Spendesk vs Brex

Qonto

Ramp

Pleo

PayEm

Airwallex

Mooncard

Compare Spendesk and Brex based on features, pricing, verified reviews, integrations & more on GetApp. Find out which software is best for your business in 2026.

Mooncard is a business expense management platform for organizations of all sizes that automates the entire process, from payment to accounting. Key features include OCR, expense management, and more.

Qonto is the leading European business finance solution with over 450,000 customers.
The company makes day-to-day banking easier for SMEs and freelancers by offering an online business account combined with finance tools, such as invoicing, bookkeeping, and spend management.

Pleo is a cloud-based expense management solution which provides virtual and plastic company cards, automatic expense categorization, receipt capture, and more

Spendesk is the smart way to manage your business spending. Flexible payments, approvals, expenses, invoices and accounting — all together for the first time.

Accounting

Accounting Integration

Accounts Payable

Accounts Receivable

Activity Tracking

Alerts/Notifications

Approval Process Control

Approval Workflow

Audit Trail

Bank Reconciliation

Billing & Invoicing

Budget Control

Budgeting/Forecasting

Cash Flow Management

Cash Management

Configurable Workflow

Corporate Card

Customer Statements

Dashboard

Data Import/Export

Data Security

Data Visualization

Debit/Credit Card Processing

Document Storage

Duplicate Detection

Duplicate Payment Alert

Electronic Funds Transfer

Electronic Payments

Enrollments/Onboarding

ERP integration

Expense Claims

Expense Tracking

Financial Analysis

Financial Management

Financial Reporting

Forecasting

Fraud Detection

General Ledger

In-Person Payments

Invoice Management

Invoice Processing

Mileage Tracking

Mobile Access

Mobile Receipt Upload

Multi-Currency

Online Payments

Optical Character Recognition

Order Management

Payment Processing

Payment Reconciliation

Prepaid Cards

Procurement Management

Purchase Order Management

Purchasing & Receiving

Real-Time Analytics

Real-Time Data

Real-Time Notifications

Real-Time Reporting

Real-Time Updates

Receipt Management

Receivables Ledger

Recurring/Subscription Billing

Reimbursement Management

Reminders

Reporting & Statistics

Reporting/Analytics

Requisition Management

Risk Management

Search/Filter

Single Sign On

Spend Analysis

Spend Control

Spend Management

Status Tracking

Subscription Management

Subscription Plan Management

Supplier Management

Third-Party Integrations

Time & Expense Tracking

Transaction History

Transaction Monitoring

Travel Management

Usage Tracking/Analytics

Vendor Management

Workflow Management

Spendesk

Android

Web-based

iPad

iPhone

Head accountant subsidiaries 

Spendesk customer support is one of the best I have seen. Very friendly and available at any time to help you.

Chief Technology Officer

It is not very obvious how to have a card that can be charged multiple times, but only as a single overall process.

Customer Success Manager

Simplicity is the key to brilliance and Spendesk is very easy.

Demand manager 

The app is intuitive and with a nice design, I liked that I didn’t used my own money because the company card was added to the app.

RevOps Specialist

Very easy to use for uploading receipts, its smart receipt detection and role-based access system are excellent.

CTO & Machine Learning Solutions Architect

I like it because it allows me to better control the employees in my area and issue cards whenever they are required in the currency that they require.

Director Business Planning

The customer support level is the best I've ever seen, and they are constantly adding new features and improving the existing ones.

Spendesk should have been live 5 ago to avoid past problems.

Team Leader

It's extremely easy to use, no time to waste. Spendesk can help a company to increase its effectiveness.

Accounting Manager

A Great Spend Management Solution For Business.

Co-founder - COO

Spendesk is very easy to use and at an affordable price point. Since it is cloud-based, I can access it from any computer, at home or the office.

Shopping Centre Portfolio Manager

It's great to make purchases and ideal that I need not use my own card for online payments.

Head of Service Operations

Easy to keep track of payments and receipts. More secure than using a normal card.

Director Of Engineering

Not enough visibility with spending per per category / missing analytics dashboard.

General Manager

Can integrate with accounting. All in all I think spendesk allows us to gain time and control over many administrative tasks, enabling us to focus more on our business.

The accounting integration (in Germany) was easy and straightforward.

The software, none till now, the card to pay cant be used in some places.

Product Designer

So easy and totally streamlines expensing things in my company now.

Spendesk screenshot: Spendesk is the 7-in-1 spending solution

Spendesk screenshot: Individual spending controls and approval thresholds

Spendesk screenshot: Adjust budgets based on live information

Spendesk screenshot: Make expense reimbursements right from Spendesk

Spendesk screenshot: Simplify your invoice management process

Spendesk screenshot: Define individual budgets on debit cards

Spendesk screenshot: Pre-approved virtual debit cards

Spendesk screenshot: Export Spendesk data to your accounting automation software

Spendesk screenshot: View consolidated spending reports in detail

Large Enterprises

Mid Size Business

Small Business

Ramp is a cloud-based expense and spend management solution that provides businesses with virtual corporate cards for employees and allows them to track and manage company spending. The platform helps businesses to track trends in spending and identify areas where costs could be cut.

Airwallex provides global businesses with an all-in-one account to help businesses grow and operate globally, offering access to domestic and foreign currency accounts, high speed international transfers, global bill pay, online payment links and plugins, multi-currency cards, expense management, software integrations and APIs to programmatically manage finances.

Cloud-based spend management platform with AI-powered invoice processing, corporate cards, and native ERP integrations. Features mobile apps, SOC 2 compliance, RESTful API, and real-time reconciliation. Built for growing SMBs requiring technical integration depth.


Brex is a finance platform that helps businesses control and manage spend. From corporate cards and banking to expense management and bill pay, it provides a comprehensive suite of tools to automate financial processes and improve the strategic impact of finance teams.

Activity Dashboard

Compliance Management

Online Banking

Performance Management

Brex

Founder 

Here’s also partners with great companies like TravelBank and Lyft for additional rewards that much better match our culture and needs than legacy cards.

Their customer service team is easy to communicate with, friendly, and efficient at resolving any questions that arise. I love the tracking through texts.

VP of Strategy & Content

The ease of use and tracking with Brex is great, I love that you can upload via text or with the web and it makes the daunting task of tracking expenses a breeze.

They have great loyalty programs too and are constantly improving the product.

manager

I love that fact that when I make a purchase I get that chance to screenshot my receipt immediately after.

Extremely positive, and I recommend it to all of my friends starting/running companies.

Nurse 

The software is very user friendly and helps budgeting easy.

Account Manager

First and foremost, I am very impressed with the corporate card itself. It is very sleek and also easy to identify (being black) within my wallet.

Manager, Clinical Affairs

As a user, it is very easy to use and makes completing my expense reports easier. I love the fact that I can take a picture of my receipt and it automatically uploads to the specific charge.

Head of Finance

The support team is the best part of the product with 24/7 service and prompt response. Integrations with accounting software are a breeze making it easy for my team to handle accounting processes.

Assistant Financial Controller

Efficient, streamlined expense process, great customer support and overall extraordinary tool for new startups like us.

I like the app, super intuitive, easy to use and connects with Apple pay.

Project Manager

It looked like I was double-charged for something on my Brex dashboard. I reached out to support and it was cleaned up very quickly.

The availability calculation isn't particularly transparent and can be hard to predict.

Co-Founder & COO

Managing cash flow is a daily task, even with our customer base and revenues increasing at an astronomical rate. Brex knows that we are a terrific credit risk and allows us to grow even faster.

Today I could have $10K and tomorrow it could be $7800. Hard to plan with such a fast moving target.

Spendesk vs Brex Comparison (2026)

Spendesk

Brex

Overview

Video & Screenshots

Pricing

User reviews

Key features

Integrations

Alternatives