Ramp vs Emburse Spend

SAP Concur

BILL Spend & Expense

Logi Symphony

Brex

Spreadsheet Server

IDL Konsis

Compare Ramp and Emburse Spend based on features, pricing, verified reviews, integrations & more on GetApp. Find out which software is best for your business in 2026.

Brex is a finance platform that helps businesses control and manage spend. From corporate cards and banking to expense management and bill pay, it provides a comprehensive suite of tools to automate financial processes and improve the strategic impact of finance teams.

SAP Concur is a leading cloud-based spend management solution that helps small, medium, and large businesses automate and simplify expense reporting, travel booking, and invoice processing. It’s designed to give organizations better control over their business spend by integrating near real-time data and using AI to audit 100% of transactions.

BILL Spend & Expense (formerly Divvy) is the all-in-one expense management solution.

Ramp is a cloud-based expense and spend management solution that provides businesses with virtual corporate cards for employees and allows them to track and manage company spending. The platform helps businesses to track trends in spending and identify areas where costs could be cut.

Access Controls/Permissions

Accounting

Accounting Integration

Accounts Payable

Accounts Receivable

ACH Payment Processing

Activity Dashboard

Activity Tracking

Ad hoc Reporting

Alerts/Notifications

Approval Process Control

Approval Workflow

Audit Management

Audit Trail

Automated Receipt Matching

Bank Reconciliation

Billing & Invoicing

Budget Control

Budgeting/Forecasting

Cash Flow Management

Cash Management

Categorization/Grouping

Collaboration Tools

Compliance Management

Configurable Workflow

Consolidation/Roll-Up

Corporate Card

Credit Card Management

Customizable Fields

Customizable Reports

Customizable Templates

Dashboard

Data Import/Export

Data Visualization

Duplicate Detection

Duplicate Payment Alert

Electronic Funds Transfer

Electronic Payments

ERP integration

Expense Claims

Expense Tracking

Financial Analysis

Financial Management

Financial Reporting

For Small Businesses

Fraud Detection

General Ledger

Income & Balance Sheet

Invoice Management

Invoice Processing

Mileage Tracking

Mobile Access

Mobile Receipt Upload

Multi-Company

Multi-Currency

Multi-Location

Online Banking

Online Booking

Optical Character Recognition

Planning Tools

Policy Management

Prepaid Cards

Process/Workflow Automation

Procurement Management

Project Accounting

Project Management

Purchase Order Management

Purchase Order Reconciliation

Purchasing & Receiving

Real-Time Analytics

Real-Time Data

Real-Time Monitoring

Real-Time Notifications

Real-Time Reporting

Real-Time Updates

Receipt Management

Recurring Payments

Recurring/Subscription Billing

Reimbursement Management

Reminders

Reporting & Statistics

Reporting/Analytics

Requisition Management

Rules-Based Workflow

Secure Data Storage

Self Service Portal

Self-Service Reporting

Single Sign On

Spend Analysis

Spend Control

Spend Management

Supplier Management

Third-Party Integrations

Time & Expense Tracking

Transaction History

Transaction Monitoring

User Management

Vendor Management

Vendor Master Data Management

Ramp

Web-based

Finance Director & Dinner Groups Director

They have been very responsive to our needs. It brings me joy knowing that our employees love using it because it means receipts are being turned in on time.

Director of Finance

The best thing about this software is the receipt capture. The reminder text that is sent to snap a picture at the time of purchase is so wonderful.

Co-Founder & CEO

We've been really happy with the ease of use and the reporting features, our employees seem to like using it and the cashback is a nice overall win for the team.

The UI is outstanding and has tremendously helped my firm track and analyze our expenses and payables to better forecast and plan budgets.

Most of the issues are user error but if our locations could call and speak to a tech or representative to walk them through how to get set up or fix their error it would be so much easier.

Office Manager

The ability to e-mail and text receipts and memos is amazing. It eliminates the need for our managers to keep paper copies of receipts and allows for immediate reconciliation of expenses.

Owner

Great and professional customer support, very helpful to my business.

Project Architect

I like that I can request an emergency spend increase via the mobile app and get approved instantly. I love that Ramp organizes the spending process in every detail.

Finance Manager

Easy to integrate with accounting software.easy to reconcile. Provide good cashback points.

Senior Accountant

The ability to require receipts and memo's be recording quickly has saved us many administrative hours in hunting down purchases.

Media Director

It's easy to set up cards for my team, and they have a great support team. Plus: you receive 1.5% cashback every month.

Administrative Director 

I like the recommendations that the software generates based on  monthly spending. It will recommend a different type of subscription or alert us to higher spending  on a subscription.

Administrative Assistant

Easy to use, helps you stay on track, gives prompts to assist you in reporting.

So the card may stop working at any given time according to the fluctuations of cash flow in your bank account.

Founder

All of the feature requests I want are already coming soon: like restricting a payment card to a specific vendor. More personal fraud and audit controls - will make this even more indispensable.

Co-Founder

Still can't add Ramp to Apple Pay so I end up using other cards when on the go and not wanting to pull out my wallet.

Senior Research Engineer

Easy process, quick feedback, and reminder, followed by closing cases that were in question.

Director

Ability to audit and approve expenses on the go. Bill pay integration with Xero for fast, easy reconciliation.

Ramp screenshot: Ramp managing transactions and subscriptions

Ramp screenshot: Ramp real-time reporting

Ramp screenshot: Ramp spend reconciliation

Ramp screenshot: Ramp vendor management

Ramp screenshot: Ramp Slack integration

Large Enterprises

Mid Size Business

Non Profit

Public Administrations

Small Business

IDL Konsis is a cloud-based account management tool. It enables firms to streamline financial consolidation, disclosure, reporting, and analysis. Key attributes include automated currency conversions, goodwill amortization, deferred taxes calculations, matrix consolidations, and deconsolidation.

Connect 140+ ERPs to Excel. Real-time financial reports using formulas you know. AI help built-in. Drill to details. Zero IT needed.

Transform your software with Logi Symphony's embedded analytics - the only platform delivering full AI capabilities on-premises.

Emburse Spend is the industry’s most flexible expense management solution tailor-made for small to mid-sized businesses in the United States. 

Manage card programs, create virtual cards, pay vendors, reimburse employees, and more. 

Customizable Branding

Financial Consolidation & Close Management

Scheduled/Automated Reports

Search/Filter

Visual Analytics

Workflow Management

Emburse Spend

Android

iPhone

So many features are not working properly or missing. If you are a cafe or restaurant this system may work for you.

VP Demand Generation

I appreciate how easy Abacus makes it for me to submit expenses and how clear the process is. You can quickly see what expenses are pending, what has been approved, and what still need to be approved.

Legal Assistant

The Tech support is very good and very willing to help if you have any kind of issues.

I like Abacus because you're using it primarily when you're traveling for work and the ease of use is great during long travel days.

HR Business Partner

It’s very straightforward and super user friendly. I think it’s extremely easy to streamline the entire expense process.

IT Manager

Take advantage of the technical support. It is very helpful and reliable.

Account Manager

I love that this is quick, and easy. Just take a picture of your receipts and attached the image to your expenses and that is it.

Executive Assistant

I love that receipts auto attach and that you can create specific rules per person or department. It has streamlined our processes and ease of expense management.

Assitant to the Marketing Director

Not to mention the fact that the Abacus team is extremely helpful. Their introduction emails answer your questions before you even have a chance to ask them.

president

It frustrates  rather than enhance outlook. The product is outrageously priced for what we are able to do.

Easy to use product with a beautiful interface.

Product Education Lead

I've had the mobile app crash a few times or just become unresponsive, but this is so inconsistent that I don't really think I've ever been inconvenienced by it.

We really love Abacus as our choice of product and do not intend on changing anytime soon.

Executive Director

The app struggles with things it claims to do and has some "advanced" things it apparently cannot do.

Operations Manager

Very easy to download and get started. Pretty intuitive to submit basic expenses and get refunded quickly.

Having come from a few corporate gigs, and suffering through their frustrating and antiquated expense systems, Abacus was a breath of fresh air.

Emburse Spend screenshot: Real-time expense management for ALL of your expenses from the industry's most flexible expense management solution.

Emburse Spend screenshot: Control spending before it happens, manage corporate card programs, instantly create AMEX virtual cards or Emburse Cards, reimburse employees, and pay vendors - all from an intuitive, unified platform.

Emburse Spend screenshot: Ditch the expense report and discover what expense management should be with Emburse Spend. Submit and approve transactions as they happen, not weeks later. Match receipts to expenses automatically while enforcing spend policy in real-time.

Emburse Spend screenshot: Easily capture receipts and other expense details quickly at the point of purchase. Submit and approve with a one-touch intuitive mobile experience for iOS and Android. 

Emburse Spend screenshot: Emburse Spend offers direct integrations to the industry's leading accounting systems, communications platforms, card networks, and more. Don't see yours? With our easy-to-configure automated export builder, integrate Emburse Spend with virtually any soft

Ramp vs Emburse Spend Comparison (2026)

Ramp

Emburse Spend

Overview

Video & Screenshots

Pricing

User reviews

Key features

Integrations

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