Teampay vs Moss

Stadium

Xero

Odoo 

SnackMagic is a gifting platform that helps businesses send gifts to staff members without shipping addresses, dietary restrictions, or preferences.


Xero is an award-winning online accounting software designed for small business owners and accountants, available on any computer or mobile device with an internet connection. Simplify business admin and get a range of financial insights to help you make better decisions for your business.

Odoo is an all-in-one, open-source business platform covering CRM, Sales, Accounting, Inventory, Manufacturing, and Projects. It’s fully integrated, customizable, and scalable for companies of any size or budget.

Teampay’s spend management platform gives finance teams control and automates the purchasing, reconciliation, and reporting process.

Access Controls/Permissions

Accounting

Accounting Integration

Activity Dashboard

Activity Tracking

Ad hoc Reporting

Alerts/Notifications

Approval Process Control

Approval Workflow

Audit Trail

Billing & Invoicing

Budget Control

Budgeting/Forecasting

Categorization/Grouping

Collaboration Tools

Configurable Workflow

Corporate Card

Credit Card Management

Customizable Fields

Customizable Invoices

Customizable Reports

Dashboard

Data Import/Export

Data Visualization

Duplicate Payment Alert

Electronic Payments

Expense Claims

Expense Management

Expense Tracking

Financial Analysis

Financial Management

Forecasting

Fraud Detection

Invoice Creation

Invoice History

Invoice Management

Invoice Processing

Mobile Access

Mobile Payments

Mobile Receipt Upload

Multi-Company

Multi-Currency

Multi-Department/Project

Multi-Location

Online Invoicing

Policy Management

Prepaid Cards

Projections

Purchase Order Management

Purchase Order Reconciliation

Purchasing Reports

Real-Time Analytics

Real-Time Data

Real-Time Monitoring

Real-Time Notifications

Real-Time Reporting

Real-Time Updates

Receipt Management

Recurring Payments

Recurring/Subscription Billing

Reimbursement Management

Reminders

Reporting/Analytics

Reporting & Statistics

Requisition Management

Rules-Based Workflow

Self-Service Reporting

Single Sign On

Spend Analysis

Spend Control

Spend Management

Supplier Management

Third-Party Integrations

Transaction History

User Management

Vendor Management

Workflow Management

Reviews for Teampay come from a wide variety of industries, including computer software (13% of reviewers), non-profit organization management (13%), and hospital & health care (9%). The most frequent use case for Teampay cited by reviewers is purchasing (57% of reviewers).

Users and use cases

Teampay is a purchasing program offering key features such as approval process control and receipt management, among others.

Teampay

Web-based

iPhone

Tipalti

XPENDOR

Basic

Customer Education Specialist

I primarily use Teampay for submitting reimbursements related to company benefits, travel expenses, and employee recognition or award purchases.

CRM Manager

The Slack prompts made it simple to submit a request for a card to be issued, and I really like that Teampay also shows me account updates—like when a transaction is declined—right in Slack.

Simulation Coordinator

I can very easily start typing the vendor name, easily find my department in the dropdown, easily locate the class for the purchase and upload a quote.  

What I liked most about Teampay was the efficiency it brought to expense management, how easy it was to get reimbursements processed quickly, and the helpful Slack notifications that kept me updated throughout the process.

Missions Department Co-Chair

Teampay has been a great way to streamline our finances in our department, and a safe way to have other people purchase things where we can track what's happened on our card.

Corporate Communications

Some features, like virtual cards, may have restrictions outside the U.S., limiting its utility for global teams, especially if the spend in India.

I love that Teampay integrates with Slack—it sends me reminders when I need to upload receipts, which keeps me on track without extra effort.

Data Acqusition

Pretty good, there were a few snaffoos getting started and the cancel a card in one click thing is pretty dumb, accidentally canceled my first one and had to order a brand new physical card and wait for it to show up

Accounting Manager

The auto-selected categories for physical cards are generally never correct. If a user selects the Sales-transportation category for an Uber ride, it seems like the Sales category will be selected for all other Uber purchases regardless if the user is in sales.

Compositor

I wish this could have more integration with time tracking apps, sometimes I'd like to keep a record of how long or how frequently I've been using a product I purchased.

Professional Mentor

For instance, if I want to upload a receipt for a transaction two days ago, I wouldn't even be able to find it because I get flooded with notifications about other transactions as well.

Instant issuance of virtual cards tied to specific vendors or projects reduces fraud risk and helps with reconciliation.

Data Processor

Not all vendors or payment processors accept Teampay's virtual cards, leading to declined transactions and frustration during purchases.

Automated, customizable workflows make it easy to set guardrails and ensure proper authorization before funds are spent.

Finance Manager

I didn't do the integration but as far as I can tell you can only create expense POs in NetSuite and not items which makes matching challenging when there are an uncertain number of payments of uncertain amount.

Partner Success Manager

having a place to upload receipts as you spend money would have been helpful, so you could drag and drop as you're doing all monthly expenses, but as I had relatively few this was not an issue.

It’s also directly linked to my bank account, so once something is approved, I don’t have to worry about deposits or tracking payments manually.

Director of Enterprise

Teampay is integrated with Slack, makes it easy to attach receipts, and I don't have to spend a ton of time filling out a bunch of fields for every item

Teacher

My company has many many different expense accounts and the alphabetical search does not help as they have very similar names.

Support Analyst

The approval flow is efficient, and the ability to issue virtual cards helps speed up purchases.

Associate Director Education and Events

I also love the reports, which make it easy to match expenses with our budget and ensure things are coded correctly in real-time.

Even as a beginner in a new job (3 weeks), I've been able to submit a number of purchase requests and reimbursements  with ease.

From an employee perspective, Teampay simplifies purchasing, no more out-of-pocket spend or cumbersome reimbursement processes.

Inventory Control

The team pay site is easy to navigate and review transactions and receipts that have been added or that are missing and need to be added.

Assistant Controller

Now that we use them for our corporate cards, AP, and expense reimbursements, I can't imagine going back.  

This is likely just how credit cards work but the transaction may not be listed on the date the purchase was actually made (sometimes a day or two after).

I'm not sure what the glitch is, but it's frustrating when we do things correctly and save them, only to have Finance ping me, saying we're missing receipts.

Operations manager

Sometimes when I upload my reciept on the page once the card has been used, it won't save and i will have to refresh the page to upload it again.

That said, the onboarding and setup process requires careful planning to align workflows and policies with company needs.

Equipment and Facilities Manager

It's not an implementation issue so much as it is a UI issue where one has to think each time how to upload.

We began our relationship with them just for corporate cards, but quickly transferred as many of our processes over as we could.  

I was also able to upload receipts and my reimbursements came quickly as a direct deposit.

Director of Digital Services

The interface is intuitive, and the process for submitting expenses is straightforward, which saves time.

Larger amounts of money take time to add, and sometimes it takes several days for the money to come across.

So if we do need to look up a specific budget, we have to click through several pages.  

I have noticed that there is a slight lag or delay at times when it comes to payments or refunds from sites.

I do see new options at each log in so I know we're building the plane as we fly it.  

Administrative Assistant

It simplifies the expense and approval process, making everything more efficient and organized. Though there was a learning curve, the features are intuitive and ultimately save a lot of time.

Marketing Manager

I love the Slack extension - it makes it extremely easy for me to request cards for our marketing campaigns and get them approved efficiently.

Account Executive

The User Interface is great and the ability to transparently see reimbursements helps my organization move faster.

VP of Finance and Operations

The support at implementation and also the flexibility in tweaking to best suit our needs have made all the difference.  

Stylist

Team pay is reliable and informative, never miss a pay day with team the best way to pay your teams with money.

If you're not familiar with the system, the interface can take a little time to get used to—especially figuring out which category or vendor to select when submitting a request. But once you get the hang of it, it’s pretty straightforward.

Teampay’s value is most apparent in mid-size and larger companies; small teams might find the cost outweighs the benefit.

People Operations Intern

For example, when POs are paid, they just show up as zeroed instead of clearly marked as “paid” or something similar.

Immediate notification of purchases being made or posting to my team pay card.

Department Head

It has made it much easier for our school to make purchases and track expenses I especially like the Amazon integration

They have a nice rule workflow which allows us to nearly automate our approval/rejection process.

Employees no longer need to use personal funds and wait for reimbursement; spending is managed up-front.

Director of Student Advancement and Alumni Relations

Access permissions seemed to be a bit confusing and caused a bit of friction during the initial setup process.

Card Management

Receipt Upload

Pricing

Reimbursement

Payments

Expense Submission

Team Management

Security and Access Control

Approval Process

Mid-size Business

Large Enterprises

Small Business

SAP Concur

SAP Concur is a leading cloud-based spend management solution that helps small, medium, and large businesses automate and simplify expense reporting, travel booking, and invoice processing. It’s designed to give organizations better control over their business spend by integrating near real-time data and using AI to audit 100% of transactions.

Payhawk

Payhawk is a spend management platform that automates expense management and provides real-time visibility and control over corporate spending. The platform integrates with linked business credit cards, enabling users to collect receipts at the point of sale and automatically match transactions to receipts. Its AI-powered technology processes receipts and invoices, automatically categorizing and routing expenses for approval to ensure an efficient spending culture.

Budgetly

AI-driven spend and expense management software with prepaid corporate cards with spending rules. Budget, spend, capture, pay bills and sync in real-time. Budgetly is an AI-driven, flexible, automated, and hassle-free expense accounting platform.  Go paperless and capture expenses as they happen.

Moss is an expense management software that enables employees to spend in a decentralized way, giving finance managers complete visibility and control in real-time. By automating and digitizing spend, Moss frees finance teams from administrative tasks. 

Teampay vs Moss Comparison (2026)

Teampay

Moss

Overview

Video & Screenshots

Pricing

User reviews

Key features

Integrations

Alternatives