team is fantastic.

They didn't even try to tell me what was wrong when they terminated our contract.

Senior Designer

The supplied device to slide Credit Cards makes my sales easy and improves my close rate since I can take a payment right there on the spot.

We would have liked an easier integration with our current software, but other than that the PaySimple software is okay. We really enjoy our customer service representative.

Owner

Please note that the positive reviews on here are several years old, when they were probably under other ownership.

PaySimple screenshot: View your business at a glance with a dynamic dashboard

PaySimple screenshot: Process payments over the phone or in person with Point of Sale

PaySimple screenshot: Send easy-to-pay online invoices

PaySimple screenshot: Create web payment form links

PaySimple screenshot: Collect payments on-the-go

Freelancers

Mid Size Business

Non Profit

Public Administrations

Small Business

Square Payments is an online payment processing solution which integrates with Square hardware & POS software to allow businesses to accept payments

The PayPal Here app is a mobile point of sale (POS) software designed to help businesses securely process debit or credit card payments and generate invoices. The application enables retailers and manufacturers to create and organize product lists and add details including photos and descriptions.

Stripe is a comprehensive financial infrastructure platform that enables businesses to accept payments online and in person. It offers a suite of APIs for payment processing, subscription management, fraud prevention, and financial services integration, supporting over one hundred payment methods across multiple currencies. Stripe provides both developer-focused tools with extensive documentation and no-code solutions for businesses without technical staff.

SumUp offers card readers and POS systems designed for small businesses across various industries. The platform provides comprehensive payment solutions including portable card readers, self-service kiosks, and invoicing capabilities. SumUp also features financial management tools such as business checking accounts and customer engagement options through gift cards and reward programs, all accessible through a single mobile application.

Accounting Integration

Barcode Recognition

Barcode/Ticket Scanning

Campaign Analytics

Campaign Management

Campaign Planning

Cash Management

Commission Management

Communication Management

Contactless NFC

Coupons

Customer Acquisition

Customer Activity Tracking

Customer Profiles

Customer Segmentation

Customer Surveys

Customizable Templates

Dashboard

Discount Management

Document Management

Electronic Signature

Email Management

Email Marketing

Employee Management

Engagement Tracking

Feedback Management

Financial Management

Gamification

Gift Card Management

Inventory Management

Inventory Tracking

Loyalty Cards

Loyalty Program

Member Portal

Membership Management

Mobile Card Reader

Multi-Campaign

Multi-Channel Communication

Multi-Channel Data Collection

Multi-Channel Marketing

Multi-Location

Multiple Payment Options

Payment Fraud Prevention

Payment Gateway Integration

Payment Links

Performance Metrics

Promotions Management

Purchase Order Management

QR Codes

Real-Time Updates

Referral Tracking

Restaurant POS

Retail Inventory Management

Retail POS

Returns Management

Rewards Management

Rewards Points

Sales Order Management

Sales Tax Management

Sales Trend Analysis

SumUp

Vice President

This product is a great useful partner for my business, we deliver some of our marketing materials to our loyal customers with this. It's easy, quick, and professional.

Online retail wholesaler

I love that it's very easy to use at the register, and you can see how many points you have earned from previous purchases. Also, very easy to implement your rewards.

Founder

The most awesome feature I love about Debitoor is the option to import my business account so that I can go through it and use the incoming and outgoing payments as a todo list.

Law Student

This software encouraged me to continue to come back to get rewards, the rewards seemed like a bonus.

Customer Service Specialist 

The only complaint that I currently have is the limited availability in my area.

Barista 

Its super easy to use and understand and customer service is very helpful and knowledgeable.

Everything the worst company ever I have used disgusting customer service.

Personal Trainer 

Amazing - would definitely recommend for all small and medium businesses.

team manager

The best thing about sumup is that provides pos with low cost and high quality. And accept several many payment methods like google and apple pay.

Our experience has been great with Fivestar. The customer service is top notch.

Often it works but sometime it's so long to do a payment with a client, loading, disconnection, error, no connection... and you don"t know why and when it will arriv.

PaySimple vs SumUp Comparison (2026)

PaySimple vs SumUp Comparison (2026)

PaySimple

SumUp

Overview

Video & Screenshots

Pricing

User reviews

Key features

Integrations

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