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Crowded vs Qonto Comparison (2026)

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Crowded

Qonto

Overview

Conveniently manage all of your nonprofit's banking and financial needs on an accessible, mobile-first platform. Manage everything from officer handovers and payments to vendors to club spending and dues collection in one place. Gain back control of your finances with Crowded.

Qonto is the leading European business finance solution with over 450,000 customers. The company makes day-to-day banking easier for SMEs and freelancers by offering an online business account combined with finance tools, such as invoicing, bookkeeping, and spend management.

Platforms supported

Web-based
iPhone app
Android app
Windows Phone app

Typical customers

Freelancers
Small businesses
Mid size businesses
Large enterprises

Customer support

Phone
Online
Knowledge base
Video tutorials

view more detailsview details

Platforms supported

Web-based
iPhone app
Android app
Windows Phone app

Typical customers

Freelancers
Small businesses
Mid size businesses
Large enterprises

Customer support

Phone
Online
Knowledge base
Video tutorials

view more detailsview details

Video & Screenshots

Pricing

Starting from

Per month

Free trial available
Credit cardless trial
Free account
Subscription based

Starting from

Per month

Free trial available
Credit cardless trial
Free account
Subscription based

User reviews

4.2

Value for money

Ease of use

Features

Customer support

74%

would recommend this app

4.5

275

221

Value for money

Ease of use

Features

Customer support

84%

would recommend this app

Pros

“There are only costs to certain activities that are based on use, such as if you need physical debit cards or the merchant fees associated with taking payments.”

Christopher M.

Chapter President

“The crowded platform is very user friendly, I love the ability to make quick reimbursements and also create virtual cards for staff.”

Elijah W.

Director

“Everything it's easy to use checks are always fast to be approved when deposited and also all the features work neber no problems with the app are anything”

Michael W.

Owner founder

Pros

“perfect UI, perfect API, a lot of new features to make a all in one solution for bank and invoicing for small and medium company”

Hugo G.

Developer, admin

“Allows me, as an USA citizen to have an account”

David S.

Owner

“The interface is beautiful and fluid — one of the most elegant neobank apps on the market.”

Cameron M.

CEO

Cons

“It’s difficult to get a physical version of the credit card which can make it harder to use money at events that don’t take Apple Pay.”

Zoe G.

Finance Chair

Cons

“The platform has frequent glitches that disrupt basic operations, and the fee structure isn't transparent—every international transaction adds up fast. When Qonto mistakenly charged me for both annual and monthly subscriptions simultaneously, their support was slow to acknowledge their own mistake.”

Polina E.

Co-founder and Head of Growth

“Unreliable software that feels unfinished, massive hidden fees on non-EU transactions (hundreds of euros monthly), and unhelpful customer support that took days to resolve their own billing error when they double-charged me.”

Polina E.

Co-founder and Head of Growth

“I don't like that there are fees on cash withdrawals and fees on foreign currency transactions on my charge card”

David S.

Owner