Simplicity vs Gaviti

ActivityHD

Quadient Accounts Receivable by YayPay

Versapay

Visual Queue Network (VQN)

Upflow

Compare Simplicity and Gaviti based on features, pricing, verified reviews, integrations & more on GetApp. Find out which software is best for your business in 2026.

DebtView

DebtView was designed by debt collection professionals, to run natively in the cloud from the ground up, providing unrivalled availability and almost infinite scalability.

Gaviti

Gaviti streamlines the entire invoice-to-cash cycle with AI-powered collections, cash application, credit risk, and disputes. As the only provider with a B2B payment portal offering zero-fee ACH and built-in customer communication, Gaviti accelerates payments and reduces DSO for B2B finance teams.

Moonflow

Moonflow is a cloud-based financial management solution with debt collection software. designed for financial sectors, goods and services, and extensive customer bases.

Simplicity is a web-based debt collection management system for businesses of all sizes, with tools for bulk case import, document generation, reporting & more

Accounting

Accounting Integration

Activity Dashboard

Auto-Dialer

Automated Notices

Client Management

Collection Agencies

Commission Management

Contact Management

Credit Card Processing

Credit Reporting

Customizable Reports

Data Import/Export

Historical Reporting

In-House Collections

Payment Collection

Payment Plans

Real-Time Reporting

Reminders

Reporting & Statistics

Self Service Portal

Transaction Management

User Management

Simplicity

Web-based

iPad

Android

Windows

iPhone

Essentials

Business

Business+

Operations Manager

So we paid for services never provided and they flat out refuse to refund the fees we have paid.

Mika Jones

The interface is outdated and very unreliable.

Owner

Before recent changes in its policies, the company would have earned a 5-star rating.

Collections Manager

Videos don't support "outside the box issues"..    

We already pay a monthly fee to use Simplicity.

Director of Collections

It offers a great deal of customization to effectively meet your department's needs.  

SimplicityCollect has an online help guide as well as videos to help with ongoing training.  

I work for a property management company and am in the initial stages of building an internal collection department.  

There should be an easy fix to this, but no one is sharing it.     

They have live CHAT for problem resolution.  

OWNER

I have used this collection software since I opened my business.  

Technical support is timely and effective.  

past week have not had access to software intermittently, get canned answers for what the issue is.  Have asked for call back from Management have not heard yet.  

Very rarely does someone pick up the phone when you call.  

User Interface

Bugs and Issues

Value

Debt Collection

Remote Access

Paid Support

Updates and Upgrades

Fees and Charges

Customization

Training and Learning Curve

Mid-size Business

Small Business

Freelancers

Large Enterprises

Katabat

QuickBooks Online

QuickBooks Online is an all-in-one online business software designed to help manage business finances. The platform is built to scale businesses, unlocking insights and providing the functionality of a larger team, all on one integrated platform.

QuickBooks Desktop

QuickBooks Desktop provides a comprehensive business management solution that integrates accounting, payroll, inventory, and multiple company management functionalities. The software offers industry-specific editions tailored for manufacturing, wholesale, contractors, and accountants, with features like advanced reporting, job costing, and automated pricing rules. Users can enhance their experience with cloud hosting capabilities that enable remote access and team collaboration.

Xero

Xero is an award-winning online accounting software designed for small business owners and accountants, available on any computer or mobile device with an internet connection. Simplify business admin and get a range of financial insights to help you make better decisions for your business.

Gaviti is a B2B Autonomous Invoice to Cash solution that uses automation technology and AI to automate repetitive and make everything else controllable and predictable. Gaviti provides A/R teams with solutions for credit management, collections management, dispute management, and cash application.

Accounts Receivable

ACH Payment Processing

Aging Tracking

Alerts/Notifications

Approval Process Control

Audit Trail

Automated Scheduling

Bank Reconciliation

Billing & Invoicing

Billing Portal

Borrower Management

Bulk Send

Business Process Automation

Cash Flow Management

Cash Management

Check Processing

Contact Database

Credit Note

Customer Statements

Customizable Templates

Data Visualization

Discount Management

Dunning Management

Electronic Payments

Email Templates

File Encryption

Financial Analysis

Financial Reporting

Forecasting

General Ledger

Invoice Creation

Invoice History

Invoice Management

Invoice Processing

Monitoring

Multi-Currency

Multi-Language

Multiple User Accounts

Online Invoicing

Online Payments

Partial Payments

Payment Management

Payment Processing

Process/Workflow Automation

Projections

Purchasing & Receiving

Real-Time Analytics

Real-Time Data

Receivables Ledger

Recurring/Subscription Billing

Reporting/Analytics

Risk Analysis

Risk Assessment

Risk Management

Template Management

Third-Party Integrations

Workflow Management

Account Receivable Specialist

Being the AR person, having a report that list all open invoices and/or customers with a balance with the contact info allows my day to go more smoothly.

Operations Director

I like the ability to look up my bills and see what I owe prior to the bills being loaded into my online payment portal.

Billing Cooridinator

We can add notes to invoices and actually do multiple notes to mulitple orders at the same time.

Accounts Receivable Specialist

Sometimes I am looking at a brand new invoice for a company, so there are no notes attached to it, but I know that on previous invoices I left notes, but I am unable to access those notes while looking at the newest invoice.

I wish there was an ability to see the notes, pdfs, etc of all past open invoices of a company while looking at a more recent invoice of that company.

Job Cost Analyst

Gaviti does a much better job at tracking invoices and dates than native ERP systems, and particularly does a better job at logging notes and correspondence both with the customer and with internal team members.

Accounts receivable Analyst

I also appreciate the customizable workflows—it feels like it’s really tailored to how I work. Plus, the ability to integrate with other tools we’re already using makes everything run more smoothly.

Having it set to automatically reach out to past due customers, multiple times if necessary.

President and COO

I wish it had realtime updates and/or syncs with accounting system so that payments posted are reflected immediately.

account receivable specialist

What I liked most about Gaviti was how it streamlined the entire collections workflow in one place.

Bookkeeper

i cannot view what to pay b/c i only have a small section of the page to view it.  

Assistant Controller

That we were forced to use Bluesnap as our credit card processor and could not use the one we already had in place.

VP, Finance and HR

I only use it to pay vendor invoices, but I have no cons to speak of using it in that manner.

Overall, it helped improve efficiency, accountability, and consistency across the AR process

I can hardly see the bills with the way they are listed at the bottom.  

Collections Specialist

I know everyone else likes that invoices disappear after they are paid but I would like it if we could access paid invoices and previous notes for a history on the customer.

Staff Accountant

It does not match any other reports from other accounting software.

Accountant

Sometimes notifications go out to customers that should not.

It doesn't even show the entire line and then you have to scroll.

My main complaint with Gaviti is the lagging.  

AR Manager

Instead you have to look at the notes to see what the AR Rep is doing then under Activity to see the emails.

It creates and maintains an invoice history for every single invoice.

Invoicing Specialist and Accounts Receivable Support

Awesome way to keep notes on Accounts Receivables.

It took a little time to get fully comfortable with all the features, and I wished there was a bit more guidance or tutorials to speed up that learning curve.

The main drawback for me was the initial setup and learning curve.

Easy to locate accounts, ability to review any and all notes from previous users to get a broader look at any prior or consistent issues.

It would save me time from having to look under two tabs to see the whole picture.

Accounts Receivable Analyst

This saves tons of time and reduces errors.

Adjustments of workflows to match customer base.

Credit Collections Analyst

Administrator

It also does not allow me to copy from fields.

I can quickly gather what collection efforts have been made on every invoice in the system.

I am using this because of one of our supplier's decision to use this.  

Collection Analyst

some clients systems send emails from Gaviti to SPAM; sometimes client's have issue accessing their accounts

Account Receivable

It is extremely slow during business times (I understand that the time is heavy on the server, but I feel as though it should function a bit better given the nature of gaviti)

Collections analyst

Automatically sends invoices and reminders.  

Simplicity vs Gaviti Comparison (2026)

Simplicity

Gaviti

Overview

Video & Screenshots

Pricing

User reviews

Key features

Integrations

Alternatives