getapp-logo

App comparison

Add up to 4 apps below to see how they compare. You can also use the "Compare" buttons while browsing.

GetApp offers objective, independent research and verified user reviews. We may earn a referral fee when you visit a vendor through our links. 

Plaid vs IDfy Comparison (2026)

Add to Compare

Compare similar apps

PayPal Payments logo

PayPal Payments

4.6

authorize.net logo

authorize.net

4.5

NetSuite logo

NetSuite

4.2

Good recommendations?

Plaid logo

Plaid

IDfy logo

IDfy

Overview

Plaid is a technology platform which allows users to create connections between applications and bank accounts to authenticate accounts, check balances in real time, verify identities, validate income, pull transaction data, and verify borrower assets

IDfy is an identity verification platform that allows businesses to integrate their identity verification services seamlessly into existing systems to automate and streamline verification processes. The platform enables managers to verify the identity of merchants and mitigate risks associated with fraud or illegal activities.

  • Platforms supported
  • Web-based
  • iPhone app
  • Android app
  • Windows Phone app
  • Typical customers
  • Freelancers
  • Small businesses
  • Mid size businesses
  • Large enterprises
  • Customer support
  • Phone
  • Online
  • Knowledge base
  • Video tutorials
  • Platforms supported
  • Web-based
  • iPhone app
  • Android app
  • Windows Phone app
  • Typical customers
  • Freelancers
  • Small businesses
  • Mid size businesses
  • Large enterprises
  • Customer support
  • Phone
  • Online
  • Knowledge base
  • Video tutorials

Video & Screenshots

No videos yet
No screenshots yet

Pricing

Starting from

Empty state illustration for "No pricing info"

No pricing info

  • Free trial available
  • Credit cardless trial
  • Free account
  • Subscription based

Starting from

Empty state illustration for "No pricing info"

No pricing info

  • Free trial available
  • Credit cardless trial
  • Free account
  • Subscription based

User reviews

4.4

110

5

4

3

2

1

70

25

9

1

5

  • Value for money
  • Ease of use
  • Features
  • Customer support
71%
would recommend this app

4.4

28

5

4

3

2

1

15

10

2

1

0

  • Value for money
  • Ease of use
  • Features
  • Customer support
71%
would recommend this app

Pros

“It’s a very useful platform for connecting financial data and powering apps like payments, budgeting, and investing tools.”
Verified reviewer profile picture

Arunmurugan S.

IT Project Manager

“That it doesn’t support all bank account types, such as Cashapp and it is a commonly used banking system.”
CW

Charise W.

Dsp

“Plaid helped me populate my transactions and complete my bookkeeping easier. When it works it works great!”
JC

Jacob C.

Owner

Pros

“Customer Support: Issues reported with responsiveness and query resolution.”
Verified reviewer profile picture

Nithin R.

Operations Manager

“Support and API Usage Reporting on IDfy dashboard”
SK

Shubham K.

Senior Product Manager

“The customer support is best, and our queries are resolved immediately and efficiently.”
RS

Rohan S.

HR Associate

Cons

“Sometimes the platform does not work or connect bank accounts correctly.”
AF

Adashia F.

Owner

“Some smaller banks or credit unions aren’t supported, and sometimes you have to reconnect accounts if the link breaks.”
Verified reviewer profile picture

Dallas B.

Scientist I

“Errors with synching and having to re-do to get the error to go away.”
SH

Shannel H.

Dispatcher

Cons

“It cannot be integrated with third party solutions and on premise platforms”
Verified reviewer profile picture

Mufaddal D.

Product sales

  • Vendor responds to reviews
  • Last review12 days ago
  • Vendor responds to reviews
  • Last review3 years ago

Key features

  • Total features147
  • ACH Payment Processing
  • AI/Machine Learning
  • AML Compliance
  • API
  • Access Management
  • Activity Dashboard
  • Activity Monitoring
  • Address Validation
  • Age Verification
  • Alerts/Notifications
  • Anomaly Detection
  • Applicant Tracking
  • Audit Management
  • Authentication
  • Auto Loans
  • Automated Decisioning/Underwriting
  • Automatic Funds Distribution
  • Background Screening
  • Bank Reconciliation
  • Behavior Tracking
  • Behavioral Analytics
  • Billing & Invoicing
  • Biometrics
  • Borrower Management
  • Budgeting/Forecasting
  • Business Loans
  • CRM
  • Candidate Profiles
  • Cash Flow Management
  • Cash Management
  • Check Fraud Detection
  • Claims Management
  • Claims Scrubbing
  • Client Management
  • Commercial Properties
  • Compliance Management
  • Compliance Tracking
  • Consent Management
  • Contact Database
  • Core Banking
  • Credit Card Processing
  • Credit Check
  • Credit Reporting
  • Credit Risk Management
  • Criminal History Verification
  • Cryptocurrency Processing
  • Custom Fraud Rules
  • Customer Data Management
  • Customer Experience Management
  • Customizable Templates
  • Dashboard
  • Data Capture and Transfer
  • Data Extraction
  • Data Import/Export
  • Data Management
  • Data Security
  • Data Synchronization
  • Data Verification
  • Debt Management
  • Digital Asset Management
  • Direct Deposit
  • Document Management
  • Duplicate Detection
  • Education Verification
  • Electronic Funds Transfer
  • Electronic Payments
  • Employee Onboarding
  • Employment Eligibility Verification
  • Employment Screening
  • Enterprise Risk Management
  • Expense Tracking
  • Financial Analysis
  • Financial Management
  • Financial Reporting
  • Financial Risk Reporting
  • For Banking
  • For Insurance Industry
  • For eCommerce
  • Fraud Detection
  • Geolocation
  • Graphical User Interface
  • Identity Verification
  • Income & Balance Sheet
  • Instant Check
  • Insurance Eligibility Verification
  • Integrated Development Environment
  • Internal Fraud Monitoring
  • Investment Management
  • Investments Tracking
  • KYC Compliance
  • Lending Management
  • Lifecycle Management
  • Liveness Detection
  • Loan Management
  • Loan Origination
  • Loan Portfolio Management
  • Loan Processing
  • Loan Servicing
  • Maintenance Management
  • Mobile Access
  • Mobile Card Reader
  • Mobile Payments
  • Monitoring
  • Mortgages
  • Multi-Factor Authentication
  • Multiple Authentication Methods
  • Multiple Payment Options
  • Onboarding
  • Online Applications
  • Online Banking
  • Online Payments
  • Online Wallets
  • Optical Character Recognition
  • Outsource Processing
  • P2P Payments
  • PEP Screening
  • Payment Fraud Prevention
  • Payment Tracking
  • Payroll Management
  • Payroll Reporting
  • Performance Management
  • Performance Metrics
  • Portfolio Analysis
  • Pre-Qualification
  • Predictive Analytics
  • Profit/Loss Statement
  • Property Database
  • Real-Time Analytics
  • Real-Time Data
  • Real-Time Monitoring
  • Real-Time Reporting
  • Recurring Invoicing
  • Recurring/Subscription Billing
  • Reference Checking
  • Rent Tracking
  • Reporting & Statistics
  • Reporting/Analytics
  • Retail Banking
  • Revenue Management
  • Risk Alerts
  • Risk Analysis
  • Risk Assessment
  • Risk Management
  • Risk Reporting
  • Risk Scoring
  • Secure Data Storage
  • Self Service Portal
  • Self-Service Reporting
  • Status Tracking
  • Stock Management
  • Student Loans
  • Tax Compliance
  • Tenant Screening
  • Third-Party Integration
  • Transaction History
  • Transaction Monitoring
  • User Onboarding
  • Video Conferencing
  • Visual Analytics
  • Watch List
  • Web/Mobile App Development
  • Workflow Management
  • Total features43
  • ACH Payment Processing
  • AI/Machine Learning
  • AML Compliance
  • API
  • Access Management
  • Activity Dashboard
  • Activity Monitoring
  • Address Validation
  • Age Verification
  • Alerts/Notifications
  • Anomaly Detection
  • Applicant Tracking
  • Audit Management
  • Authentication
  • Auto Loans
  • Automated Decisioning/Underwriting
  • Automatic Funds Distribution
  • Background Screening
  • Bank Reconciliation
  • Behavior Tracking
  • Behavioral Analytics
  • Billing & Invoicing
  • Biometrics
  • Borrower Management
  • Budgeting/Forecasting
  • Business Loans
  • CRM
  • Candidate Profiles
  • Cash Flow Management
  • Cash Management
  • Check Fraud Detection
  • Claims Management
  • Claims Scrubbing
  • Client Management
  • Commercial Properties
  • Compliance Management
  • Compliance Tracking
  • Consent Management
  • Contact Database
  • Core Banking
  • Credit Card Processing
  • Credit Check
  • Credit Reporting
  • Credit Risk Management
  • Criminal History Verification
  • Cryptocurrency Processing
  • Custom Fraud Rules
  • Customer Data Management
  • Customer Experience Management
  • Customizable Templates
  • Dashboard
  • Data Capture and Transfer
  • Data Extraction
  • Data Import/Export
  • Data Management
  • Data Security
  • Data Synchronization
  • Data Verification
  • Debt Management
  • Digital Asset Management
  • Direct Deposit
  • Document Management
  • Duplicate Detection
  • Education Verification
  • Electronic Funds Transfer
  • Electronic Payments
  • Employee Onboarding
  • Employment Eligibility Verification
  • Employment Screening
  • Enterprise Risk Management
  • Expense Tracking
  • Financial Analysis
  • Financial Management
  • Financial Reporting
  • Financial Risk Reporting
  • For Banking
  • For Insurance Industry
  • For eCommerce
  • Fraud Detection
  • Geolocation
  • Graphical User Interface
  • Identity Verification
  • Income & Balance Sheet
  • Instant Check
  • Insurance Eligibility Verification
  • Integrated Development Environment
  • Internal Fraud Monitoring
  • Investment Management
  • Investments Tracking
  • KYC Compliance
  • Lending Management
  • Lifecycle Management
  • Liveness Detection
  • Loan Management
  • Loan Origination
  • Loan Portfolio Management
  • Loan Processing
  • Loan Servicing
  • Maintenance Management
  • Mobile Access
  • Mobile Card Reader
  • Mobile Payments
  • Monitoring
  • Mortgages
  • Multi-Factor Authentication
  • Multiple Authentication Methods
  • Multiple Payment Options
  • Onboarding
  • Online Applications
  • Online Banking
  • Online Payments
  • Online Wallets
  • Optical Character Recognition
  • Outsource Processing
  • P2P Payments
  • PEP Screening
  • Payment Fraud Prevention
  • Payment Tracking
  • Payroll Management
  • Payroll Reporting
  • Performance Management
  • Performance Metrics
  • Portfolio Analysis
  • Pre-Qualification
  • Predictive Analytics
  • Profit/Loss Statement
  • Property Database
  • Real-Time Analytics
  • Real-Time Data
  • Real-Time Monitoring
  • Real-Time Reporting
  • Recurring Invoicing
  • Recurring/Subscription Billing
  • Reference Checking
  • Rent Tracking
  • Reporting & Statistics
  • Reporting/Analytics
  • Retail Banking
  • Revenue Management
  • Risk Alerts
  • Risk Analysis
  • Risk Assessment
  • Risk Management
  • Risk Reporting
  • Risk Scoring
  • Secure Data Storage
  • Self Service Portal
  • Self-Service Reporting
  • Status Tracking
  • Stock Management
  • Student Loans
  • Tax Compliance
  • Tenant Screening
  • Third-Party Integration
  • Transaction History
  • Transaction Monitoring
  • User Onboarding
  • Video Conferencing
  • Visual Analytics
  • Watch List
  • Web/Mobile App Development
  • Workflow Management

Integrations

  • Total integrations19
  • Adyen
  • Airwallex
  • Alloy
  • Alpaca
  • Checkbook
  • Codat
  • Dwolla
  • Finix
  • Gusto
  • MeridianLink Opening
  • Ocrolus
  • Riskified
  • Roll by ADP
  • Stripe Payments
  • TrueNorth
  • Turnkey Lender
  • VGS
  • Vesta
  • VoPay
  • Total integrationsN/A
  • Adyen
  • Airwallex
  • Alloy
  • Alpaca
  • Checkbook
  • Codat
  • Dwolla
  • Finix
  • Gusto
  • MeridianLink Opening
  • Ocrolus
  • Riskified
  • Roll by ADP
  • Stripe Payments
  • TrueNorth
  • Turnkey Lender
  • VGS
  • Vesta
  • VoPay