Wave vs Refrens

QuickBooks Enterprise

QuickBooks Online

FreshBooks

Emburse Expense Professional

Zoho Invoice

Zahara

Compare Wave and Refrens based on features, pricing, verified reviews, integrations & more on GetApp. Find out which software is best for your business in 2026.

FreshBooks is accounting software that helps small business perform accounting tasks, conduct invoicing, manage expenses, and more.

QuickBooks Desktop Enterprise is an accounting software for small businesses which provides users with real-time access to customer, employee, and vendor information. The software includes tools for managing inventory, shipping, sales orders, pricing, tasks, invoicing, reporting, and more.

QuickBooks Online is an all-in-one online business software designed to help manage business finances. The platform is built to scale businesses, unlocking insights and providing the functionality of a larger team, all on one integrated platform.

Wave is an integrated solution designed for small businesses. With our automatic bank connections, information flows into Wave, without manual entry. Users can collaborate with accountants or bookkeepers in real-time.

Access Controls/Permissions

Accounting

Accounting Integration

Accounts Payable

Accounts Receivable

ACH Payment Processing

Activity Dashboard

Activity Tracking

Alerts/Notifications

Automatic Billing

Bank Reconciliation

Billing & Invoicing

Budgeting/Forecasting

Cash Flow Management

Cash Management

Chart of Accounts

Collaboration Tools

Commission Management

CPA Firms

Credit Card Processing

Currency Conversion

Customer Statements

Customizable Branding

Customizable Templates

Dashboard

Data Import/Export

Data Security

Direct Deposit

Electronic Payments

Email Reminders

Encryption

Estimating

Expense Tracking

Financial Analysis

Financial Management

Financial Reporting

Fixed Asset Management

For Legal Professionals

For Medical Purposes

For Real Estate

For Religious Organizations

For Small Businesses

Fund Accounting

General Ledger

Income & Balance Sheet

Inventory Management

Invoice Creation

Invoice History

Invoice Management

Invoice Processing

Mobile App

Multi-Currency

Online Invoicing

Partial Payments

Payment Reconciliation

Payment Tracking

Payroll Management

Payroll Reporting

PCI Compliance

Profit/Loss Statement

Project Accounting

Projections

Purchase Order Management

Real-Time Notifications

Real-Time Updates

Receipt Management

Receivables Ledger

Recurring Invoicing

Recurring/Subscription Billing

Reminders

Remote Access/Control

Reporting & Statistics

Reporting/Analytics

Revenue Recognition

Sales Tax Management

Spend Management

SSL Security

Status Tracking

Tax Compliance

Tax Filing

Tax Management

Third-Party Integrations

Time & Expense Tracking

Transaction History

Transaction Management

Wave

Android

Web-based

iPhone

Online Content Creator

The interface is user-friendly and has a comprehensive set of features that can elevate any small business to great success.

Research Manager

I am not able to write off a partly paid bill as bad debt if all attempts to reclaim the payment from my clients fail. Sometimes, people pay about 70% and fail to pay for the rest.

Teacher

It's a great software and works well for my basic use case as a solopreneur. The payments feature is also nice and the reporting is great.

Digital Artist 

I thought it was going to be great when I saw that it functioned with Etsy. And I loved that it is free.

Photographer

This is a user friendly software that I have been using for years. It makes my invoicing very easy and has been great in tracking my finances.

It can be glitchy at times. I had problems with my transactions imported from my connected bank account, and then when I tried to remove the account and re-connect it, I received error messages.

Digital Marketer

I am really happy having moved over from Zoho Books and before than from Xero. I love that you can toggle between personal and business sides easily.

Technical Support Specialist

I love that this tool is free and has so many great features. It makes my invoices look professional and makes billing a breeze.

C. E. O

Wave accounting software is fully featured most advanced and easy to use accounting software available with all the training and tutorials. And the best thing is its totally free.

Principal Consultant

I like its ease of use, intuitive operation and its ability to just work the way you woudl expect it to.

CEO/President

Then, January of 2021, Paypal import was abandoned. Without those 2 features, the software is essentially useless since it creates extra work each month.

Coach

Simple and easy to use for a non-tech person, clear layout, easy navigation, reliable functioning, helpful customer support, syncs well with Stripe for receiving payments.

Marketing and Web Services Consultant

I take Wave for its good point and have since 2015, and excellent billing, invoicing and payment processing system. It has added value through its Wave Money expansion as well.

Data & Operations

It's easy to use their receipt app to take a photo or forward a receipt to have it auto-capture. And the ability to integrate through tools like Zapier makes automating invoices a breeze.

Wave review 

Wave is excellent especially when it comes to credit card processing which is done automatically with a very low 1% fee. It is very easy to set up and use and the cost is low or even free.

President

In my case, I must tediously click on each daily ATM transaction and designate this to transfer to an account. After 30 times in a row it is tedious and boring.

They also have integrated a payroll service that prepares the taxes for the federal and state. Best of all you can do that all in the browser and stored online.

Their customer service has been very helpful when I've had questions.

Wave screenshot: Wave dashboard

Wave screenshot: Wave accounting

Wave screenshot: Wave invoice creation

Wave screenshot: Wave invoice schedule

Wave screenshot: Wave invoice list

Wave screenshot: Wave payments

Freelancers

Large Enterprises

Mid Size Business

Non Profit

Public Administrations

Small Business

Zoho Invoice is an online invoicing software for freelancers and small to medium enterprises (SMEs). It helps you craft professional invoices, send payment reminders, and get paid faster online.

Zahara is a cloud-based accounts payables automation system which controls the process from purchase requisition to invoice matching integrating with Sage, Xero & QuickBooks. Zahara is a great fit for multi-location organisations or project leads businesses like construction.

Emburse Expense Professional is a cloud-based tool that provides data visibility into corporate spending. It automatically creates reports for employees, streamlines approvals, and makes reimbursement and reporting effortless for accountants.

Accounting software for startups, service businesses, agencies, SMEs, manufacturers, and more.

Manage your billing, accounting, vendors, inventory, and sales in one place.

AI Copilot

Approval Process Control

Audit Management

Audit Trail

Backup and Recovery

Billing Portal

Bulk Send

Categorization/Grouping

Client Management

Compliance Management

Contact Database

Credit Note

Customizable Fields

Customizable Invoices

Customizable Reports

Document Management

Dunning Management

Email Management

File Sharing

Financial Consolidation & Close Management

Generative AI

Hourly Billing

Mobile Access

Mobile Payments

Mobile Receipt Upload

Multi-Language

Multi-Location

Optical Character Recognition

Payment Processing

Process/Workflow Automation

Project Billing

Purchasing & Receiving

Quotes/Estimates

Real-Time Data

Real-Time Reporting

Reimbursement Management

Secure Data Storage

Tax Calculation

Workflow Management

Refrens

Linux

Windows

iPad

FOunder

I also loved the ability to track payments and expenses in one place. The CRM and lead management features are a big plus for growing agencies like ours.

Offline Functionality: If you often work in areas with poor internet connectivity, the reliance on an internet connection for using Refrens on your phone may sometimes be inconvenient.

Graphic Designer

The interface is clean, easy to use, and saves me a lot of time. I also like how professional the invoices look, which really helps in building trust with clients.

My overall all experience  with Refrens is till date is outstanding , we have also integrated their ERP system in our client webapp worth the price.

Founder

My overall experience with Refrens has been excellent. The platform is intuitive, easy to navigate, and makes managing invoices and payments seamless.

Wave vs Refrens Comparison (2026)

Wave vs Refrens Comparison (2026)

Wave

Refrens

Overview

Video & Screenshots

Pricing

User reviews

Key features

Integrations

Alternatives