Pleo vs XPENDOR

Moss

SAP Concur

BILL Spend & Expense

Moss is an expense management software that enables employees to spend in a decentralized way, giving finance managers complete visibility and control in real-time. By automating and digitizing spend, Moss frees finance teams from administrative tasks. 

SAP Concur is a leading cloud-based spend management solution that helps small, medium, and large businesses automate and simplify expense reporting, travel booking, and invoice processing. It’s designed to give organizations better control over their business spend by integrating near real-time data and using AI to audit 100% of transactions.

BILL Spend & Expense (formerly Divvy) is the all-in-one expense management solution.

Pleo is a cloud-based expense management solution which provides simplified expense reporting, virtual and plastic company cards, automatic expense categorization, receipt capture, and more

Accounting

Accounting Integration

Activity Dashboard

Activity Tracking

Ad hoc Reporting

Approval Process Control

Approval Workflow

Billing & Invoicing

Budget Control

Budgeting/Forecasting

Categorization/Grouping

Compliance Management

Corporate Card

Customizable Fields

Data Import/Export

Electronic Payments

ERP integration

Expense Claims

Expense Tracking

Financial Analysis

Invoice Management

Invoice Processing

Mileage Tracking

Mobile Access

Mobile Receipt Upload

Multi-Currency

Prepaid Cards

Purchase Order Management

Purchasing & Receiving

Real-Time Analytics

Real-Time Data

Real-Time Monitoring

Real-Time Notifications

Real-Time Reporting

Real-Time Updates

Receipt Management

Reimbursement Management

Reminders

Reporting & Statistics

Rules-Based Workflow

Spend Analysis

Spend Control

Third-Party Integrations

Time & Expense Tracking

Transaction History

Workflow Management

Pleo

Web-based

iPhone

Android

iPad

Zoho Expense

Coast

XPENDOR

Expensya

Starter

Essential

Advanced

Beyond

Programme Manager

Considering that my company needs all the required information, Pleo seems to be a good solution for inputting the data.

Accounts Payable Manager

Overall the acceptance of the cards was high in UK, EU, Africa and USA.

Physical cards were dispatched quickly and reliably.

It can be a bit slow on my 2019 Android phone.

Manager

Was a bit complicated to get our first bank transfer approved but customer services quickly sorted the issue

Sales Administrator

Pleo is a good software however it was not sufficient for our needs as a company and we eventually outgrew it.

The APP and website worked well and speedy to use.

Pleo has both improved our time saving and our security.

Ease of integration with Quickbooks is brilliant

BI Analyst

Finance Manager

The price per user above basic plan is too highExpense pictures uploads not too handy , you can not cut , modify receipts photos taken on occasions inconsistency between the App and desktop

pleo helps me to keep track of my expenses, saves time with regard to payments.

Head of People

Pleo has a great feature for "fetching" receipts from your email inbox but this doesn't always work brilliantly

Director

That’s what we are doing now having been left almost ‘find less’ for 3 days and having to keep sending more money in the hope that it gets loaded but so far - nothing.

Growth marketing

Meaning that you are expected to remove blockers, try tools, be independent, buy your own setup, etc all those kind of stuff that requires a good expense management.

The phone number on their signatures is bogus, no-one ever answers.

I love how easy it is to set up users on Pleo, to give them limits, and for them to start using it.

so I still have to go and find the receipt manually.

Tickets aren't followed up so any issue you have, get used to it.

CS lead

The card is not good enough for a company.

Visual Designer

Pleo is like an online wallet where I could always use my virtual card to pay for all my online subscriptions and pay everything I purchase online.

Very intuitive software with great design

The approval process is also not great because it does happen that people forget there phone.

I has saved us lots of time with creating expense reports

I received way more value than I was expected.

Head of New Business Development

The Finance team take it from there and I don't have to fill out any more claim forms.

Senior SEO Consultant

That you can't change pin code in the software.

I don’t have to worry about other things cause everything sync directly.

my finance colleagues are much happier with me!

Bugs and Issues

Mobile Support

Time Management

Ease of Use

Expense Management

Financial Reporting

Efficiency

Among reviewers who comment on Pleo's efficiency, 95% feel positive. Users say Pleo significantly reduces time spent on administrative tasks and bookkeeping. They mention it streamlines receipt management and saves hours weekly. However, a few note occasional issues with lost documents.

Security and Access Control

Integrations

Small Business

Large Enterprises

Mid-size Business

Freelancers

Wallester

Wallester helps other businesses to issue corporate VISA cards and streamline their corporate expenses.

SaaS solution for digitization and management of tickets, invoices, and expense reports. A  solution easily integrable with other software thanks to public APIs available and with a wide range of functionalities, all of them at one price.


Access Controls/Permissions

Annotations

Audit Management

Audit Trail

Configurable Workflow

Content Scan

Credit Card Management

Customizable Reports

Data Capture and Transfer

Data Extraction

Data Verification

Document Conversion

Document Editing

Document Review

Document Storage

File Transfer

Financial Management

Full Text Search

Image Pre-processing

Indexing

Language Detection

Optical Character Recognition

Policy Management

Reporting/Analytics

Search/Filter

Single Sign On

Supplier Management

Text Editing

Timesheet Management

Vendor Management

Proprietary

Rippling

Expensify

Emburse Expense Professional

Navan

Basic

Marketing Tecnitian

Like the receipts, I know now that the have to be a JPG format, but it took me some time to find out.

Pleo vs XPENDOR Comparison (2026)

Pleo

XPENDOR

Overview

Video & Screenshots

Pricing

User reviews

Key features

Integrations

Alternatives