Pleo vs Soldo

SAP Concur

Zoho Expense

Spendesk

Qonto

Payhawk

Emburse Captio

Compare Pleo and Soldo based on features, pricing, verified reviews, integrations & more on GetApp. Find out which software is best for your business in 2026.

SAP Concur is a leading cloud-based spend management solution that helps small, medium, and large businesses automate and simplify expense reporting, travel booking, and invoice processing. It’s designed to give organizations better control over their business spend by integrating near real-time data and using AI to audit 100% of transactions.

Captio is an expense management software that integrates expense processes into a single, paperless workflow, eliminating manual tasks & preventing fraud

Zoho Expense is online travel and expense management software that helps businesses streamline corporate travel, automate expense reporting, gain complete control over spending, accelerate reimbursements, and get crucial financial insights to stay two steps ahead.

Pleo is a cloud-based expense management solution which provides virtual and plastic company cards, automatic expense categorization, receipt capture, and more

Accounting

Accounting Integration

Activity Dashboard

Activity Tracking

Ad hoc Reporting

Approval Process Control

Approval Workflow

Billing & Invoicing

Budget Control

Budgeting/Forecasting

Categorization/Grouping

Compliance Management

Corporate Card

Customizable Fields

Data Import/Export

Electronic Payments

ERP integration

Expense Claims

Expense Tracking

Financial Analysis

Invoice Management

Invoice Processing

Mileage Tracking

Mobile Access

Mobile Receipt Upload

Multi-Currency

Prepaid Cards

Purchase Order Management

Purchasing & Receiving

Real-Time Analytics

Real-Time Data

Real-Time Monitoring

Real-Time Notifications

Real-Time Reporting

Real-Time Updates

Receipt Management

Reimbursement Management

Reminders

Reporting & Statistics

Rules-Based Workflow

Spend Analysis

Spend Control

Third-Party Integrations

Time & Expense Tracking

Transaction History

Workflow Management

Pleo

Android

Web-based

iPad

iPhone

Director of Delivery 

We have experienced some outages which can be inconvenient and even a bit embarrassing if the card gets declined when you're trying to use it.

Account Director

It's great for not having to complete expenses, great for junior members of staff not having to use their own money then claim it back. You can control and set limits which is great.

Finance Manager

I liked how easy it was to implement it. Very intuitive software with great design.

Office Manager

I would really recommend PLEO to other businesses. I think the  service is great, it was  easy to set up and easy to use overall.

Operations & Culture Manager

Ease of use for the user and for the finance team, integrates well with our accountancy software, intuitive and great to have holistic view of all transactions.

Head of Sales

The app is great and the one time I had to use customer service they were on it really quickly. It's saved me and my colleagues a lot of admin time.

Facilities Manager

I really like that it can be an app on your phone. It's great for people who travel for work because you can grab a coffee/lunch and take a photo of the receipt - no more paperwork.

Software Engineer

Seamless, nice to look at, always works and is easy to use.

Tour Guide

Dont need to worry about losing receipts. The photo opportunity presents itself as soon as a purchase is made and reminds you if you need to retake it.

It's so easy to use and fast to upload receipts. Our accountant love the integration to E-conomic.

Every start-up company who wants to run their accounting seriously, should use PLEO. It is worth of all the money and time you will save.

co-founder

I save time and dont have to worry about missing document for the employees or myself. Pleo is very simple to use and the.

Senior Solution Advisor

I save a huge amount of time and never have to cover my own expenses when traveling.

Chief Growth Officer

I'd struggle to suggest anything that I don't like about the software.

E-Commerce Manager

The clean overview of business expenses, and easy to use navigation of the app.

Head of Delivery (Operations)

Before I would have to pay and then claim it back, resulting in large admin and delays coming out of my pocket. Now it is all done through Pleo, whether it be online or in a shop.

Customer executive 

You have two separate cards for online and offline.

Furthermore, I have experienced several minor issues and each  time I have reached out for customer service  I have received excellent and attentive customer service.

Pleo screenshot: Overview and Dashboard

Pleo screenshot: Expense Review

Pleo screenshot: Subscription View

Pleo screenshot: Partner View

Pleo screenshot: Export View

Freelancers

Large Enterprises

Mid Size Business

Non Profit

Public Administrations

Small Business

Qonto is the leading European business finance solution with over 450,000 customers.
The company makes day-to-day banking easier for SMEs and freelancers by offering an online business account combined with finance tools, such as invoicing, bookkeeping, and spend management.

Payhawk is a spend management platform that automates expense management and provides real-time visibility and control over corporate spending. The platform integrates with linked business credit cards, enabling users to collect receipts at the point of sale and automatically match transactions to receipts. Its AI-powered technology processes receipts and invoices, automatically categorizing and routing expenses for approval to ensure an efficient spending culture.

Spendesk is the smart way to manage your business spending. Flexible payments, approvals, expenses, invoices and accounting — all together for the first time.

Stop the headache of expense management with Soldo company cards tied to a powerful expense management platform.

Access Controls/Permissions

ACH Payment Processing

Alerts/Notifications

Audit Trail

Cash Management

Chart of Accounts

Configurable Workflow

Customizable Reports

Data Security

Data Visualization

Debit/Credit Card Processing

Expense Management

Financial Reporting

In-Person Payments

Mobile Payments

Multi-Company

Multi-Department/Project

Online Payments

Payment Fraud Prevention

Policy Management

Procurement Management

Recurring/Subscription Billing

Reporting/Analytics

Search/Filter

Self Service Portal

Self-Service Reporting

Single Sign On

Status Tracking

Transaction Monitoring

Soldo

Group HR Operations Director

The overall experience is very good - Soldo now is an asset to the company.

Also the software is super easy to use and the reporting is very hellpful and clear.

What I like the most is for sure the customer service that multiple times helped in a timely manner in resolving any issues we incurred.

Partner - Founder

When we started using Xero a number of years ago the fact that I didn't have to store loads of receipts and spend my Sunday evening adding them to a spreadsheet was a godsend.

The mobile app should have more features for admin control - it's frustrating that I have to use the online dashboard to add funds to an employees card.

Founder

There is currently no way to manage accounts via the app.

Management Accountant

The difficult setup of a new user when adding to a card.

Manager

Previously we paid per card, but now we need to pay per user. This means that we pay for users, who do not need a card (accountants for example).

Pleo vs Soldo Comparison (2026)

Pleo

Soldo

Overview

Video & Screenshots

Pricing

User reviews

Key features

Integrations

Alternatives